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5522 Thomas Drive

Panama City, FL 32408

$999,000 $4,211/Mo

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Overview

Bed

Bath

0.13

Acre(Lot)

Description

Gulf-View Coastal Retreat | Prime Investment + Luxury Living Welcome to your private tropical oasis--this beautifully updated and professionally designed home offers stunning Gulf views, exceptional indoor-outdoor living, and outstanding short-term rental potential in one of the most desirable areas along Thomas Drive. Thoughtfully curated with high-end finishes, lush landscaping, and inviting entertaining spaces, this property is built to impress both owners and guests alike. The open-concept living, dining, and kitchen area on the second floor is filled with natural light and flows seamlessly onto a spacious balcony--perfect for taking in Gulf views and coastal breezes. With two master suites plus two additional generously sized bedrooms, this home comfortably accommodates large gro ups, maximizing occupancy and rental income. The first-floor master suite features a private entrance and lock-out capability, creating the ideal setup for a separate rental unit or flexible guest quarters--an investor's dream for dual-income potential. Step outside to your own fenced backyard retreat, complete with a 7-person hot tub, designed for relaxation and memorable guest experiences that drive repeat bookings and top-tier reviews. Located just steps from the beach and minutes from dining, entertainment, and outdoor adventure--including St. Andrews State Park--this home offers the perfect balance of privacy and accessibility in a high-demand vacation market. Investment Highlights: • Strong Airbnb / VRBO income potential • Flexible lock-out floor plan for multiple revenue streams • Gulf views + walkable beach access (premium nightly rates) • Turnkey condition--ideal for immediate rental or personal use • Located in a proven high-demand vacation rental corridor. Whether you're looking for a high-performing investment or a luxurious coastal escape, this property truly offers the best of both worlds. (Buyer to verify all information and dimensions deemed important.)

Property Details

Property Type : Residential

Price : $999,000

AD Id : 76227001

MLS Id : 786911

Beds : 4

Lot Size : 0.13 Acre

Year Built : 2019

County : Bay

Subdivision: Oriole-margate Sec 4

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total beds: 4

Bathroom Information

Total Baths: 4 Full Baths: 3 Half Baths: 1

Room Information

Rooms Total: 4
Interior Features

Appliances: BarFridge, ElectricCooktop, ElectricOven

Building Information

Year Built: 2019

Building Area Total: 2095

Patio And Porch Features: Deck, Patio, Balcony

Private Pool: No

View: Gulf
Exterior Features

Exterior Features: Deck, Patio, OutdoorShower

Lot Information

Lot Dimensions: 50 x 110 Main Square Feet: 0.13 Lot Size Acres: 0.13 Lot Size Square Feet: 5,663 Lot Description: Paved

Property Information

Subdivision: Gulf Lagoon Beach Source Property Type: Residential MLS Area Minor: 0323 - Beach - South of Grand Lagoon Property SubType: Single Family Residence Property Age: 7

Listing Price Information

Listing Price: $999000

Tax Information

Parcel Number: 32363-000-000 Tax Year: 2025 Annual Tax: $7430 Tax Legal Desc: GULF LAGOON BEACH LOT 3 BLK 16 ORB 4615 P 272

School Information

Elementary School: Patronis Junior High School: Surfside Senior High School: Arnold
Location Information

Direction: Heading South on Thomas Drive from 98, cross the Grand Lagoon bridge by Captain Andersons. Follow Thomas Drive around to the West.

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft	Lot Size
3511 Cottage Cove Lane, Panama City, FL, 32408	$599,000	4	3	--
3620 Woods Lane, Panama City, FL, 32408	$579,900	3	2	--
3539 Sanctuary Drive, Panama City, FL, 32408	$796,900	5	4	--
3561 Sanctuary Drive, Panama City, FL, 32408	$848,000	4	4	--
3541 Sanctuary Drive, Panama City, FL, 32408	$699,900	4	3	2,255	2,255 SqFt
3730 Preserve Bay Boule.., Panama City, FL, 32408	$8,750,000	5	10	--
124 Legend Lakes Drive, Panama City, FL, 32408	$925,000	4	3	--
100 Legend Lakes Drive, Panama City, FL, 32408	$814,900	3	2	--
4100 Marriott Drive #208, Panama City, FL, 32408	$449,900	2	2	--
4100 Marriott Drive #UN.., Panama City, FL, 32408	$1,200,000	4	5	--

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ByOwner last updated this listing 06/07/2026 @ 10:39

MLS: 786911 LISTED BY: Lynn Wardlaw, Beachy Beach Real Estate 850-233-4351 SOURCE: CPAR