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4384 4th Isle Drive

HERNANDO BEACH, FL 34607
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Bed 2

Bed

Bath 2

Bath

SqFt1,246

Sqft

Acres0.21

Acre(Lot)

GULF ACCESS IN MINUTES | PRIVATE BOAT RAMP | 90' OF WATERFRONT | BUILT TO OUTLAST FLORIDA! Let's talk about what actually matters in a waterfront home in Florida — how it's built and how it holds up. This 1971 home has been standing through decades of Florida weather while newer construction around it has come and gone. And when Hernando Beach flooded a few years back? MINIMAL IMPACT. Why? Because this home sits on an ELEVATED LOT, has CEMENT BOARD WALLS instead of drywall, and TILE FLOORING THROUGHOUT. There is no drywall to rot. No carpet to ruin. No soft walls to buckle. This is how waterfront homes should be built — and almost none of them are anymore. Flood insurance is currently in place at $3,800/year — that's $316/month for a WATERFRONT HOME WITH A PRIVATE BOAT RAMP ON THE GU LF COAST OF FLORIDA. That number is known, it's locked in, and there are no surprises. Now let's talk about why you're actually buying this one. You get 90 FEET OF WATERFRONT on a LOT AND A HALF in a CUL-DE-SAC in HERNANDO BEACH — with your very own PRIVATE BOAT RAMP in the backyard. Not a community ramp. Not a public ramp. Yours. Launch your boat and be cruising through the canal to the OPEN GULF in 5 MINUTES. Scalloping season, offshore fishing, sunset cruises — this is your daily life now. The backyard is the reason people fall in love with this one. FLOATING DOCK. SEAWALL WITH CAP. FENCED DOG RUN. HUGE PAVER SIDE YARD. FIREPIT. GARDEN AREA. And a real TIKI HUT where sunset drinks just hit different. The kind of backyard that makes your friends stop asking why you moved to Florida. Inside — NEW ROOF (2024). NEW HOT WATER HEATER (2025). ALL NEW KITCHEN APPLIANCES (2024). DUAL PANE WINDOWS. TILE FLOORING THROUGHOUT. The bones are solid, the big tickets are done, and the CEMENT BOARD WALLS mean this home laughs at humidity. The community is GOLF CART FRIENDLY with NO HOA and NO SHORT-TERM RENTAL RESTRICTIONS — use it as a full-time home, a weekend escape, or an income-producing waterfront rental. The flexibility is yours. Evenings at Brian's Place. Lunch at The Lazy Lizard. Live music at the tiki bar. Morning coffee on the dock. Short drive to the WEEKI WACHEE RIVER, PINE ISLAND BEACH, and ROGERS PARK. Kayaking, paddleboarding, scalloping, fishing — pick your adventure. This isn't just a waterfront home. This is GULF ACCESS from your own backyard. This is a home that has proven it can handle Florida. This is Hernando Beach done right. ?? 4384 4th Isle Drive, Hernando Beach FL | $515,000 | Flood Insurance: $3,800/yr

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Detail Ic Property Details

Property Type : Residential

Price : $515,000

AD Id : 75410682

MLS Id : MFRW7882944

Beds : 2

Lot Size : 0.21 Acre

Living Area Size : 1,246

Year Built : 1971

Garage : 2

County : Hernando

Subdivision: Hernando Beach

  • Map Map

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Feature Features

  • Bedroom Information

    Total Bedroom: 2

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Interior Features

    Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s) Roof: Shingle Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer Laundry Features: In Garage

    Roofing Information

    Shingle
  • Flooring Information

    Flooring: Tile Construction Materials: Stucco, Frame
  • Heating & Cooling

    Heating: Central Cooling: Central Air Water front: 1 WaterSource: Public

  • Building Information

    Year Built: 1971
  • Exterior Features

    Fire Pit Construction Materials: Stucco, Frame Foundation Details: Slab

  • Lot Information

    Lot Square Feet: 9000 Lot Acres: 0.21 Lot Size (SqMt): 836

    Property Information

    Property Type: Residential Sub Type: Single Family Residence

  • Listing Price Information

    Original List Price:$515000

  • Tax Information

    Tax Block: 87 Tax Book Number: 7-45 Tax Lot: 2 Tax Legal Description: HERNANDO BEACH UNIT 7 BLK 87 S1/2 OF LOT 2 + LOT 3 ORB 1075 PG 112 Annual Tax: $1019.65 Tax Year: 2025 Parcel Number: R12-223-16-2310-0870-0030

  • School Information

    Elementary School: Westside Elementary-HN Junior High School: Fox Chapel Middle School Senior High School: Weeki Wachee High School
  • Utility Information

    Cable Available, Electricity Connected, Sewer Connected, Water Connected Sewer: Public Sewer Water Source: Public
  • Location Information

    Subdivision: HERNANDO BEACH City: HERNANDO BEACH Direction: West on 50/Cortez Blvd, Straight onto Shoal Line Blvd, left on Calienta St, left on Gulf Coast Dr, left on 4th Isle Dr, property will be on the right.
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ByOwner last updated this listing 06/06/2026 @ 06:20

MLS: MFRMLS #W7882944 LISTED BY: Laura Norcross, MERIDIAN REAL ESTATE 352-585-6317 SOURCE: MFRMLS (My Florida Regional MLS DBA Stellar MLS) (Listings courtesy of MFRMLS (My Florida Regional MLS DBA Stellar MLS) as distributed by MLS GRID)

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