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MLS: #7101492, Listed By: Brian Raney, HomeAvenue Inc, Source:FargoMoorhead Area Association of REALTORS

4296 Cottage Park Road

Saint Paul, MN 55110
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Bed 3

Bed

Bath 3

Bath

SqFt2,136

Sqft

Acres0.09

Acre(Lot)

Welcome to a beautifully appointed turnkey lakefront home on the sought-after west shore of White Bear Lake. Offering over 2,100 finished square feet, this exceptional residence is being offered fully furnished with tasteful lake-inspired décor, gas grill, dock, and boatlift included. Designed for effortless enjoyment, this home provides the rare opportunity to begin experiencing the lake lifestyle immediately on one of Minnesota’s most desirable lakes. Located in the highly desirable Cottage Park neighborhood, this home offers the perfect balance of peaceful waterfront living and convenient access to the community. A short five-minute walk brings you to White Bear Lake’s favorite restaurants, coffee shops, boutiques, live music venues, and local gathering places. From the moment you enter , expansive panoramic views of White Bear Lake capture your attention and become the heart of the home. The inviting screened porch and lakeside deck create wonderful spaces to enjoy morning coffee, evening gatherings, or quiet moments taking in the beauty of the water and the refreshing lake breeze. Inside, thoughtful details and comfortable spaces create a warm and inviting atmosphere. The custom stone gas fireplace anchors the spacious living room, while the open-concept layout seamlessly connects the living area, dining space, and eat-in kitchen. Perfect for entertaining family and friends, the kitchen features granite countertops, custom tile backsplash, stainless steel appliances, custom cabinetry with pull-out shelving, and a generous walk-in pantry. Nearly every room showcases beautiful lake views. A main-level bedroom, three-quarter bathroom, and abundant storage complete the first floor. Just steps from the home, the heated oversized detached two-car garage provides exceptional flexibility for vehicles, recreational equipment, lake gear, and additional storage. The upper level offers two additional bedrooms and two bathrooms, including a private primary suite designed to take full advantage of the breathtaking waterfront setting. A dramatic wall of windows frames spectacular lake views, while the private balcony offers the perfect retreat for morning coffee or sunset evenings. The suite also includes a custom built-in office workspace, spacious walk-in closet, and beautifully finished en suite bathroom. The upper level also features a generously sized third bedroom, full bathroom, and large laundry room with utility sink for added convenience. A unique feature of the home is the versatile lower-level storage area, accessible from both the kitchen pantry and exterior double doors. This flexible space is ideal for seasonal furnishings, lake toys, outdoor equipment, and storage needs. Step outside and experience the enjoyment of true lakefront living. With the included gas grill, dock, and boat lift, this home is ready for memorable summers on White Bear Lake. Whether boating, swimming, entertaining family and friends, or simply enjoying peaceful mornings and beautiful sunrises over the water, this property offers the relaxed lake lifestyle buyers dream about. An exceptional opportunity to own a beautifully furnished lakefront home in one of White Bear Lake’s most desirable neighborhoods—offering stunning views, thoughtful updates, and the convenience of a turnkey waterfront retreat.

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Detail Ic Property Details

Property Type : Residential

Price : $1,740,000

AD Id : 87477067

MLS Id : 7101492

Beds : 3

Lot Size : 0.09 Acre

Living Area Size : 2,136

Year Built : 2000

Garage : 2

County : Ramsey

Subdivision: Hamilton Add

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 3 Full Baths: 2

    Room Information

    Has Basement: Yes Basement: Storage Space
  • Heating & Cooling

    Has Heating: Yes Heating: Forced Air Has Cooling: Yes Cooling: Central Air, Ductless Water front: 1

  • Building Information

    Year Built: 2000 Building Area Total: 3204 Stories: 2 Private Pool: No Water front Features: Lake Front Association Fee Frequency: Annually

  • Lot Information

    Lot Dimensions: Irregular Main Square Feet: 0.09 Acres Lot Size Acres: 0.09 Lot Size Square Feet: 3920.4 Lot Description: Waterfront

    Property Information

    Subdivision: Cottage Park Source Property Type: Residential Postal Code Plus 4: 3853 Property SubType: Single Family Residence Levels: Two Property Age: 26

  • Listing Price Information

    Listing Price: $1740000

  • Tax Information

    Parcel Number: 233022420005 Tax Year: 2025 Annual Tax: $15626 Tax Legal Desc: COTTAGE PARK LOT 21 BLK 2

  • Garage Information

    Has Garage: Yes Garage Space: 2
    Homeowners Association Information
    HOA: $50.00

  • Location Information

    Direction: White Bear Ave. to South Shore Blvd. East to Cottage Park Rd. North to home WaterSource: Public
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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the FMAAR MLS. Real estate listings held by brokerage firms other than ByOwner are marked with the listing office name. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Fargo-Moorhead Area Association of REALTORS®. No reproduction, compilation, retransmission or distribution of this data is permitted in any manner without the express, written permission of the Fargo-Moorhead Area Association of REALTORS®.

ByOwner last updated this listing 07/21/2026 @ 18:14

MLS: 7101492 LISTED BY: Brian Raney, HomeAvenue Inc 952-929-7355 SOURCE: FargoMoorhead Area Association of REALTORS

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