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109 Dragon Circle

Panama City, FL 32408
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Bed 5

Bed

Bath 5

Bath

Acres0.48

Acre(Lot)

Experience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting. Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining. Outdoors, a private pool and hot tub overlooking the golf course create a true backyard retreat. The recently resurfaced pool , expansive outdoor space, three-car garage, oversized driveway, and park directly across the street further enhance the home's appeal. Bay Point offers a lifestyle unlike any other, with the Nicklaus Golf Course, Point South Marina, Gulf access, community boat launch, dining, playgrounds, and more just moments away. Whether enjoying an afternoon on the course, boating the Gulf, or relaxing poolside, 109 Dragon Circle delivers luxury coastal living in one of Panama City Beach's most desirable gated communities.

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Detail Ic Property Details

Property Type : Residential

Price : $1,195,000

AD Id : 90990497

MLS Id : 795021

Beds : 5

Lot Size : 0.48 Acre

Tax Amount : 9910.28

Year Built : 2005

Garage : 3

County : Bay

Subdivision: Summit

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Feature Features

  • Bedroom Information

    Total beds: 5

    Bathroom Information

    Total Baths: 5 Full Baths: 4 Half Baths: 1

    Room Information

    Rooms Total: 5

    Roofing Information

    Shingle
  • Interior Features

    DoubleVanity, InteriorSteps, MainLevelPrimary, SittingAreaInPrimary, SeparateShower, WalkInClosets
    Roof: Shingle
    Appliances: BarFridge, ElectricCooktop, ElectricRange, ElectricWaterHeater
    Window Features: DoublePaneWindows
  • Heating & Cooling

    Has Heating: Yes Heating: EnergyStarQualifiedEquipment, Fireplaces Has Cooling: Yes Cooling: CentralAir, CeilingFans, EnergyStarQualifiedEquipment, MultiUnits

  • Building Information

    Year Built: 2005
    Building Area Total: 4536
    Construction Materials: Stucco
    Patio And Porch Features: Deck, Covered, Patio
    Pool Features: Gunite, InGround, Private
    Private Pool: Yes
    Water front Features: BoatDockSlip
    View: Other
    Association Fee Frequency: Annually
  • Exterior Features

    Exterior Features: BoatRamp, CoveredPatio, Deck

  • Lot Information

    Lot Dimensions: 55x190x180x138 Main Square Feet: 0.48 Lot Size Acres: 0.48 Lot Size Square Feet: 20,909 Lot Description: SprinklerSystem,Paved

    Property Information

    Subdivision: Bay Point Unit 1 Source Property Type: Residential MLS Area Minor: 0319 - Beach - East Zoning Description: Resid Single Family Property SubType: Single Family Residence Property Age: 21

  • Listing Price Information

    Listing Price: $1195000

  • Tax Information

    Parcel Number: 31402-525-000 Tax Year: 2025 Annual Tax: $9910.28 Tax Legal Desc: DRAGON'S RIDGE CORRECTED LOT 5 ORB 4802 P 599

  • Parking Information

    Paved, Gated

    Garage Information

    Has Garage: Yes Garage Space: 3

    Homeowners Association Information

    Has Association: Yes
    Included Fees: AssociationManagement, LegalAccounting, Security, Trash
    HOA: $3,050.00
    Association Amenities: Gated
    Community Features: BoatFacilities, Dock, Fishing, Golf, Marina, Playground, Park, Shopping, TennisCourts, Gated, ShortTermRentalAllowed

  • School Information

    Elementary School: Patronis Junior High School: Surfside Senior High School: Arnold
  • Location Information

    Direction: From Thomas Drive, travel EAST on Magnolia Beach Road to Jan Cooley Drive (turn to Nicklaus Golf Curse at Marina. Turn RIGHT on Jan Cooley Drive and make your first LEFT into Dragon's Ridge. Check in at the security gate then make your SECOND LEFT onto Dragon Circle. Home will be on the LEFT across from the park located directly on the golf course. Security Features: GatedWithGuard,GatedCommunity,TwentyFourHourSecurity,SecurityGuard,SecurityGate,SmokeDetectors
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
4601 Magnolia Beach Road, Panama City, FL, 32408 $535,000 3 2 1,840 9,947 Sqft
3513 Cottage Cove Lane, Panama City, FL, 32408 $579,000 4 3 -- 0.07 Acre
3515 Cottage Cove Lane, Panama City, FL, 32408 $568,999 4 3 -- 0.07 Acre
3730 Preserve Bay Boule.., Panama City, FL, 32408 $8,475,000 5 10 -- 3 Acres
124 Legend Lakes Drive, Panama City, FL, 32408 $895,000 4 3 -- 0.51 Acre
100 Legend Lakes Drive, Panama City, FL, 32408 $799,900 3 2 -- 0.34 Acre
117 Legend Lakes Drive, Panama City, FL, 32408 $799,000 3 3 -- 0.34 Acre
4100 Marriott Drive #208, Panama City, FL, 32408 $419,900 2 2 -- --
4601 Magnolia Beach Road, Panama City, FL, 32408 $499,999 3 2 -- 0.23 Acre
210 Marlin Circle, Panama City, FL, 32408 $1,444,000 4 4 -- 0.21 Acre

The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 09/08/2026 @ 16:48

MLS: 795021 LISTED BY: Stacia Lamulle, 1 Percent Lists Florida Coast 850-376-3865 SOURCE: CPAR

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