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3515 Cottage Cove Lane

Panama City, FL 32408
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Bed 4

Bed

Bath 3

Bath

Acres0.07

Acre(Lot)

Welcome to 3515 Cottage Cove Lane, a beautifully designed home tucked inside the gated community of Sanctuary Beach. This Custom Built Home offering 4 bedrooms, 3.5 baths and 2,340 square feet, this home combines modern finishes, thoughtful design and a peaceful coastal setting just moments from St. Andrews Bay. The open-concept main living area features soaring 10-foot ceilings, luxury vinyl plank flooring and an inviting layout ideal for both everyday living and entertaining. The kitchen is a standout with quartz countertops, soft-close cabinetry, stainless steel appliances, a large island, pot filler and spacious butler's pantry. Upstairs, the primary suite offers a private retreat with double vanities, an oversized floor-to-ceiling tiled shower and a generous walk-in closet with convenient access to the laundry room. Additional bedrooms and flexible living space provide plenty of room for family, guests or a home office. Outside, enjoy a covered back patio overlooking a peaceful natural backdrop with no neighbors directly behind the home. A two-car garage, brick paver driveway, mudroom and irrigation system add to the home's functionality and curb appeal. Sanctuary Beach offers a quiet, gated atmosphere with a community pool and access toward the shores of St. Andrews Bay, all while keeping you convenient to marinas, boating, dining, shopping and everything the Panama City Beach area has to offer. 3515 Cottage Cove Lane delivers the perfect combination of privacy, coastal lifestyle and modern comfort.

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Detail Ic Property Details

Property Type : Residential

Price : $568,999

AD Id : 90990510

MLS Id : 795000

Beds : 4

Lot Size : 0.07 Acre

Tax Amount : 6943.72

Year Built : 2024

Garage : 2

County : Bay

Subdivision: Highland City

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 3 Full Baths: 3

    Room Information

    Rooms Total: 4

    Roofing Information

    Shingle
  • Interior Features

    DoubleVanity, InteriorSteps, SeparateShower, TubShower, UpperLevelPrimary, WalkInClosets
    Roof: Shingle
    Appliances: ElectricRange
  • Heating & Cooling

    Has Heating: Yes Heating: Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans

  • Building Information

    Year Built: 2024
    Building Area Total: 2400
    Construction Materials: HardiplankType
    Patio And Porch Features: Covered, Porch
    Pool Features: InGround, Community
    Private Pool: No
    Association Fee Frequency: Quarterly

  • Lot Information

    Lot Dimensions: 40x80 Main Square Feet: 0.07 Lot Size Acres: 0.07 Lot Size Square Feet: 3,049

    Property Information

    Subdivision: Sanctuary Beach Source Property Type: Residential MLS Area Minor: 0319 - Beach - East Property SubType: Single Family Residence Property Age: 2

  • Listing Price Information

    Listing Price: $568999

  • Tax Information

    Parcel Number: 31368-120-000 Tax Year: 2025 Annual Tax: $6943.72 Tax Legal Desc: SANCTUARY BEACH LOT 4 BLK B ORB 4749 P 1833

  • Garage Information

    Has Garage: Yes Garage Space: 2

    Homeowners Association Information

    Has Association: Yes
    Included Fees: LegalAccounting, Pools
    HOA: $508.00
    Association Amenities: Gated
    Community Features: Pool, CommunityPool

  • School Information

    Elementary School: Patronis Junior High School: Surfside Senior High School: Arnold
  • Utility Information

    ElectricityAvailable
  • Location Information

    Direction: turn onto Magnolia Beach Road and continue approximately 2.7 miles. Turn right onto Delwood Beach Road and continue to the gated entrance of Sanctuary Beach. After entering the community, take the first right onto Cottage Cove Lane. Security Features: SecurityGate
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
4601 Magnolia Beach Road, Panama City, FL, 32408 $535,000 3 2 1,840 9,947 Sqft
3513 Cottage Cove Lane, Panama City, FL, 32408 $579,000 4 3 -- 0.07 Acre
109 Dragon Circle, Panama City, FL, 32408 $1,195,000 5 5 -- 0.48 Acre
3730 Preserve Bay Boule.., Panama City, FL, 32408 $8,475,000 5 10 -- 3 Acres
124 Legend Lakes Drive, Panama City, FL, 32408 $895,000 4 3 -- 0.51 Acre
100 Legend Lakes Drive, Panama City, FL, 32408 $799,900 3 2 -- 0.34 Acre
117 Legend Lakes Drive, Panama City, FL, 32408 $799,000 3 3 -- 0.34 Acre
4100 Marriott Drive #208, Panama City, FL, 32408 $419,900 2 2 -- --
4601 Magnolia Beach Road, Panama City, FL, 32408 $499,999 3 2 -- 0.23 Acre
210 Marlin Circle, Panama City, FL, 32408 $1,444,000 4 4 -- 0.21 Acre

The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 09/08/2026 @ 09:14

MLS: 795000 LISTED BY: The Sanchez Group, Think Real Estate 850-270-4200 SOURCE: CPAR

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