645 N 550, Smithfield, Utah image 1
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645 N 550

Smithfield, UT 84335
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$539,900 $2,276/Mo
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Bed 3

Bed

Bath 3

Bath

SqFt3,457

Sqft

Acres0.15

Acre(Lot)

Ask me about our 4.99% ARM*!! Welcome to this brand new Glendale plan currently under construction on a prime corner lot in the Village at Fox Meadows community just down the street from the Smithfield Temple, Forrester Acres Park, Birch Creek Elementary, and more. Off the main entry is a flex room/office and the stairs leading both upstairs and into an unfinished basement. The main floor hosts a large great room, dining space, and kitchen with a mudroom and half bath. Upstairs, you'll find a generous loft area, conveniently placed laundry room, and 3 bedrooms. One of which being the Primary Suite featuring a separate walk-in shower and soaker tub and roomy walk-in closet. The unfinished basement provides plenty of room for growth/expansion. Estimated completion will be early-mid October. *Pictures are of previously completed homes and may feature different design finishes and colors. Design sample photos included at the end of photos. --------------------------------------------------- *Special savings and financing opportunities are available on select quick move-in homes. Buyer must finance through First Colony Mortgage Corporation (NMLS ID 3112) to qualify. The advertised 4.99% rate is the initial interest rate on a 30-year conventional 7/6 adjustable-rate mortgage (ARM) and reflects an annual percentage rate (APR) of 5.987%. This loan is an Adjustable Rate Mortgage. The interest rate and principal and interest payments are subject to increase after consummation. The interest rate is fixed for the first seven years. Beginning with the 85th month the rate and payment will adjust, and will adjust every six months thereafter, based on the sum of the 30-Day Average SOFR index (at 3.648% as of September 14, 2026) plus a margin of 3.000%. The rate may increase by up to 5% at the first adjustment and up to 1% at each adjustment thereafter, subject to a lifetime maximum interest rate of 9.99% and a minimum of 3.00%. Based on a $430,000 purchase price and a $344,000 loan amount with 20% down, a 0.5% discount point paid by the buyer, and a 740 credit score, this transaction would have 84 monthly principal and interest payments of $1,844.56 at the initial rate of 4.990%, followed by 276 monthly principal and interest payments of $2,141.88 at the fully indexed rate of 6.648%. Payments shown are principal and interest only and do not include taxes, insurance, or HOA dues, so actual payments will be higher. Rates and APR are effective September 14, 2026, depend on borrower qualification, and are subject to change without notice due to market conditions. Financing is subject to credit approval and is not a commitment to lend. Offers, availability, eligibility requirements, terms, conditions, and deadlines vary by home and may change or end without notice. Contact a Visionary Homes Sales Professional or a First Colony Mortgage Loan Officer for current availability, complete program details, and financing terms. First Colony Mortgage Corporation is not affiliated with any third parties that may be referenced in this communication.

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Detail Ic Property Details

Property Type : Residential

Price : $539,900

AD Id : 88570809

MLS Id : 2175042

Beds : 3

Lot Size : 0.15 Acre

Living Area Size : 3,457 Sq. Ft

Tax Amount : $1

Year Built : 2026

Garage : 2

County : Cache

Subdivision: Hamilton On Hunter

  • Map Map

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 3 Full Baths: 2 Half Baths: 1

    Room Information

    Rooms Total: 14 Has Basement: Yes Basement: Full

  • Flooring Information

    Carpet, Tile

  • Roofing Information

    Asphalt

  • Interior Features

    Wet Bar, Walk-In Closet(s) Roof: Asphalt Appliances: Disposal, Oven, Range, Microwave Laundry Features: Electric Dryer Hookup Window Features: Double Pane Windows

  • Heating & Cooling

    Has Heating: Yes Heating: Forced Air Has Cooling: Yes Cooling: Central Air

  • Building Information

    Year Built: 2026 Building Area Total: 3457 Construction Materials: Stone, Stucco, Cement Siding Stories: 3 Frontage Length: 0.0 Patio And Porch Features: Patio, Porch Private Pool: No View: Mountain(s) Association Fee Frequency: Monthly

  • Lot Information

    Lot Dimensions: 0.0x0.0x0.0 Main Square Feet: 0.15 Acres Lot Size Acres: 0.15 Lot Size Square Feet: 6534 Lot Description: Corner Lot

    Property Information

    Subdivision: VILLAGE AT FOX MEADOWS Source Property Type: Residential Property SubType: Single Family Residence Direction Faces: East Property Age: 0

  • Listing Price Information

    Listing Price: $539900 Cash, Conventional, FHA, VA Loan

  • Tax Information

    Parcel Number: 08-223-0609 Annual Tax: $1

  • Parking Information

    Parking Total: 2

    Garage Information

    Has Garage: Yes Garage Space: 2
    Homeowners Association Information
    Has Association: Yes HOA: $71.00 Association Amenities: Playground, Pool

  • School Information

    Elementary School: Birch Creek
    Junior High School: North Cache
    Senior High School: Sky View

  • Utility Information

    Natural Gas Available, Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected

  • Location Information

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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
77 S 1300, Smithfield, UT, 84335 $580,000 4 3 3,246 0.28 Acre
102 S 1300, Smithfield, UT, 84335 $574,000 3 2 3,250 0.29 Acre
113 S 1300, Smithfield, UT, 84335 $589,000 4 3 3,246 0.28 Acre
2 S 1150, Smithfield, UT, 84335 $749,900 6 5 3,800 0.28 Acre
338 S Windy Ridge Dr, Smithfield, UT, 84335 $745,000 6 4 3,462 0.28 Acre
1058 E 300, Smithfield, UT, 84335 $699,900 5 3 3,430 0.28 Acre
710 E 720, Smithfield, UT, 84335 $475,000 3 2 2,722 0.28 Acre
670 S 1080, Smithfield, UT, 84335 $1,150,000 7 4 3,649 0.32 Acre
434 S Cardon Ridge Dr, Smithfield, UT, 84335 $699,900 5 4 4,225 0.28 Acre
139 S 830, Smithfield, UT, 84335 $899,900 6 3 4,573 0.39 Acre

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Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 10/05/2026 @ 04:02. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

ByOwner last updated this listing 10/05/2026 @ 04:02

MLS: 2175042 LISTED BY: Tanner Watson, Visionary Real Estate 435-228-4702 SOURCE: UtahRealEstate (Wasatch Front)

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