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529 Locust Street

Fleetwood, NY 10552

$799,000 $3,368/Mo

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Overview

Bed

Bath

0.12

Acre(Lot)

Description

Welcome to a beautifully renovated legal three-family in Fleetwood, one of Mount Vernon’s most in-demand neighborhoods and the area the New York Times once called Westchester’s “best-kept secret.” Set on a quiet residential block with a two-car garage, solid concrete garage ceiling, and all-stucco exterior, this property offers both strong current income and a rare owner-user opportunity. ? One unit is vacant and physically separate from the other two, giving a live-in owner real privacy while collecting rent from the remaining apartments. The vacant unit previously rented for $2,100. The second-floor apartment is leased month-to-month at $2,250; Apartment 1N is leased month-to-month at $2,692. Combined in-place rent is $4,942, with room to grow once the third unit is occupied. Apartment 1 N was fully renovated in 2023 with spray-foam insulation, sound-proof ceilings, 100-amp electric service, and new plumbing, kitchen, and bath. A new architectural roof was installed last year and carries a transferable 30-year warranty. Utility setup is practical and already configured for tenant-paid service. The landlord currently pays hot water for all three apartments and heat for 1S and 1N through a hot-water oil boiler; the house is also set up so 1S and 1N can each pay their own hot water via separate 40-gallon electric tanks. The second-floor apartment has its own 40-gallon gas hot-water tank and pays its own gas stove and electric heat (heat-pump central air). Units 1S and 1N have split AC/heat systems, electric stoves, and pay their own electric. Location is the standout. A staircase from Locust Street leads to the Fleetwood Metro-North station on the Harlem Line — typically about 28 minutes to Grand Central. Bee-Line buses, the Cross County Parkway, Bronx River Parkway, Hutchinson River Parkway, and I-95 are all close by. Gramatan Avenue’s shops, cafés, markets, and restaurants are walkable; schools including Pennington and other Mount Vernon options serve the neighborhood. A grassy rear yard with gazebo and storage completes the package. ? Ideal for an investor seeking cash flow in a high-demand commuter pocket, or for an end user who wants to live in the separate vacant unit and let the other two apartments help carry the house.

Property Details

Property Type : Residential Income

Price : $799,000

AD Id : 91247974

MLS Id : 1050524

Beds : 5

Lot Size : 0.12 Acre

Tax Amount : $20,300

Year Built : 1923

Garage : 2

County : Westchester

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total beds: 5

Bathroom Information

Total Baths: 3 Full Baths: 3
Interior Features

Eat-in Kitchen, High Ceilings, Natural Woodwork, Other, Storage Laundry Features: In Unit, Multiple Locations, Washer Hookup
Heating & Cooling

Has Heating: Yes Heating: Baseboard, Electric, Natural Gas, Oil, Other Has Cooling: Yes Cooling: Central Air, Electric, Varies by Unit, Wall/Window Unit(s)

Building Information

Year Built: 1923 Building Area Total: 2950 Construction Materials: Stucco Private Pool: No

Lot Information

Lot Size Acres: 0.1162 Lot Size Square Feet: 5063

Listing Price Information

Listing Price: $799000

Tax Information

Parcel Number: 0800-165-037-01050-000-0028 Annual Tax: $20300

Parking Information

Driveway, Garage

Garage Information

Has Garage: Yes Garage Space: 2

School Information

Elementary School: MOUNT VERNON LEADERSHIP ACADEMY

Junior High School: Benjamin Turner Middle School

Senior High School: DENZEL WASHINGTON SCHOOL-ARTS (at Nelie Thornton
Utility Information

Natural Gas Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Location Information

WaterSource: Public

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ByOwner last updated this listing 10/06/2026 @ 13:40

MLS: 1050524 LISTED BY: Manuel Galan, eXp Realty 888-276-0630 SOURCE: OneKey MLS