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4384 4th Isle Drive

HERNANDO BEACH, FL 34607
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Bed 2

Bed

Bath 2

Bath

Acres0.21

Acre(Lot)

GULF ACCESS IN MINUTES | PRIVATE BOAT RAMP | 90' OF WATERFRONT | BUILT TO OUTLAST FLORIDA Let's talk about what actually matters in a waterfront home in Florida -- how it's built and how it holds up. This 1971 home has been standing through decades of Florida weather while newer construction around it has come and gone. And when Hernando Beach flooded a few years back? MINIMAL IMPACT. Why? Because this home sits on an ELEVATED LOT, has CEMENT BOARD WALLS instead of drywall, and TILE FLOORING THROUGHOUT. There is no drywall to rot. No carpet to ruin. No soft walls to buckle. This is how waterfront homes should be built -- and almost none of them are anymore. Flood insurance is currently in place at 3,800/year -- that's 316/month for a WATERFRONT HOME WITH A PRIVATE BOAT RAMP ON THE GU LF COAST OF FLORIDA Now let's talk about why you're actually buying this one. You get 90 FEET OF WATERFRONT on a LOT AND A HALF in a CUL-DE-SAC in HERNANDO BEACH -- with your very own PRIVATE BOAT RAMP in the backyard. Not a community ramp. Not a public ramp. Yours. Launch your boat and be cruising through the canal to the OPEN GULF in 5 MINUTES. Scalloping season, offshore fishing, sunset cruises -- this is your daily life now. The backyard is the reason people fall in love with this one. FLOATING DOCK. SEAWALL WITH CAP. FENCED DOG RUN. HUGE PAVER SIDE YARD. FIREPIT. GARDEN AREA. And a real TIKI HUT where sunset drinks just hit different. The kind of backyard that makes your friends stop asking why you moved to Florida. Inside -- NEW ROOF (2024). NEW HOT WATER HEATER (2025). ALL NEW KITCHEN APPLIANCES (2024). DUAL PANE WINDOWS. TILE FLOORING THROUGHOUT. The bones are solid, the big tickets are done, and the CEMENT BOARD WALLS mean this home laughs at humidity. The community is GOLF CART FRIENDLY with NO HOA and NO SHORT-TERM RENTAL RESTRICTIONS -- use it as a full-time home, a weekend escape, or an income-producing waterfront rental. The flexibility is yours. Evenings at Brian's Place. Lunch at The Lazy Lizard. Live music at the tiki bar. Morning coffee on the dock. Short drive to the WEEKI WACHEE RIVER, PINE ISLAND BEACH, and ROGERS PARK. Kayaking, paddleboarding, scalloping, fishing -- pick your adventure. This isn't just a waterfront home. This is GULF ACCESS from your own backyard. This is a home that has proven it can handle Florida. This is Hernando Beach done right. 📍 4384 4th Isle Drive, Hernando Beach FL

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Detail Ic Property Details

Property Type : Residential

Price : $515,000

AD Id : 75273532

MLS Id : 2257939

Beds : 2

Lot Size : 0.21 Acre

Year Built : 1971

Garage : 2

County : Hernando

Subdivision: Hernando Beach Unit 7

  • Map Map

Map

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Map Nearby Areas

Feature Features

  • Bedroom Information

    Total beds: 2

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Room Information

    Rooms Total: 5
  • Flooring Information

    Tile
  • Roofing Information

    Shingle
  • Interior Features

    Ceiling Fan(s), Open Floorplan, Walk-In Closet(s) Roof: Shingle Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Heating & Cooling

    Has Heating: Yes Heating: Central Has Cooling: Yes Cooling: Ceiling Fan(s), Central Air Water front: 1

  • Building Information

    Year Built: 1971 Building Area Total: 1618 Construction Materials: Frame, Stucco Stories: 1 Private Pool: No Water front Features: Canal Front
  • Exterior Features

    Exterior Features: Dock, Fire Pit

  • Lot Information

    Main Square Feet: 0.21 Acres Lot Size Acres: 0.21 Lot Size Square Feet: 9000 Lot Description: Cul-De-Sac, Waterfront

    Property Information

    Subdivision: Hernando Beach Unit 7 Source Property Type: Residential Zoning Description: Residential Property SubType: Single Family Residence Direction Faces: West Levels: One Property Age: 55

  • Listing Price Information

    Listing Price: $515000 Cash, Conventional, FHA, VA Loan

  • Tax Information

    Parcel Number: R12 223 16 2310 0870 0030 Tax Lot: 2 Tax Block: 87 Tax Year: 2025 Annual Tax: $1019.65 Tax Legal Desc: HERNANDO BEACH UNIT 7 BLK 87 S1/2 OF LOT 2 + LOT 3

  • Parking Information

    Attached, Garage

    Garage Information

    Has Garage: Yes Has Attached Garage: Yes Garage Space: 2

  • School Information

    Elementary School: Westside
    Junior High School: Fox Chapel
    Senior High School: Weeki Wachee
  • Utility Information

    Cable Available
  • Location Information

    Direction: West on 50/Cortez Blvd, Straight onto Shoal Line Blvd, left on Calienta St, left on Gulf Coast Dr, left on 4th Isle Dr, property will be on the right. WaterSource: Public
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange of the Hernando County Association of REALTORS®. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2026 Hernando County Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 06/04/2026 @ 01:38

MLS: 2257939 LISTED BY: Laura Norcross, Meridian Real Estate 352-234-4449 SOURCE: Hernando County Association of REALTORS

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