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8700 Front Beach Road #4104

Panama City Beach, FL 32407
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Bed 3

Bed

Bath 3

Bath

Welcome to resort-style living at Island Reserve! This spacious ground-floor 3-bedroom, 2.5-bath condominium offers approximately 1,761 square feet and an opportunity to make this home your own. Being offered as a VA foreclosure, this property is ready for a new owner to bring their personal touches and vision. Island Reserve is a beautifully maintained gated community in the heart of Panama City Beach, known for its tropical, resort-style atmosphere. Enjoy palm-tree-lined walkways and lush landscaping throughout the community, along with an impressive lagoon-style zero-entry pool featuring a rock waterfall. Community amenities also include a fitness center, indoor basketball and pickleball, game room, media/theater room, hot tub and covered parking garage. The ground-floor location provides convenient access without the need to depend on elevators and makes coming and going a breeze. Centrally located along Front Beach Road with convenient access to the beautiful white-sand beaches of the Gulf of Mexico, shopping, dining, entertainment, golf and everything Panama City Beach has to offer. Whether you're looking for a primary residence or a second home at the beach, this spacious Island Reserve condo offers tremendous potential. Bring your ideas and make Unit 4104 your own piece of paradise in Panama City Beach! VA FORECLOSURE -- property is being sold AS-IS. Buyer to verify all measurements, information and community restrictions if important.

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Detail Ic Property Details

Property Type : Residential

Price : $299,000

AD Id : 91568522

MLS Id : 796024

Beds : 3

Year Built : 2009

County : Bay

Subdivision: Splash Condo

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 3 Full Baths: 2 Half Baths: 1

    Room Information

    Rooms Total: 7

  • Building Information

    Year Built: 2009
    Building Area Total: 1761
    Private Pool: No
    Association Fee Frequency: Quarterly

  • Lot Information

    Lot Dimensions: 0x0

    Property Information

    Subdivision: [No Recorded Subdiv] Source Property Type: Residential MLS Area Minor: 0320 - Beach - Middle Central Property SubType: Attached Property Age: 17

  • Listing Price Information

    Listing Price: $299000

  • Tax Information

    Parcel Number: 40001-100-107 Tax Year: 2025 Tax Legal Desc: ISLAND RESERVE 31 3S 15W TYPE D-D BLDG 4 UNIT 4104 MAP 57C4 3BR 2.5B 1761 H&C ORB 3018 P 563 275 BALC ORB 4114 P 455

  • Homeowners Association Information

    Has Association: Yes
    Included Fees: AssociationManagement, Clubhouse, CableTv, FitnessFacility, LegalAccounting, MaintenanceGrounds, Pools, RecreationFacilities, Security
    HOA: $2,586.24
    Association Amenities: BusinessCenter, GameRoom

  • School Information

    Elementary School: Breakfast Point Junior High School: Breakfast Point Senior High School: Arnold
  • Utility Information

    ElectricityAvailable, SewerAvailable
  • Location Information

    Direction: Front beach and Laurie Avenue, turn into Island Reserve Community. Continue around to the left and enter the parking garage on the left hand side. Unit is on the ground floor.
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The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 10/02/2026 @ 03:24

MLS: 796024 LISTED BY: Pam Mathis, Five Star Realty Group, LLC 850-215-3687 SOURCE: CPAR

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