Active

396 Cardinal Lane

Toccoa, GA 30577

$445,000 $1,876/Mo

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Overview

Bed

Bath

2,520

Sqft

0.33

Acre(Lot)

Description

Welcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, you'll find a two-car carport and an outbuilding that complements the home's exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis court, and open green space. With recent updates including a 7-year-old roof and newer HVAC and hot water heater (approx. 2 years old), this home is move-in ready. Whether you're looking for a weekend getaway or a full-time residence, this property offers everything you need to enjoy the best of Lake Hartwell living.

Property Details

Property Type : Residential

Price : $445,000

AD Id : 67211873

MLS Id : 10615530

Beds : 3

Lot Size : 0.33 Acre

Living Area Size : 2,520

Year Built : 1987

County : Stephens

Subdivision: Shorewood Estates

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total Bedrooms: 3 Bedrooms On Upper Level: 0 Bedrooms On Lower Level: 2 Main Bedrooms: 1 Room Type: Laundry,Sun Room Window Features: Insulated Windows

Bathroom Information

Total Baths: 2 Full Baths: 2 Half Baths: 0 Full Baths Main: 1 Baths Full Lower: 1 Baths Full Upper: 0

Water/Sewer

Water Source: Public Water BodyName: Lake Hartwell Sewer: Septic Tank
Interior Features

Master On Main Level,Tile Bath Flooring: Carpet,Tile

Appliances

Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)

Utilities

Other
Cooling Features

Central Air,Electric

Heating Source

Central,Electric

Fireplace

Number of Fireplaces: 0

Building Information

Built Year: 1987 Roof Type: Other Basement: Daylight,Finished Levels: Two Property Age: 39
Exterior Features

Dock

Security Features

Security System
Laundry Features

In Basement

Patio And Porch

Deck,Screened

Construction Materials

Other,Wood Siding

Property Condition

Resale

Lot Information

Lot Size (Acr): 0.33 Lot Size Source: Public Records Lot Features: Sloped
Property Information

Property Type: Residential Property Sub Type: Single Family Residence Structure Type: House Subdivision: Shorewood Estates City: Toccoa State: GA Directions: GPS Property Status: Active

Listing Price Information

Original List Price: $445,000

Tax Information

Annual Tax: $3427.8 Tax Year: 24
Home Warranty

Home Warranty Paid: No

Virtual Tour

Virtual Tour (External Link)

Parking Information

Parking Features: Carport
Homeowners Association Information

Association: Yes Annual Association Fee: 200 Calculated Total Monthly Association Fees: 200 Association Fee Includes: Insurance,Maintenance Grounds,Swimming,Tennis Community Features: Clubhouse,Lake,Pool,Shared Dock,Tennis Court(s)

School Information

Elementary School: Other High School: Stephens High School Bus: Yes Middle School: Stephens Middle School Bus: Yes Source Neighborhood: Shorewood Estates

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft	Lot Size
2057 N. Hicks Rd., Toccoa, GA, 30577	$359,900	3	2	--
49 Currahee Point, Toccoa, GA, 30577	$665,000	3	2	1,313	1,313 SqFt
199 Wards Creek Road #3, Toccoa, GA, 30577	$379,900	4	2	2,526	2,526 SqFt
287 Spring Branch Circle, Toccoa, GA, 30577	$1,150,000	3	2	3,460	3,460 SqFt
287 Spring Branch Circle, Toccoa, GA, 30577	$1,150,000	3	3	3,460	3,460 SqFt
123 Ridgemore Circle, Toccoa, GA, 30577	$795,000	3	2	1,512	1,512 SqFt
773 Shorewood Circle, Toccoa, GA, 30577	$364,999	5	2	2,528	2,528 SqFt
773 Shorewood Circle, Toccoa, GA, 30577	$364,999	5	2	2,528	2,528 SqFt
130 Shorewood Circle, Toccoa, GA, 30577	$135,000	--	--	--
371 Shorewood Circle, Toccoa, GA, 30577	$600,000	5	4	3,503	3,503 SqFt

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Byowner are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2026 Georgia MLS. All rights reserved.

ByOwner last updated this listing 06/06/2026 @ 02:05

MLS: 10615530 LISTED BY: Nicole Wright, Magnolia Realty & Property Managemen 706-225-7733 SOURCE: Georgia MLS