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1033 Bay Circle

Panama City Beach, FL 32407
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Bed 3

Bed

Bath 3

Bath

Acres0.19

Acre(Lot)

Imagine living on the water in a brand-new home in Panama City Beach with no HOA and room to truly enjoy the coastal lifestyle. This home offers a rare combination of new construction, waterfront living, no HOA, and a fully furnished setup in Panama City Beach. The home was designed to take full advantage of its waterfront setting, with open living spaces and large windows that bring the outdoors in. With no HOA restrictions, this property provides flexibility that is increasingly hard to find in waterfront communities. Whether used as a primary residence, a second home, or a vacation property, the location and layout allow for a wide range of possibilities. Set in a desirable PCB location, the home offers the privacy and tranquility of waterfront living while remaining close to b eaches, dining, shopping, and local attractions. Priced at $1.2 million, this property combines new construction, waterfront access, and freedom of ownership in one offering. Whether you're looking for a place to create lasting family memories or a waterfront retreat to enjoy year-round, 1033 Bay Circle delivers a lifestyle that is becoming harder to replace. Schedule your private showing to experience the setting firsthand. This newly constructed three-story home features an open-concept design with high-end finishes throughout. The spacious living area is filled with natural light and offers stunning views of the bay. The gourmet kitchen is equipped with premium appliances, quartz countertops, and a stylish island, making it perfect for both entertaining and everyday living. The home boasts multiple private balconies, allowing you to enjoy sunrises over the water with your morning coffee and relax in the evening with breathtaking sunset views. The luxurious primary suite includes a spa-like ensuite bathroom, a walk-in closet, and a private balcony overlooking the bay. Designed for both personal enjoyment and investment, this home is currently used as a short-term rental and offers excellent income potential. With no HOA restrictions, owners have full flexibility to use the property as they wish. The outdoor space is ideal for waterfront living, featuring a spacious deck and direct water access, perfect for boating, fishing, or simply unwinding by the bay. This property provides easy access to white-sand beaches, marinas, restaurants, and local attractions. Whether you are searching for a dream vacation home, a high-performing rental property, or a peaceful coastal retreat, this waterfront escape is a rare and valuable opportunity.

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Detail Ic Property Details

Property Type : Residential

Price : $1,200,000

AD Id : 62896372

MLS Id : 769470

Beds : 3

Lot Size : 0.19 Acre

Year Built : 2024

Garage : 1

County : Bay

Subdivision: Lullwater Beach

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 3 Full Baths: 3

    Room Information

    Rooms Total: 3

    Roofing Information

    Metal
  • Interior Features

    Roof: Metal
    Appliances: ElectricCooktop, ElectricOven, ElectricWaterHeater, IceMaker
  • Heating & Cooling

    Has Heating: Yes Heating: Central Has Cooling: Yes Cooling: CentralAir

  • Building Information

    Year Built: 2024
    Building Area Total: 2118
    Construction Materials: HardiplankType
    Patio And Porch Features: Balcony, Covered, Patio
    Private Pool: No

  • Lot Information

    Lot Dimensions: 30x173x53x147 Main Square Feet: 0.19 Lot Size Acres: 0.19 Lot Size Square Feet: 8,320

    Property Information

    Subdivision: [No Recorded Subdiv] Source Property Type: Residential MLS Area Minor: 0319 - Beach - East Zoning Description: Resid Single Family Property SubType: Single Family Residence Property Age: 2

  • Listing Price Information

    Listing Price: $1200000
    Original Price: $1700000

  • Tax Information

    Parcel Number: 27344-186-000 Tax Legal Desc: 1033 BAY CIR PANAMA CITY BEACH 32407 BAYSIDE PARK UNIT 1 REPLAT LOT 6 BLK C & FOLLOWING DESCRIBED PRCL: BEG AT THE SELY COR OF LOT 6 BLK C NE 44.70' E 39.34' SW 56.11' NW 29.90' TO POB ORB 4675 P 2184

  • Garage Information

    Has Garage: Yes Garage Space: 1

  • School Information

    Elementary School: Breakfast Point Junior High School: Breakfast Point Senior High School: Arnold
  • Location Information

    Direction: From the CVS at the intersection of Thomas Drive and Highway 98 travel North on Wildwood Road., turn Right onto Big Daddy Drive, Big Daddy Drive will turn into Bay Circle, home is on the Left
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ByOwner last updated this listing 06/09/2026 @ 22:16

MLS: 769470 LISTED BY: Sully Tariq, Foundation Real Estate Agency LLC 850-988-1618 SOURCE: CPAR

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