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20 & 20.5 Charles Street

Cortland, NY 13045
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Bed 2

Bed

Bath 0

Bath

SqFt5,652

Sqft

Acres0.13

Acre(Lot)

Located in the City of Cortland, this investment property features two separate buildings with a total of six apartments and 15 bedrooms, offering strong income potential for the right buyer. With a desirable multi-unit setup and ample rental capacity, the property presents an excellent opportunity for investors looking to expand their portfolio or take on a value-add project. Conveniently situated close to downtown Cortland, local shops, and restaurants, this property has the potential to become a solid long-term investment with improvements and modernization.

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Detail Ic Property Details

Property Type : Residential Income

Price : $229,900

AD Id : 78943994

MLS Id : S1682938

Beds : 2

Lot Size : 0.13 Acre

Living Area Size : 5,652

Tax Amount : 8182.00

Year Built : 1900

County : Cortland

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Feature Features

  • Bedroom Information

    Total beds: 2

    Room Information

    Has Basement: Yes Basement: Full
  • Flooring Information

    Hardwood, Varies
  • Roofing Information

    Asphalt
  • Interior Features

    Ceiling Fan(s) Roof: Asphalt Appliances: Electric Oven, Electric Range, Gas Oven, Gas Range, Gas Water Heater, Refrigerator
  • Heating & Cooling

    Has Heating: Yes Heating: Natural Gas, Electric, Baseboard, Forced Air Has Cooling: Yes Cooling: Ceiling Fan(s)

  • Building Information

    Year Built: 1900 Building Area Total: 5652 Construction Materials: Wood Siding Stories: 2 Private Pool: No

  • Lot Information

    Lot Dimensions: 48X118 Main Square Feet: 0.13 Acres Lot Size Acres: 0.13 Lot Description: Rectangular Lot

  • Listing Price Information

    Listing Price: $229900 Original Price: $249000 Cash, Conventional

  • Tax Information

    Parcel Number: 110200-086-050-0002-035-000-0000 Tax Lot: 35 Annual Tax: $8182

  • Parking Information

    No Garage

  • Utility Information

    Cable Available, Sewer Connected, Water Connected
  • Location Information

    Direction: Clinton Ave to Charles St WaterSource: Public
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
2090 Parks Road, Cortland, NY, 13045 $239,000 3 2 1,406 0.60 Acre
9 Venette Street, Cortland, NY, 13045 $159,900 4 2 1,344 0.09 Acre
62 S Church Street, Cortland, NY, 13045 $429,000 4 3 2,368 0.21 Acre
32 N Church Street, Cortland, NY, 13045 $249,900 4 2 2,102 0.21 Acre
25 Prospect Terrace, Cortland, NY, 13045 $824,900 12 -- 3,728 0.60 Acre
52 Maple Avenue, Cortland, NY, 13045 $154,500 7 3 2,160 0.06 Acre
16 Park Street, Cortland, NY, 13045 $289,000 4 2 1,688 0.23 Acre
4 Delaware Avenue, Cortland, NY, 13045 $139,900 4 2 1,550 0.14 Acre
14 Otter Creek Place, Cortland, NY, 13045 $119,000 4 2 1,092 0.16 Acre
20 Otter Creek Place, Cortland, NY, 13045 $99,900 3 1 882 0.26 Acre

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than ByOwner, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor ByOwner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.

ByOwner last updated this listing 09/08/2026 @ 08:29

MLS: S1682938 LISTED BY: Melissa Skodzinsky, Berkshire Hathaway HomeServices Heritage Realty 607-428-0708 SOURCE: Central New York Information Services

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