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404 Bay Cove

Ridgeland, MS 39157
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Bed 4

Bed

Bath 4

Bath

Acres0.24

Acre(Lot)

Welcome to your new home in the beautiful gated community of Summers Bay on the Ross Barnett Reservoir. This beautifully updated home offers more than just comfort and style -- it comes with its own boat slip, giving you direct access to one of Mississippi's most sought-after waterfront lifestyles. Imagine taking a short, leisurely walk from your front door to your boat, heading out for an afternoon of fishing, cruising the open water, or simply sipping wine while watching the sun set across the reservoir. Every day here feels like a vacation. Step inside to a freshly updated interior where timeless style blends effortlessly with modern finishes. The desirable open split plan is ideal for entertaining. The spacious living area flows seamlessly into the dining room, creating an inviting atmosphere for hosting guests or relaxing with loved ones. The heart of the home features a well-appointed kitchen with stunning quartz countertops, modern appliances, ample storage, and a cozy breakfast area perfect for quiet mornings or casual meals with friends. Just off the kitchen is a generously sized laundry room complete with abundant storage, sink, ice maker, and built-in ironing board. A convenient desk area nearby would also function beautifully as a private workspace or storm room. One of the most peaceful spaces in the home is the sunroom, offering relaxing views of the surrounding landscape. Begin your mornings with radiant sunrises and wind down to the soft glow of reservoir sunsets -- all within walking distance of the water. The main level offers three comfortable bedrooms designed for rest and retreat. The primary suite, privately situated at the back of the home, features a spacious ensuite bath with spa tub and twin walk-in closets. Two additional bedrooms share a well-appointed bath with dual vanities and generous closet space. Upstairs, you'll find a versatile fourth bedroom or bonus room complete with its own full bath -- making it the perfect private guest suite, home office, gym, or hobby space. The current owners have thoughtfully enhanced the home with: - New flooring - Quartz countertops - Updated lighting and fixtures - Tankless water heater - Electric car charging plug Additional highlights include a roof that is only two years old, fresh interior paint, and plush carpeting upstairs -- offering both style and peace of mind for years to come. This is more than just a home -- it's a lifestyle. Whether you're boating, entertaining, or simply enjoying the peaceful setting, this Summers Bay residence offers the very best of reservoir living. Schedule your private showing today and experience it for yourself.

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Detail Ic Property Details

Property Type : Residential

Price : $489,000

AD Id : 80293854

MLS Id : 4140407

Beds : 4

Lot Size : 0.24 Acre

Year Built : 2002

Garage : 2

County : Madison

Subdivision: Canterbury Lakes

  • Map Map

Map

Map What's Nearby

Map Nearby Areas

Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 4 Full Baths: 3 Half Baths: 1
  • Flooring Information

    Carpet
  • Roofing Information

    Copper, Shingle
  • Interior Features

    Master Downstairs, Built-in Features, Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, High Ceilings, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Breakfast Bar Roof: Copper, Shingle Appliances: Dishwasher, Gas Cooktop, Refrigerator Laundry Features: Electric Dryer Hookup, Inside, Main Level, Sink, Washer Hookup Window Features: Bay Window(s), Insulated Windows, Wood Frames
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Fireplace(s) Has Cooling: Yes Cooling: Central Air, Electric, Ceiling Fan(s)

  • Building Information

    Year Built: 2002 Building Area Total: 2865 Construction Materials: Brick Stories: 2 Private Pool: No Water front Features: Lake Association Fee Frequency: Annually
  • Exterior Features

    Exterior Features: Boat Slip, None

  • Lot Information

    Main Square Feet: 0.24 Acres Lot Size Acres: 0.24 Lot Size Square Feet: 10454.4 Lot Description: Cul-De-Sac

    Property Information

    Subdivision: Summers Bay Source Property Type: Residential Property SubType: Single Family Residence Levels: Two Property Age: 24

  • Listing Price Information

    Listing Price: $489000 Original Price: $495900 Conventional, FHA, VA Loan

  • Tax Information

    Parcel Number: 072e-22d-092-00-00 Tax Year: 2025 Annual Tax: $3040 Tax Legal Desc: LOT 21 SUMMERS BAY

  • Parking Information

    Parking Pad, Concrete

    Garage Information

    Has Garage: Yes Garage Space: 2
    Homeowners Association Information
    Has Association: Yes Included Fees: Maintenance Grounds HOA: $2,040.00 Community Features: Fishing, Gated, Lake

  • School Information

    Elementary School: Ann Smith
    Junior High School: Olde Towne
    Senior High School: Ridgeland
  • Utility Information

    Electricity Connected
  • Location Information

    Direction: Take Rice Rd to Post Rd. Take Right on Post Rd...at end of Post Rd. take Right and drive towards Yacht Club. Turn right into Summers Bay- you will need a gate code. Once through the gate, take the first Right and neighborhood is in the cul de sac. WaterSource: Public
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Information is deemed to be reliable but not guaranteed. Copyright © 2026 MLS United, LLC.

ByOwner last updated this listing 06/09/2026 @ 04:32

MLS: 4140407 LISTED BY: Heather Gibson, EXIT Realty Collective 601-488-3948 SOURCE: MLS United LLC

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