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123 Useppa Island #UNIT B

Useppa Island, FL 33921
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Bed 2

Bed

Bath 3

Bath

SqFt1,478

Sqft

Acres0.08

Acre(Lot)

Situated on the northwestern point of Useppa Island, "Whelk Cottage" is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. "Whelk Cottage" offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.

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Detail Ic Property Details

Property Type : Residential

Price : $950,000

AD Id : 85050578

MLS Id : 2026025926

Beds : 2

Lot Size : 0.08 Acre

Living Area Size : 1,478

Year Built : 1980

County : Lee

Subdivision: Coral Gables Biltmore Sec

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 2

    Bathroom Information

    Total Baths: 3 Full Baths: 2 Half Baths: 1

    Roofing Information

    Metal

    Flooring Information

    Tile, Wood
  • Interior Features

    BreakfastBar, BuiltInFeatures, BedroomOnMainLevel, DualSinks, FrenchDoorsAtriumDoors, Fireplace, LivingDiningRoom, MainLevelPrimary, ShowerOnly, SeparateShower, VaultedCeilings, WindowTreatments, SplitBedrooms
    Roof: Metal
    Appliances: Dryer, Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator, SelfCleaningOven, Washer
    Laundry Features: Inside
    Window Features: ImpactGlass, Shutters, WindowCoverings
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric, Zoned Has Cooling: Yes Cooling: CentralAir, Electric, Zoned

  • Building Information

    Year Built: 1980
    Building Area Total: 2054
    Construction Materials: VinylSiding, WoodFrame
    Stories: 2
    Patio And Porch Features: Balcony, Deck, Lanai, Open, Patio, Porch, Screened
    Pool Features: Community
    Private Pool: No
    Water front Features: None,AcrossTheRoadWaterFrontage
    View: Bay, Mangroves, Water
  • Exterior Features

    Exterior Features: Deck, SecurityHighImpactDoors, Patio

  • Lot Information

    Lot Dimensions: 23 x 141 x 34 x 134 Main Square Feet: 0.084 Lot Size Acres: 0.084 Lot Size Source: Appraiser

    Property Information

    Subdivision: USEPPA ISLAND Source Property Type: Residential Zoning Description: RM-2 Property SubType: Attached Direction Faces: East Levels: Two Property Age: 46

  • Listing Price Information

    Listing Price: $950000
    AllFinancingConsidered, Cash

  • Tax Information

    Parcel Number: 04-44-21-01-00001.023A Tax Lot: 23A Tax Block: 1 Tax Year: 2025 Annual Tax: $5360.28 Tax Legal Desc: COTTAGE SITES OF USEPPA IS SLY 1/2 SITE 23 AS DESC OR 1988/1026 OR 1207 PG 507

  • Garage Information

    Pets Allowed: Call, Conditional

    Homeowners Association Information

    Included Fees: RecreationFacilities, RoadMaintenance, StreetLights, Trash
    Association Amenities: BocceCourt, Marina, FitnessCenter, Other, Pickleball, PrivateMembership, Pool, Restaurant, BoatSlip, SpaHotTub, SeeRemarks, TennisCourts, Trails
    Community Features: BoatFacilities, StreetLights

  • Utility Information

    CableNotAvailable, HighSpeedInternetAvailable, UndergroundUtilities
  • Location Information

    Direction: This property is located on an island without bridges or roads, and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property. WaterSource: Public
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ByOwner last updated this listing 07/27/2026 @ 20:45

MLS: 2026025926 LISTED BY: Rogan White, Century 21 Sunbelt Realty 239-283-1100 SOURCE: FGC

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