Active

3532 Treasure Circle

Panama City, FL 32408
Mark as Favorite
Bed 4

Bed

Bath 3

Bath

Acres0.12

Acre(Lot)

DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS. TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included. This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, t he marina, and attractions within minutes. The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level. Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away. Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it. Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.

Read More Expand
Tour with a ByOwner Agent

Detail Ic Property Details

Property Type : Residential

Price : $1,499,000

AD Id : 91168779

MLS Id : 795278

Beds : 4

Lot Size : 0.12 Acre

Tax Amount : 3533.55

Year Built : 2027

County : Bay

  • Map Map

Map

Map What's Nearby

Map Nearby Areas

Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 3 Full Baths: 3

    Room Information

    Rooms Total: 4
  • Interior Features

    MainLevelPrimary
  • Heating & Cooling

    Water front: 1

  • Building Information

    Year Built: 2027
    Building Area Total: 2880
    Stories: 2
    Private Pool: No
    Water front Features: Lagoon
    View: Lagoon
  • Exterior Features

    Exterior Features: Dock

  • Lot Information

    Lot Dimensions: 48.0 ft x 110.0 ft Main Square Feet: 0.12 Lot Size Acres: 0.12 Lot Size Square Feet: 5,663

    Property Information

    Subdivision: [No Recorded Subdiv] Source Property Type: Residential MLS Area Minor: 0323 - Beach - South of Grand Lagoon Zoning Description: Resid Single Family Property SubType: Single Family Residence Levels: Two Property Age: -1

  • Listing Price Information

    Listing Price: $1499000

  • Tax Information

    Parcel Number: 31430-020-000 Tax Year: 2025 Annual Tax: $3533.55 Tax Legal Desc: HAMPTON HARBOUR 70B1 LOT 2 LESS WLY 21.8' ORB 3302 P 1101

  • School Information

    Elementary School: Patronis Junior High School: Surfside Senior High School: Arnold
  • Utility Information

    ElectricityAvailable, NaturalGasAvailable, SewerAvailable
  • Location Information

    Direction: From Thomas Drive, turn west onto Trelawney Avenue. Turn right onto Treasure Circle. Property will be on the right at 3532 Treasure Circle.
Sell a home like this and save $89,441 Find out How

How much is this property worth?

Curious about this home's true market value? Use our free Home Evaluation Tool to instantly get a personalized Comparative Market Analysis (CMA) report. Make smarter, data-driven decisions before you buy.

Images
Loading, please wait...

Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
4601 Magnolia Beach Road, Panama City, FL, 32408 $535,000 3 2 1,840 9,947 Sqft
3513 Cottage Cove Lane, Panama City, FL, 32408 $579,000 4 3 -- 0.07 Acre
3515 Cottage Cove Lane, Panama City, FL, 32408 $568,999 4 3 -- 0.07 Acre
109 Dragon Circle, Panama City, FL, 32408 $1,195,000 5 5 -- 0.48 Acre
3730 Preserve Bay Boule.., Panama City, FL, 32408 $8,475,000 5 10 -- 3 Acres
124 Legend Lakes Drive, Panama City, FL, 32408 $895,000 4 3 -- 0.51 Acre
117 Legend Lakes Drive, Panama City, FL, 32408 $799,000 3 3 -- 0.34 Acre
4100 Marriott Drive #208, Panama City, FL, 32408 $419,900 2 2 -- --
4601 Magnolia Beach Road, Panama City, FL, 32408 $499,999 3 2 -- 0.23 Acre
210 Marlin Circle, Panama City, FL, 32408 $1,444,000 4 4 -- 0.21 Acre

The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 09/11/2026 @ 20:01

MLS: 795278 LISTED BY: Jeri MacDonald, Anchor Realty Florida 850-899-7999 SOURCE: CPAR

Homes around $1,499,000

Selling? Save $89,441 when you sell a home like this

Tour with a ByOwner Agent