3522 Cottage Cove Lane
Panama City Beach, FL 32408
4
Bed
3
Bath
0.09Acre(Lot)
Quietly tucked away in the gated community of Sanctuary Beach, this beautifully upgraded 4-bedroom, 2.5-bath home offers the perfect combination of privacy, comfort, and coastal living. Residents enjoy exclusive community amenities, including a pool and a dedicated nature trail that leads directly to the waters of St. Andrews Bay, making it easy to enjoy the natural beauty that surrounds this unique neighborhood. Inside, the thoughtfully designed floor plan features a spacious first-floor primary suite complete with a large walk-in closet and an oversized bathroom. The heart of the home is the stunning chef's kitchen, highlighted by an impressive 11-foot shiplap island, upgraded quartz countertops, a commercial-grade gas stove, custom-built hood, and an abundance of cabinetry with conve
Property Details
Map
Map
What's Nearby
Nearby Areas
Features
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Bedroom Information
Total beds: 4Bathroom Information
Total Baths: 3 Full Baths: 2 Half Baths: 1Room Information
Rooms Total: 5Roofing Information
Composition, Shingle -
Interior Features
CofferedCeilings, DoubleVanity, InteriorSteps, MainLevelPrimary, WalkInClosetsRoof: Composition, ShingleAppliances: GasCooktop, TanklessWaterHeater -
Heating & Cooling
Has Heating: Yes Heating: Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans
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Building Information
Year Built: 2022Building Area Total: 2254Construction Materials: HardiplankTypeStories: 2Patio And Porch Features: Covered, PorchPool Features: CommunityPrivate Pool: No
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Lot Information
Lot Dimensions: 40X100 Main Square Feet: 0.09 Lot Size Acres: 0.09 Lot Size Square Feet: 3,920Property Information
Subdivision: Sanctuary Beach Source Property Type: Residential MLS Area Minor: 0319 - Beach - East Zoning Description: Resid Single Family Property SubType: Single Family Residence Levels: Two Property Age: 4
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Listing Price Information
Listing Price: $670000Original Price: $690000
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Tax Information
Parcel Number: 31368-106-000 Tax Year: 2025 Annual Tax: $6232 Tax Legal Desc: SANCTUARY BEACH LOT 6 BLK A ORB 4706 P 1405
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Garage Information
Has Garage: Yes Garage Space: 2Homeowners Association Information
Has Association: YesAssociation Amenities: GatedCommunity Features: Pool, CommunityPool, Gated
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School Information
Elementary School: Patronis Junior High School: Surfside Senior High School: Arnold -
Utility Information
CableConnected -
Location Information
Direction: Thomas Drive turn onto Magnolia Beach Road, stay right on Delwood Beach road, turn right at the dead end onto Delwood Dr, follow to the gated entrance into Sanctuary Beach - first right on cottage cove and home is at end on right Security Features: GatedCommunity
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Nearby Home Value
| Address | Estimate | Bed | Bath | Sq. Ft | Lot Size |
|---|---|---|---|---|---|
| 3500 Dragon Ridge Road, Panama City Beach, FL, 32408 | $1,850,000 | 4 | 5 | -- | |
| 3502 Dragon's Ridge Road, Panama City Beach, FL, 32408 | $1,095,000 | 5 | 4 | -- | |
| 3519 Cottage Cove Lane, Panama City Beach, FL, 32408 | $446,103 | 3 | 3 | -- | |
| 3533 Cottage Cove Lane, Panama City Beach, FL, 32408 | $469,900 | 3 | 3 | -- | |
| 3504 Dragon's Ridge Road, Panama City Beach, FL, 32408 | $940,000 | 4 | 3 | -- | |
| 3528 Cottage Cove Lane, Panama City Beach, FL, 32408 | $418,900 | 3 | 3 | -- | |
| 3916 Magnolia Bluff Lane, Panama City Beach, FL, 32408 | $479,900 | 4 | 4 | -- | |
| 3551 Cottage Cove Lane, Panama City Beach, FL, 32408 | $459,900 | 3 | 3 | -- | |
| 3564 Sanctuary Drive, Panama City Beach, FL, 32408 | $469,900 | 3 | 3 | -- | |
| 121 Dragon Circle, Panama City Beach, FL, 32408 | $615,700 | 4 | 3 | -- |
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ByOwner last updated this listing 06/22/2026 @ 14:11
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