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431 Stone Street

Oneida, NY 13421
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Bed 5

Bed

Bath 4

Bath

SqFt3,042

Sqft

Acres0.19

Acre(Lot)

Welcome to 431 Stone Street in the City of Oneida! Whether you're looking to expand your investment portfolio or take advantage of an owner-occupant opportunity, this spacious two-family property offers tremendous versatility, existing rental income and over 3,000 square feet of living space.The larger unit features 4 bedrooms and 2 full bathrooms with a generous layout including an eat-in kitchen, formal dining room, living room and porch. This unit is currently occupied and rented for $1,550 per month, providing immediate income for the next owner.The second apartment is a comfortable 1-bedroom, 1-bath unit featuring an eat-in kitchen and its own porch. Currently vacant, this unit was previously rented for $900 per month, giving the flexibility to place your own tenant or potentially occ upy the unit while collecting rent from the larger apartment. At the previous rental amounts, the property generates $2,450 per month, or $29,400 annually, when fully occupied.The property is already configured with two electric meters, two gas meters and two heating units—valuable features for a multi-family property. Additional amenities include separate laundry hookups, plenty of storage,forced-air heat,and public water and sewer.Outside you'll find a partially fenced yard, blacktop parking for multiple vehicles and a two-car garage offering additional parking and storage. Situated on a 60' x 137' lot, the property provides a nice combination of indoor and outdoor space. With over 3,000 square feet, two apartments, separate utilities, a two-car garage and income potential,431 Stone Street offers an exciting and versatile multi-family opportunity!

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Detail Ic Property Details

Property Type : Residential

Price : $199,500

AD Id : 89535307

MLS Id : S1702067

Beds : 5

Lot Size : 0.19 Acre

Living Area Size : 3,042

Year Built : 1901

Garage : 2

County : Madison

Subdivision: Farrer Woods

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Feature Features

  • Bedroom Information

    Total beds: 5

    Bathroom Information

    Total Baths: 4 Full Baths: 3 Half Baths: 1

    Room Information

    Has Basement: Yes Basement: Full
  • Flooring Information

    Carpet, Ceramic Tile, Hardwood, Laminate, Marble, Tile, Varies, Vinyl
  • Roofing Information

    Asphalt
  • Interior Features

    Storage Roof: Asphalt Appliances: Gas Water Heater Laundry Features: Washer Hookup
  • Heating & Cooling

    Has Heating: Yes Heating: Natural Gas, Forced Air

  • Building Information

    Year Built: 1901 Building Area Total: 3042 Stories: 2 Private Pool: No

  • Lot Information

    Lot Dimensions: 60X137 Main Square Feet: 0.19 Acres Lot Size Acres: 0.19 Lot Size Square Feet: 8276 Lot Description: Near Public Transit, Rectangular Lot

    Property Information

    Subdivision: Oneida Purchase Source Property Type: Residential Property SubType: Duplex Levels: Two Property Age: 125

  • Listing Price Information

    Listing Price: $199500 Cash, Conventional, FHA

  • Tax Information

    Parcel Number: 251201-038-030-0002-006-000-0000 Tax Lot: 6 Annual Tax: $4593

  • Parking Information

    Paved

    Garage Information

    Has Garage: Yes Garage Space: 2

  • Utility Information

    Sewer Connected, Water Connected
  • Location Information

    WaterSource: Public
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
328 Elizabeth Street, Oneida, NY, 13421 $179,900 4 2 2,076 2,076 SqFt
428 Broad Street, Oneida, NY, 13421 $179,000 6 2 2,688 2,688 SqFt
117 W Walnut Street, Oneida, NY, 13421 $179,900 4 3 2,120 2,120 SqFt
229 Park Avenue, Oneida, NY, 13421 $169,900 5 3 3,268 3,268 SqFt
340 Seneca Street, Oneida, NY, 13421 $135,000 6 2 2,300 2,300 SqFt

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than ByOwner, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor ByOwner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.

ByOwner last updated this listing 08/25/2026 @ 02:20

MLS: S1702067 LISTED BY: Jeremy Allen, Acropolis Realty Group LLC 315-396-0493 SOURCE: Central New York Information Services

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