Active Open Saturday 08/01 11 AM-3 PM

3294 Gardenia Drive

HERNANDO BEACH, FL 34607
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Bed 4

Bed

Bath 2

Bath

SqFt1,552

Sqft

Acres0.17

Acre(Lot)

PRICE IMPROVEMENT TO $427,500... TURNKEY WATERFRONT COTTAGE WITH SELLER PAID FIRST YEAR OF PRIMARY FLOOD INSURANCE! Opportunities like this don't come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-ti me residence, vacation getaway or investment property. To make the transition even easier, the seller is paying the buyer's first year of flood insurance, & there is a current quote for homeowners & wind insurance of approximately 2,805 per year, providing added peace of mind. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida's hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. At just 427,500, with the home being sold fully turnkey, the seller paying the first year of primary flood insurance & attractive insurance costs already quoted, this is an exceptional waterfront value that buyers won't want to miss.

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Detail Ic Property Details

Property Type : Residential

Price : $427,500

AD Id : 80048603

MLS Id : MFRW7886396

Beds : 4

Lot Size : 0.17 Acre

Living Area Size : 1,552

Year Built : 1981

Garage : 2

County : Hernando

Subdivision: Hernando Beach

Open House Open House

  • 08/01 11 AM-3 PM
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Feature Features

  • Bedroom Information

    Total Bedroom: 4

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Interior Features

    Open Floorplan, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s) Roof: Shingle Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer Laundry Features: Laundry Room

    Roofing Information

    Shingle
  • Flooring Information

    Flooring: Carpet, Laminate Construction Materials: Frame
  • Heating & Cooling

    Heating: Central, Electric Cooling: Central Air Water front: 1 WaterSource: Public

  • Building Information

    Year Built: 1981
  • Exterior Features

    Fire Pit Construction Materials: Frame Foundation Details: Stilt/On Piling

  • Lot Information

    Lot Description: Street Dead-End, Paved Lot Square Feet: 7300 Lot Acres: 0.17 Lot Size (SqMt): 678

    Property Information

    Property Type: Residential Sub Type: Single Family Residence

  • Listing Price Information

    Original List Price:$439900

  • Tax Information

    Tax Block: 112 Tax Book Number: 9-16 Tax Lot: 10 Tax Legal Description: HERNANDO BEACH UNIT 12 BLOCK 112 LOT 10 Annual Tax: $5071 Tax Year: 2025 Parcel Number: R13-223-16-2350-1120-0100

  • Parking Information

    Oversized

    Garage Information

    Has Garage: Yes Garage Space: 2 Garage Dimensions: 28x31

  • School Information

    Elementary School: Westside Elementary-HN Junior High School: Fox Chapel Middle School Senior High School: Weeki Wachee High School
  • Utility Information

    BB/HS Internet Available, Cable Available Sewer: Public Sewer Water Source: Public
  • Location Information

    Subdivision: HERNANDO BEACH City: HERNANDO BEACH Direction: Shoal Line Blvd to Hermosa to Left on Gardenia to home on Left Hand Side.
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ByOwner last updated this listing 07/26/2026 @ 06:20

MLS: MFRMLS #W7886396 LISTED BY: Sharie Oakland, RE/MAX ALLIANCE GROUP 727-845-4321 SOURCE: MFRMLS (My Florida Regional MLS DBA Stellar MLS) (Listings courtesy of MFRMLS (My Florida Regional MLS DBA Stellar MLS) as distributed by MLS GRID)

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