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4074 4th Street

Surf City, NC 28445
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Bed 3

Bed

Bath 3

Bath

SqFt1,762

Sqft

Acres0.18

Acre(Lot)

Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal vie ws and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.

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Detail Ic Property Details

Property Type : Residential

Price : $729,000

AD Id : 91038807

MLS Id : 100601423

Beds : 3

Lot Size : 0.18 Acre

Living Area Size : 1,762

Tax Amount : 7372.20

Year Built : 1986

County : Onslow

Subdivision: Smith S

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 3 Full Baths: 3

    Room Information

    Rooms Total: 9 Basement: None
  • Flooring Information

    Carpet, Tile
  • Roofing Information

    Metal
  • Interior Features

    Roof: Metal Appliances: Refrigerator, Dishwasher, Microwave Window Features: Window Coverings
  • Heating & Cooling

    Has Heating: Yes Heating: Electric, Heat Pump Has Cooling: Yes Cooling: Central Air Water front: 1

  • Building Information

    Year Built: 1986 Building Area Total: 1762 Construction Materials: Vinyl Siding, Frame Patio And Porch Features: Patio Pool Features: None Private Pool: No Water front Features: Canal Front View: Canal
  • Exterior Features

    Exterior Features: Dock, Boat Slip

  • Lot Information

    Lot Dimensions: 55x140 Main Square Feet: 0.18 Acres Lot Size Acres: 0.18 Lot Size Square Feet: 7841

    Property Information

    Subdivision: Old Settlers Beach Source Property Type: Residential Property SubType: Single Family Residence Levels: One Property Age: 40

  • Listing Price Information

    Listing Price: $729000 Cash, Conventional, FHA, VA Loan

  • Tax Information

    Parcel Number: 800-108 Tax Year: 2026 Annual Tax: $7372.2

  • Parking Information

    Off Street

  • School Information

    Elementary School: Dixon
    Junior High School: Dixon
    Senior High School: Dixon
  • Utility Information

    Sewer Connected, Water Connected
  • Location Information

    Direction: From the Island roundabout in Surf City, travel North on N. New River Dr. Turn left onto 4th St. The house will be on the right. WaterSource: Public
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
737 Dune Ridge Court, Surf City, NC, 28445 $1,499,999 4 3 2,331 0.13 Acre
8020 8th Street, Surf City, NC, 28445 $899,000 5 3 2,159 0.15 Acre
8014 8th Street, Surf City, NC, 28445 $695,000 4 3 1,784 0.15 Acre
8007 8th Street, Surf City, NC, 28445 $659,000 2 1 881 0.15 Acre
9021 W 9th Street, Surf City, NC, 28445 $999,998 4 3 2,128 0.15 Acre
1919 N New River Drive, Surf City, NC, 28445 $1,795,000 5 5 3,200 0.17 Acre
1826 N New River Drive, Surf City, NC, 28445 $2,195,000 6 6 3,913 0.16 Acre
9055 W 9th Street, Surf City, NC, 28445 $830,000 3 2 1,404 0.27 Acre
7060 7th Street, Surf City, NC, 28445 $650,000 3 2 1,545 0.17 Acre
3011 3rd Street, Surf City, NC, 28445 $1,265,000 5 3 3,169 0.15 Acre

The data relating to real estate on this website comes in part from the Internet Data Exchange program of Hive MLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor ByOwner shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. Copyright ©2026 Hive MLS LLC. All Rights Reserved.

ByOwner last updated this listing 09/07/2026 @ 12:26

MLS: 100601423 LISTED BY: Hugh Cannady, Coastal Realty Associates LLC SOURCE: Hive MLS (North Carolina Regional)

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