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3006 Arbor Drive

McHenry, IL 60050
Mark as Favorite
Bed 5

Bed

Bath 3

Bath

SqFt3,353

Sqft

Acres0.28

Acre(Lot)

Welcome Home to 3006 Arbor Dr in McHenry - with a 2.75% FHA Assumable Mortgage! This stunning 2-story home in the sought-after Riverside Hollow subdivision has been meticulously updated and comes with a rare financial perk: a 2.75% FHA assumable mortgage with an estimated remaining balance of approximately $291,000, meaning a qualified buyer can take over this loan and save roughly $622/month and over $185,961 in interest compared to financing at today's rates! Step through the large open foyer, flanked by a charming breakfast nook and a separate formal dining room, into an expansive open-concept main floor that truly sets this home apart. A dividing wall separates the cozy family room from the oversized living room - giving you two distinct gathering spaces on the main level, a rare find that makes entertaining and everyday living equally effortless. The layout flows naturally from the family room into the formal dining room and a true dream kitchen - recently refreshed with Corian & quartz countertops, crisp white shaker cabinets, a wine cooler, and stainless steel appliances (fridge and stove approx. 2 years old). Whether you're hosting a formal dinner or a casual weeknight meal, this home has a dedicated space for every occasion. New LVP flooring and updated lighting fixtures flow throughout the main level, and a freshly painted interior adds a clean, move-in-ready feel throughout. A combination mudroom and laundry room - redone in 2024 with ceramic tile, a new sink, and pantry shelving - rounds out the main floor with the practical storage and drop-zone space every busy family needs. Head up the extra-wide staircase to a massive loft spanning over 300 square feet - an incredible bonus space ideal for a second living room, playroom, media room, or additional home office. With the loft, the formal dining room, the breakfast nook, and multiple bedroom options, this home offers exceptional flexibility for one or even two dedicated home offices without sacrificing a single bedroom. The separate wing beyond the loft is dedicated to the resort-style primary suite, complete with a radiant fireplace, double vanity, jack-and-jill sinks, whirlpool tub, standalone shower, and a huge walk-in closet. All three additional bedrooms are spacious with walk-in closets, and a beautifully updated shared bathroom offers dual sinks. The full walkout basement offers incredible upside: a bonus room that is already partially finished as a potential 5th bedroom - just add your finishing touches to make it truly your own - with the space also roughed-in for an additional bathroom. The remaining open area is a blank canvas ready for your vision: home gym, recreation room, in-law suite, or whatever fits your lifestyle best. Outside, enjoy a huge deck (painted 2024) overlooking a brick paver patio with a built-in fire pit - the perfect spot to unwind with family and friends, all with no neighbors behind you and a storage shed for extra convenience. Additional updates include a newer roof (2022), seal-coated driveway (2024), owned water softener, sump pump, and a Vivint smart thermostat. The 2.5-car garage offers space for weekend warriors to complete projects & attic access for even more storage. Compared to mortgage rates around 6.5% today, assuming this home's 2.75% loan - with roughly $291,000 remaining - means a monthly P&I payment roughly $622 lower than a new loan of the same size. That's real savings that go straight back into your pocket every month, for the life of the loan. This home has it all - space, flexibility, modern updates, and a financing edge most listings simply can't offer. Don't miss your chance to make it yours!

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Detail Ic Property Details

Property Type : Residential

Price : $460,000

AD Id : 89114245

MLS Id : MRD12704241

Beds : 5

Lot Size : 0.28 Acre

Living Area Size : 3,353

Year Built : 2003

Garage : 2.5

County : McHenry

Subdivision: Riverside Hollow

  • Map Map

Map

Feature Features

  • Bedroom Information

    Total Bedroom: 5 Room Types: Loft, Breakfast Room, Bedroom 5, Storage, Walk In Closet

    Bathroom Information

    Total Baths: 3 Full Baths: 2 Half Baths: 1

    Room Information

    Rooms Total: 11

    Interior Features

    Walk-In Closet(s), Quartz Counters Roof: Asphalt Appliances: Range, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Water Softener Owned, Humidifier Laundry Features: Main Level, Gas Dryer Hookup, Sink

    Roofing Information

    Asphalt
  • Flooring Information

    Flooring: Laminate Construction Materials: Vinyl Siding
  • Heating & Cooling

    Heating: Natural Gas, Forced Air Cooling: Central Air WaterSource: Public

  • Building Information

    Year Built: 2003
  • Exterior Features

    Fire Pit Construction Materials: Vinyl Siding Foundation Details: Concrete Perimeter

  • Lot Information

    Lot Dimensions: 80X158X80X151 Lot Acres: 0.2845 Lot Size: .25-.49 Acre

    Property Information

    Property Type: Residential Sub Type: Detached Single Type Detached: 2 Stories

  • Listing Price Information

    Original List Price:$460000

  • Tax Information

    Annual Tax: $9975.98 Tax Year: 2025 Parcel Number: 9243520040 Tax Exemption: Homeowner

  • Parking Information

    Total Parking: 2.5 Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage Is Parking Included in Price: Yes

    Garage Information

    Garage Space: 2.5

    Homeowners Association Information

    Included Fees: None

  • Utility Information

    Sewer: Public Sewer Water Source: Public
  • Location Information

    Subdivision: Riverside Hollow City: McHenry Direction: From downtown McHenry, head east on Route 120, turn south onto Ridge Road, then turn onto Arbor Drive and the property will be on your left
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ByOwner last updated this listing 08/15/2026 @ 06:20

MLS: MRED #12704241 LISTED BY: Ryan Widerberg, eXp Realty - Chicago North Ave 888-574-9405 SOURCE: Midwest Real Estate Data LLC (MRED) (Listings courtesy of Midwest Real Estate Data LLC (MRED) as distributed by MLS GRID)

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