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3198 Indian Gulf Lane

HERNANDO BEACH, FL 34607
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Bed 2

Bed

Bath 3

Bath

SqFt1,344

Sqft

Acres0.36

Acre(Lot)

Experience an exceptional waterfront lifestyle at 3198 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated coastal residence is offered together with adjoining Lot 13, which forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage. The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home's updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings. The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space. Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout. Aripeka is part of Florida's Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.

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Detail Ic Property Details

Property Type : Residential

Price : $1,199,000

AD Id : 90004561

MLS Id : MFRW7888807

Beds : 2

Lot Size : 0.36 Acre

Living Area Size : 1,344

Year Built : 1984

Garage : 1

County : Hernando

Subdivision: Indian Bay Country Homes Unrec

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Feature Features

  • Bedroom Information

    Total Bedroom: 2

    Bathroom Information

    Total Baths: 3 Full Baths: 3

    Interior Features

    Ceiling Fans(s), Crown Molding, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Window Treatments Roof: Metal Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer Laundry Features: Electric Dryer Hookup, Inside, Upper Level, Washer Hookup

    Roofing Information

    Metal
  • Flooring Information

    Flooring: Brick, Ceramic Tile, Luxury Vinyl Construction Materials: Stucco, Frame
  • Heating & Cooling

    Heating: Central, Electric Cooling: Central Air, Wall/Window Unit(s) Water front: 1 WaterSource: Public

  • Building Information

    Year Built: 1984
  • Exterior Features

    Balcony, Storage Construction Materials: Stucco, Frame Foundation Details: Slab, Stilt/On Piling Road Responsibility: Private Maintained Road

  • Lot Information

    Lot Dimensions: 120x131 Lot Description: FloodZone, In County, Level, Oversized Lot, Paved Lot Square Feet: 15632 Lot Acres: 0.36 Lot Size (SqMt): 1452

    Property Information

    Property Type: Residential Sub Type: Single Family Residence Style: Coastal

  • Listing Price Information

    Original List Price:$1199000

  • Tax Information

    Tax Block: 1 Tax Book Number: 1-851 Tax Lot: 13, 14 Tax Legal Description: INDIAN BAY COUNTRY HOMES UNREC BLK 1 LOTS 13 & 14 UNDIV INT IN ROAD R/W *See Realtor Remarks Annual Tax: $17674 Tax Year: 2025 Parcel Number: R25-223-16-2615-0010-0140

  • Parking Information

    Boat, Driveway, Basement

    Garage Information

    Has Garage: Yes Garage Space: 1 Garage Dimensions: 22x12

  • Utility Information

    Cable Connected, Electricity Connected, Water Connected Sewer: Septic Tank Water Source: Public
  • Location Information

    Subdivision: INDIAN BAY COUNTRY HOMES UNREC City: HERNANDO BEACH Direction: From U.S. Highway 19 (Commercial Way), travel west on Spring Hill Drive (CR-574 W). Continue as Spring Hill Drive becomes Osowaw Boulevard (CR-595 W). Turn left to remain on Osowaw Boulevard, then turn right onto Indian Bay Road. Bear slightly left onto Indian Gulf Lane and continue to 3198 Indian Gulf Lane.
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
3250 Rose Arbor Drive, Hernando Beach, FL, 34607 $465,000 3 3 1,560 0.11 Acre
3250 Rose Arbor Drive, Hernando Beach, FL, 34607 $465,000 3 3 -- 0.11 Acre
3338 Fernleaf Drive, Hernando Beach, FL, 34607 $475,000 3 3 1,344 0.11 Acre
3338 Fernleaf Drive, Hernando Beach, FL, 34607 $475,000 4 3 -- 0.10 Acre
5041 Maplewood Drive, Hernando Beach, FL, 34607 $305,000 3 2 -- 0.15 Acre
3209 Rose Arbor Drive, Hernando Beach, FL, 34607 $539,900 3 3 1,729 0.11 Acre
5041 Maplewood, Hernando Beach, FL, 34607 $305,000 3 2 1,548 0.15 Acre
4093 Flamingo Boulevard, Hernando Beach, FL, 34607 $344,900 2 2 1,027 0.19 Acre
4496 Bimini Drive, Hernando Beach, FL, 34607 $385,000 2 1 961 0.18 Acre
3417 Fernleaf Drive, Hernando Beach, FL, 34607 $500,000 3 2 1,590 0.15 Acre
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ByOwner last updated this listing 08/31/2026 @ 18:20

MLS: MFRMLS #W7888807 LISTED BY: Anthony Kanaris PLLC, BRIDGE POINT BUSINESS REAL EST 352-515-0226 SOURCE: MFRMLS (My Florida Regional MLS DBA Stellar MLS) (Listings courtesy of MFRMLS (My Florida Regional MLS DBA Stellar MLS) as distributed by MLS GRID)

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