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1023 1st Street

Surf City, NC 28445
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Bed 3

Bed

Bath 3

Bath

SqFt1,440

Sqft

Acres0.15

Acre(Lot)

Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located under the house--ideal for storing coastal gear, working on projects, or hosting guests. Thoughtful updates throughout include new flooring, newer appliances, upgraded fixtures, crown mol ding, beadboard with chair rail, and custom plantation shutters, creating a fresh and inviting coastal aesthetic. This home is also equipped with valuable system upgrades: stainless steel propane tankless water heater, propane heating, thermal doors, LED lighting, security system, and a generator for added peace of mind. Outdoors, the attention to detail continues with a cargo lift, metal roof, storm shutters, Trex decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level areas as you unwind after a day on the water, taking in the salty breeze and stunning sunset views. The neighborhood offers a peaceful blend of permanent residents and occasional weekend homeowners, with minimal noise or traffic--even during peak season. Water pressure has remained consistently strong, and the surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and has provided a wonderful experience for its owners. A solid, well-maintained coastal home with features you won't find anywhere else. Don't miss your chance to own this Topsail Island paradise.

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Detail Ic Property Details

Property Type : Residential

Price : $1,100,000

AD Id : 86487133

MLS Id : 100584283

Beds : 3

Lot Size : 0.15 Acre

Living Area Size : 1,440

Year Built : 1992

County : Onslow

Subdivision: Hunters Cove

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Map

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 3 Full Baths: 2 Half Baths: 1

    Room Information

    Rooms Total: 6 Basement: None
  • Flooring Information

    Carpet
  • Roofing Information

    Metal
  • Interior Features

    Walk-In Closet(s), High Ceilings, Kitchen Island, Elevator, Ceiling Fan(s), Pantry Roof: Metal Appliances: Gas Oven, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Gas Range, Microwave, Gas Water Heater Laundry Features: Laundry Room Window Features: Skylight(s), Storm Window(s), Shutters, Window Coverings
  • Heating & Cooling

    Has Heating: Yes Heating: Propane, Heat Pump Has Cooling: Yes Cooling: Central Air, Ceiling Fan(s), Heat Pump Water front: 1

  • Building Information

    Year Built: 1992 Building Area Total: 1440 Construction Materials: Vinyl Siding, Frame Patio And Porch Features: Covered, Deck, Enclosed, Patio, Porch, Screened, Wrap Around, Rear Porch Pool Features: None Private Pool: No Water front Features: Canal Front, Waterfront Access View: Canal, Sound, Water
  • Exterior Features

    Exterior Features: Outdoor Shower, Dock, Boat Slip

  • Lot Information

    Lot Dimensions: irregular Main Square Feet: 0.15 Acres Lot Size Acres: 0.15 Lot Size Square Feet: 6534 Lot Description: Front Yard

    Property Information

    Subdivision: Old Settlers Beach Source Property Type: Residential Property SubType: Single Family Residence Levels: Two Property Age: 34

  • Listing Price Information

    Listing Price: $1100000 Cash, Conventional, FHA, USDA Loan, VA Loan

  • Tax Information

    Parcel Number: 801-203 Tax Year: 2025 Annual Tax: $6976.27

  • Parking Information

    Attached, Covered, Lighted, Off Street, On Site, Paved

    Garage Information

    Has Attached Garage: Yes
    Homeowners Association Information
    Association Amenities: None

  • School Information

    Elementary School: Coastal
    Junior High School: Dixon
    Senior High School: Dixon
  • Utility Information

    Sewer Connected, Water Connected
  • Location Information

    Direction: From Surf City high-rise bridge take the 2nd exit onto N. New River Dr. Go north 2 miles and turn left onto 1st Street. Head west and home is on your left. WaterSource: Public Security Features: Security Lights, Smoke Detector(s)
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
739 Dune Ridge Court, Surf City, NC, 28445 $1,499,999 4 3 2,331 2,331 SqFt
8020 8th Street, Surf City, NC, 28445 $949,000 5 3 2,159 2,159 SqFt
8014 8th Street, Surf City, NC, 28445 $698,000 4 3 1,784 1,784 SqFt
8007 8th Street, Surf City, NC, 28445 $675,000 2 1 881 881 SqFt
9021 W 9th Street, Surf City, NC, 28445 $999,998 4 3 2,128 2,128 SqFt
9091 W 9th Street, Surf City, NC, 28445 $1,800,000 4 5 3,678 3,678 SqFt
1826 N New River Drive, Surf City, NC, 28445 $2,295,000 6 6 3,913 3,913 SqFt
9055 W 9th Street, Surf City, NC, 28445 $869,000 3 2 1,404 1,404 SqFt
7060 7th Street, Surf City, NC, 28445 $650,000 3 2 1,545 1,545 SqFt
3011 3rd Street, Surf City, NC, 28445 $1,265,000 5 3 3,169 3,169 SqFt

The data relating to real estate on this website comes in part from the Internet Data Exchange program of Hive MLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor ByOwner shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. Copyright ©2026 Hive MLS LLC. All Rights Reserved.

ByOwner last updated this listing 07/03/2026 @ 09:32

MLS: 100584283 LISTED BY: Sean McDonnell, REAL Broker LLC SOURCE: Hive MLS (North Carolina Regional)

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