Active Open Saturday 08/29 11 AM-1 PM

3520 SW 3rd Terrace

Cape Coral, FL 33991
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Bed 4

Bed

Bath 3

Bath

SqFt2,986

Sqft

Acres0.23

Acre(Lot)

Experience Cape Coral waterfront living in this 4-bedroom + Den, 3-bath, nearly 3,000-sq.-ft. two-story home on a Gulf-access canal with southern rear exposure, a heated saltwater pool, and an exceptional private boating setup. The waterfront features a custom gray-plank dock and Captain’s Walk, built to the maximum square footage allowed and installed in 2022, plus two commercial-grade remote-controlled 10,000-lb. and 16,000-lb. boat lifts that can accommodate boats up to 38+ feet. Dock pilings were bored approximately 10 feet or more, and the dock includes power and well water access next to dock. The property also offers on-site boat-trailer parking with emergency in ground hurricane boat trailer straps. Boating time to Boca Grande Pass is approximately 30 minutes, with quick access to Matlacha Pass and the Gulf. The southern rear exposure complements the screened lanai and heated saltwater pool, with LED smart pool lighting enhances evening use. Major improvements include a premium concrete tile roof, high-efficiency primary A/C system, upgraded plumbing, wind-mitigated window and pool-cage screens, triple sliding glass doors to lanai and pool area, four-zone automatic sprinkler system, and whole home generator wiring. High-speed connectivity includes Quantum Fiber and Xfinity. The exterior features refreshed charcoal-gray paint, updated landscaping and curbing, new St. Augustine sod for entire property with 4 zone smart WIFI irrigation system and epoxy coatings on the driveway, walkways, and garage floor. Inside, the home offers an open layout with multiple living areas and an upstairs split-bedroom floor plan. The primary suite is positioned on one side -with its own private screened balcony, with the three additional bedrooms on the opposite side. A large upstairs area that can be a flex space for an office, media room, playroom, or second living area. The open main living area connects easily to the kitchen and screened outdoor space, creating a comfortable flow for everyday living and entertaining, while the waterfront setting, pool, and boating features make the property especially well suited to the Southwest Florida lifestyle. Interior walls and ceilings have been refreshed, the first floor features new LVP flooring, and the upper level has new carpeting. The kitchen offers solid black granite countertops, abundant cabinetry, and all new premium LG stainless steel appliance suite with InstaView and Craft Ice. The secondary upstairs bathroom has been remodeled with an upgraded tub and glass enclosure, dual sinks, updated finishes, and new flooring. Additional highlights include generous natural light throughout, multiple indoor and outdoor gathering spaces, and a layout that works well for both everyday living and entertaining. The combination of waterfront access, boating infrastructure, pool, upgrades, and flexible interior spaces creates a well-rounded Cape Coral Gulf-access property for year-round or seasonal living.

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Detail Ic Property Details

Property Type : Residential

Price : $1,599,000

AD Id : 89922181

MLS Id : 2026034105

Beds : 4

Lot Size : 0.23 Acre

Living Area Size : 2,986

Year Built : 2006

Garage : 2

County : Lee

Subdivision: Cape Coral

Open House Open House

  • 08/29 11 AM-1 PM
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Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 3 Full Baths: 3

    Roofing Information

    Tile

    Flooring Information

    Carpet, Vinyl
  • Interior Features

    BreakfastBar, Bathtub, DualSinks, EatInKitchen, FamilyDiningRoom, FrenchDoorsAtriumDoors, HighCeilings, LivingDiningRoom, Pantry, SeparateShower, UpperLevelPrimary, WalkInClosets, SplitBedrooms
    Roof: Tile
    Appliances: Dishwasher, ElectricCooktop, Freezer, Disposal, Microwave, Refrigerator, SelfCleaningOven
    Laundry Features: WasherHookup, DryerHookup, Inside, LaundryTub
    Window Features: DoubleHung
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans, Electric Water front: 1

  • Building Information

    Year Built: 2006
    Building Area Total: 3459
    Construction Materials: Block, Concrete, Stucco
    Stories: 2
    Patio And Porch Features: Balcony
    Pool Features: Concrete, ElectricHeat, Heated, InGround, ScreenEnclosure, SaltWater
    Private Pool: Yes
    Water front Features: CanalAccess,Seawall
    View: Canal, Water
  • Exterior Features

    Exterior Features: SprinklerIrrigation, ShuttersManual

  • Lot Information

    Lot Dimensions: 80 x 125 x 80 x 125 Main Square Feet: 0.23 Lot Size Acres: 0.23 Lot Size Source: Appraiser Lot Description: RectangularLot,SprinklersManual

    Property Information

    Subdivision: CAPE CORAL Source Property Type: Residential Zoning Description: R1 Property SubType: Single Family Residence Direction Faces: North Levels: Two Property Age: 20

  • Listing Price Information

    Listing Price: $1599000
    AllFinancingConsidered, Cash, FHA, VaLoan

  • Tax Information

    Parcel Number: 18-44-23-C1-05351.0100 Tax Lot: 10 Tax Block: 5351 Tax Year: 2025 Annual Tax: $10901 Tax Legal Desc: CAPE CORAL UNIT 58 BLK 5351 PB 23 PG 137 LOTS 10 + 11

  • Parking Information

    Attached, Garage, GarageDoorOpener

    Garage Information

    Has Garage: Yes Has Attached Garage: Yes Garage Space: 2 Pets Allowed: Yes

    Homeowners Association Information

    Included Fees: None
    Association Amenities: None
    Community Features: NonGated

  • Utility Information

    CableAvailable, HighSpeedInternetAvailable
  • Location Information

    WaterSource: AssessmentUnpaid, Public Security Features: SecuritySystem,SmokeDetectors
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Nearby Home Value

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403 Sw 28th Pl, Cape Coral, FL, 33991 $304,000 4 2 1,993 1,993 SqFt
2506 SW Embers Terrace, Cape Coral, FL, 33991 $429,998 4 3 2,009 2,009 SqFt
13 SW 21st Street, Cape Coral, FL, 33991 $820,000 4 3 2,928 2,928 SqFt
13 SW 21st Street, Cape Coral, FL, 33991 $820,000 4 3 2,928 2,928 SqFt
2212 SW Santa Barbara P.., Cape Coral, FL, 33991 $320,000 3 2 1,502 1,502 SqFt
21 SW 21st Street, Cape Coral, FL, 33991 $659,900 4 3 2,374 2,374 SqFt
834 Santa Barbara Boule.., Cape Coral, FL, 33991 $429,000 3 2 1,709 1,709 SqFt
806 Santa Barbara Boule.., Cape Coral, FL, 33991 $535,000 4 3 1,931 1,931 SqFt
22 SW 13th Terrace, Cape Coral, FL, 33991 $325,000 3 2 1,226 1,226 SqFt
1214 SW Santa Barbara P.., Cape Coral, FL, 33991 $420,000 4 2 1,712 1,712 SqFt

The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 08/25/2026 @ 04:51

MLS: 2026034105 LISTED BY: Lisa Jackson, Century 21 Selling Paradise 239-542-5777 SOURCE: FGC

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