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3294 Gardenia Drive

HERNANDO BEACH, FL 34607
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Bed 4

Bed

Bath 2

Bath

Acres0.17

Acre(Lot)

PRICE IMPROVEMENT TO 427,500... TURNKEY WATERFRONT COTTAGE WITH SELLER PAID FIRST YEAR OF PRIMARY FLOOD INSURANCE! Opportunities like this don't come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-tim e residence, vacation getaway or investment property. To make the transition even easier, the seller is paying the buyer's first year of flood insurance, & there is a current quote for homeowners & wind insurance of approximately 2,805 per year, providing added peace of mind. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida's hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. At just 427,500, with the home being sold fully turnkey, the seller paying the first year of primary flood insurance & attractive insurance costs already quoted, this is an exceptional waterfront value that buyers won't want to miss.

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Detail Ic Property Details

Property Type : Residential

Price : $427,500

AD Id : 78489237

MLS Id : 2259366

Beds : 4

Lot Size : 0.17 Acre

Year Built : 1981

Garage : 2

County : Hernando

Subdivision: Hernando Beach Unit 12

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Map

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Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Room Information

    Rooms Total: 9
  • Roofing Information

    Shingle
  • Interior Features

    Breakfast Bar, Ceiling Fan(s), Open Floorplan Roof: Shingle Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: Ceiling Fan(s), Central Air

  • Building Information

    Year Built: 1981 Building Area Total: 1552 Construction Materials: Frame Stories: 3 Frontage Length: 73 Patio And Porch Features: Deck, Rear Porch Private Pool: No Water front Features: Seawall View: Water
  • Exterior Features

    Exterior Features: Dock

  • Lot Information

    Lot Dimensions: 73x100 Main Square Feet: 0.17 Acres Lot Size Acres: 0.17 Lot Size Square Feet: 7300 Lot Description: Waterfront

    Property Information

    Subdivision: Hernando Beach Unit 12 Source Property Type: Residential Zoning Description: Residential Property SubType: Single Family Residence Direction Faces: West Levels: Three Or More Property Age: 45

  • Listing Price Information

    Listing Price: $427500 Cash, Conventional

  • Tax Information

    Parcel Number: R13 223 16 2350 1120 0100 Tax Lot: 010 Tax Block: 1120 Tax Year: 2025 Annual Tax: $5071.09 Tax Legal Desc: Hernando Beach Unit 12 Block 112 Lot 10

  • Parking Information

    Attached, Garage

    Garage Information

    Has Garage: Yes Has Attached Garage: Yes Garage Space: 2

  • School Information

    Elementary School: Westside
    Junior High School: Fox Chapel
    Senior High School: Weeki Wachee
  • Utility Information

    Cable Available
  • Location Information

    Direction: Shoal Line Blvd to Hermosa to Gardenia to Home on Left hand side WaterSource: Public
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange of the Hernando County Association of REALTORS®. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2026 Hernando County Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 07/20/2026 @ 22:57

MLS: 2259366 LISTED BY: Sharie Oakland PA, REMAX Alliance Group 352-596-9999 SOURCE: Hernando County Association of REALTORS

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