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404 21st Street

Vero Beach, FL 32962
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Bed 3

Bed

Bath 2

Bath

SqFt1,640

Sqft

Acres0.37

Acre(Lot)

RARE 2.75% ASSUMABLE FHA MORTGAGE! Qualified buyers have an incredible opportunity to assume this low-rate loan with a current monthly mortgage payment of approximately $2,150. Welcome to Vero Shores a peaceful, established community near the Indian River, adjacent to the natural beauty of Harmony Oaks Conservation Area, with NO mandatory HOA and the freedom to bring your BOAT, RV & TOYS! This solid CBS 3BR/2BA home offers 1,640 SF and sits on an EXTRA-LARGE .37-ACRE CORNER LOT over 16,000 SF and approximately 140x115! Two driveway access points, a double rolling gate and improved shell/coquina side parking make maneuvering and storing a boat, RV or trailer a breeze. A BRAND-NEW PAVER DRIVEWAY adds beautiful curb appeal. Inside, you'll find a BRAND-NEW guest bathroom renovation featu ring tile flooring, new vanity and fixtures. Major improvements offer peace of mind, including a 2018 METAL ROOF, 2018 HVAC, 2022 WATER HEATER and COMPLETE REPLUMB in 2022. Impact-rated doors and garage door add another valuable upgrade. The laundry room has also been improved with an HVAC duct, bringing the space under air. The Florida lifestyle continues out back with an impressive 30x15 SCREENED & COVERED LANAI approximately 450 SF of additional outdoor living and entertaining space featuring a beautiful wood ceiling and commercial fan. The oversized backyard is fully fenced and includes a utility shed for additional storage. Location is another standout! Vero Shores offers a tucked-away residential feel surrounded by some of Vero Beach's natural beauty, with Harmony Oaks Conservation Area nearby, the Indian River just minutes away and easy access to boating, outdoor recreation, shopping, dining and Vero's beautiful beaches. BIG LOT. NO MANDATORY HOA. ROOM FOR THE TOYS. And a 2.75% assumable FHA mortgage opportunity that's nearly impossible to recreate in today's market. FHA loan assumption subject to lender approval and buyer qualification.

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Detail Ic Property Details

Property Type : Residential

Price : $419,900

AD Id : 91209403

MLS Id : 1087444

Beds : 3

Lot Size : 0.37 Acre

Living Area Size : 1,640

Tax Amount : 4549.34

Year Built : 1973

County : Indian River

  • Map Map

Map

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Map Nearby Areas

Feature Features

  • Bedroom Information

    Total Bedrooms: 3

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Water/Sewer

    Sewer: Public Sewer

    Room Information

    Other Rooms: 6
  • Flooring Information

    Tile
  • Roofing Information

    Metal
  • Interior Features

    Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s) Roof: Metal Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer Laundry Features: Electric Dryer Hookup, In Unit, Washer Hookup
  • Heating & Cooling

    Heating: Central, Electric Cooling: Central Air, Electric WaterSource: Public
  • Energy

    Green Energy: Windows

  • Building Information

    Year Built: 1973 Construction Materials: Block, Brick, Concrete Security System: Smoke Detector(s) Roof: Metal
  • Exterior Features

    Other, Impact Windows
    Porch: Patio, Screened
  • Road Types

    Paved
    County Road
  • Fencing

    Fenced
  • Laundry Features

    Electric Dryer Hookup, In Unit, Washer Hookup

    Patio And Porch

    Patio, Screened

    Fencing

    Fenced

  • Lot Information

    Lot Dimensions: 140.0 ft x 115.0 ft Lot Description: Corner Lot Lot Size Area: 0.37 Acres Lot Square Feet: 16,117 Stories: 1 Main Square Feet: 1640

    Property Information

    Property Type: Residential Sub Type: Single Family Residence Style: Ranch, Traditional SQ ft (Living Area): 1,640 Subdivision: None MLS Area Minor: 904 - Indian River Source Neighborhood: None Construction Materials: Block, Brick, Concrete Property Age: 53

  • Listing Price Information

    Listing Id: 1087444 ist Price: $419,900 List Price Tot SqFt: $256 Listing Terms Assumable, Cash, Conventional, FHA, VA Loan
  • Listing Information

    Possession: Close Of Escrow, Negotiable

  • Tax Information

    Parcel Number: 33403100005006000011.0 Annual Tax: $4,549 Tax Year: 2025 Taxes: VERO SHORES UNIT 1 BLK 6 LOT 11 PBI 5-52

  • Parking Information

    # of Garage Spaces: 2 Has Garage: Yes Attached Garage: Yes Additional Parking, Attached, Garage, Garage Door Opener, RV Access/Parking

  • School Information

    Elementary School: Other
    Elementary School District:
    Junior High School: Other
    Senior High School: Other
  • Utility Information

    Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Location Information

    Direction: From US-1 Turn East onto 21st SE into Vero Shores The property is on your left.
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ByOwner last updated this listing 09/14/2026 @ 12:36

MLS: 1087444 LISTED BY: Dahlia Gotzmann, Atlantic Key Realty group 772-643-7989 SOURCE: Space Coast MLS (Space Coast Association of REALTORS®)

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