3820 Treasure Circle
Panama City Beach, FL 32408
5
Bed
4
Bath
0.15Acre(Lot)
BANK APPROVED SHORT SALE! READY TO CLOSE WHENEVER YOU ARE! Here's your chance to scoop up a bargain, well below appraised value, in a Prime Panama City Beach Location! Unlock the potential of this spacious, multi-level beach home zoned for short-term rentals. The ground level offers a private-entry studio apartment with full kitchen and bath, perfect for guests or rental income. The main residence comfortably sleeps 10 and features two primary suites with ensuite baths, open-concept living area, and kitchen with quartz countertops and a large island/breakfast bar. The top floor adds two bunkrooms and an additional full bath, ideal for kids or overflow guests. Wide wraparound balconies on both main levels overlook Treasure Island Marina and Captain Anderson's, plus a sun deck where you ca
Property Details
Map
Map
What's Nearby
Nearby Areas
Features
-
Bedroom Information
Total beds: 5Bathroom Information
Total Baths: 4 Full Baths: 4Room Information
Rooms Total: 6Roofing Information
Metal -
Interior Features
Roof: MetalAppliances: ElectricOven, ElectricRange, ElectricWaterHeater -
Heating & Cooling
Has Heating: Yes Heating: Central Has Cooling: Yes Cooling: CentralAir
-
Building Information
Year Built: 1983Building Area Total: 2365Construction Materials: WoodSiding, WoodFramePatio And Porch Features: Balcony, DeckPrivate Pool: NoView: Lagoon -
Exterior Features
Exterior Features: CoveredPatio, Deck, OutdoorShower
-
Lot Information
Lot Dimensions: 75 x 85 Main Square Feet: 0.15 Lot Size Acres: 0.15 Lot Size Square Feet: 6,360 Lot Description: PavedProperty Information
Subdivision: Treasure Island Source Property Type: Residential MLS Area Minor: 0323 - Beach - South of Grand Lagoon Zoning Description: Resid Multi-Family Property SubType: Single Family Residence Property Age: 43
-
Listing Price Information
Listing Price: $559000Original Price: $625000
-
Tax Information
Parcel Number: 31582-000-000 Tax Year: 2025 Annual Tax: $4820 Tax Legal Desc: TREASURE ISLAND LOT 14 BLK 10 ORB 4483 P 1278
-
School Information
Elementary School: Patronis Junior High School: Surfside Senior High School: Arnold -
Location Information
Direction: From Navy Base head S on Thomas Dr. (Navy Blvd), pass Capt. Andersons, cross Grand Lagoon Bridge, look for the large BLUE house on the right across from Treasure Island Marina. Turn Right on Flint, house on your immediate Left.
How much is this property worth?
Curious about this home's true market value? Use our free Home Evaluation Tool to instantly get a personalized Comparative Market Analysis (CMA) report. Make smarter, data-driven decisions before you buy.
Nearby Home Value
| Address | Estimate | Bed | Bath | Sq. Ft | Lot Size |
|---|---|---|---|---|---|
| 3500 Dragon Ridge Road, Panama City Beach, FL, 32408 | $1,850,000 | 4 | 5 | -- | |
| 3519 Cottage Cove Lane, Panama City Beach, FL, 32408 | $450,702 | 3 | 3 | -- | |
| 3533 Cottage Cove Lane, Panama City Beach, FL, 32408 | $469,900 | 3 | 3 | -- | |
| 3522 Cottage Cove Lane, Panama City Beach, FL, 32408 | $690,000 | 4 | 3 | -- | |
| 3504 Dragon's Ridge Road, Panama City Beach, FL, 32408 | $940,000 | 4 | 3 | -- | |
| 3528 Cottage Cove Lane, Panama City Beach, FL, 32408 | $418,900 | 3 | 3 | -- | |
| 3916 Magnolia Bluff Lane, Panama City Beach, FL, 32408 | $479,900 | 4 | 4 | -- | |
| 3551 Cottage Cove Lane, Panama City Beach, FL, 32408 | $459,900 | 3 | 3 | -- | |
| 3564 Sanctuary Drive, Panama City Beach, FL, 32408 | $469,900 | 3 | 3 | -- | |
| 121 Dragon Circle, Panama City Beach, FL, 32408 | $615,700 | 4 | 3 | -- |
Similar Homes To 3820 Treasure Circle
Nearby For Sale
The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.
ByOwner last updated this listing 06/10/2026 @ 06:28
More Cities with for Sale by Owner Homes
- PANAMA CITY BEACH Homes For Sale By Owner
- Panama City Homes For Sale By Owner
- Lynn Haven Homes For Sale By Owner
- Inlet Beach Homes For Sale By Owner
- Southport Homes For Sale By Owner
- Youngstown Homes For Sale By Owner
- Vernon Homes For Sale By Owner
- Mexico Beach Homes For Sale By Owner
- Santa Rosa Beach Homes For Sale By Owner
- Fountain Homes For Sale By Owner
- Freeport Homes For Sale By Owner
- Kinard Homes For Sale By Owner
- Wewahitchka Homes For Sale By Owner
- Chipley Homes For Sale By Owner
- Port St Joe Homes For Sale By Owner
- Clarksville Homes For Sale By Owner
- Alford Homes For Sale By Owner
- Westville Homes For Sale By Owner
- Defuniak Springs Homes For Sale By Owner
- Ponce de Leon Homes For Sale By Owner
Homes around $559,000
Verify Your Email
Please enter the 6-digit verification code
sent to your email address.