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412 20th Avenue

INDIAN ROCKS BEACH, FL 33785
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Bed 2

Bed

Bath 1

Bath

SqFt1,092

Sqft

Acres0.15

Acre(Lot)

Incredible opportunity under $1mm. Charming waterfront Indian Rocks Beach (IRB) Cottage priced to sell! Nestled at the southern apex of coveted Dolphin Bay on the Intracoastal and just three blocks from the open Gulf. With 27 beach access points in Indian Rocks Beach, this property offers an exceptional opportunity to enjoy waterfront living in one of the area’s most beloved coastal communities. The updated home features two bedrooms, one full bathroom with plenty of room to add on. Thoughtfully maintained and recently refreshed with approximately $80,000 in improvements, the home blends comfortable living with the charm of classic Florida waterfront properties. Inside, the updated kitchen offers stainless steel appliances, subway tile backsplash, modern cabinetry, and a breakfast bar t hat opens to the living spaces, creating an easy flow for everyday living. The bathroom has been tastefully renovated with coastal-inspired finishes, while large windows throughout the home bring in natural light and highlight the beautiful water views beyond. A spacious waterfront sunroom quickly becomes the heart of the home, framed by expansive windows that showcase the open water Intracoastal and create a relaxing place to unwind while watching boats pass by and marine life surface. Outside, the property continues to shine with nearly 50 linear feet of seawall and a 47 foot dock extending out to approximately 7 feet of draft at median high tide. Moorings are already in place to accommodate sailboats and cruisers, making it easy to bring your deep water vessel and explore the waterways right from your backyard. Natural mangroves along the shoreline create a protected habitat that attracts abundant sea life including dolphin, manatee, sea birds, and world class inshore sport fish. Spend your days water skiing, tubing, paddle boarding, or simply enjoying peaceful sunrise views over the bay. From here, sunset cruises, waterfront dining, relaxing spoil islands, and the open Gulf are all just a short boat ride away. Indian Rocks Beach remains one of the Gulf Coast’s most cherished small beach towns, known for its welcoming atmosphere and community spirit. Local seafood restaurants, surf shops, parks, art center, community garden, baseball field, and shopping are all nearby, with golf cart friendly streets making it easy to get around. Festivals and events are held throughout the year, creating a vibrant coastal lifestyle. Convenient access to two international airports and professional sports venues for the Rays, Buccaneers, Rowdies, and Lightning adds to the appeal. Whether you choose to enjoy the existing home, renovate further, or design a future waterfront retreat, opportunities like this rarely come along. Welcome to Indian Rocks Beach!

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Detail Ic Property Details

Property Type : Residential

Price : $998,000

AD Id : 76032920

MLS Id : MFRTB8483647

Beds : 2

Lot Size : 0.15 Acre

Living Area Size : 1,092

Year Built : 1952

County : Pinellas

Subdivision: Indian Beach Re Revised 7th Add

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Feature Features

  • Bedroom Information

    Total Bedroom: 2

    Bathroom Information

    Total Baths: 1 Full Baths: 1

    Interior Features

    Ceiling Fans(s) Roof: Shingle Appliances: Dishwasher, Range, Refrigerator Laundry Features: Electric Dryer Hookup, Outside, Washer Hookup

    Roofing Information

    Shingle
  • Flooring Information

    Flooring: Terrazzo, Tile Construction Materials: Block, Stucco
  • Heating & Cooling

    Heating: Central Cooling: Central Air Water front: 1 WaterSource: Public

  • Building Information

    Year Built: 1952
  • Exterior Features

    Other Construction Materials: Block, Stucco Foundation Details: Slab

  • Lot Information

    Lot Square Feet: 6482 Lot Acres: 0.15 Lot Size (SqMt): 602

    Property Information

    Property Type: Residential Sub Type: Single Family Residence

  • Listing Price Information

    Original List Price:$1185000

  • Tax Information

    Tax Block: 000 Tax Book Number: 28-78 Tax Lot: 8 Tax Legal Description: INDIAN BEACH RE-REVISED 7TH ADD LOT 8 Annual Tax: $2893 Tax Year: 2025 Parcel Number: 06-30-15-42156-000-0080

  • School Information

    Elementary School: Anona Elementary-PN Junior High School: Seminole Middle-PN Senior High School: Largo High-PN
  • Utility Information

    BB/HS Internet Available, Cable Available, Public Sewer: Public Sewer Water Source: Public
  • Location Information

    Subdivision: INDIAN BEACH RE-REVISED 7TH ADD City: INDIAN ROCKS BEACH Direction: From Gulf Blvd. Turn East onto 20th ave. Go three blocks past Bay Blvd. Home is on left before split.
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ByOwner last updated this listing 07/20/2026 @ 18:20

MLS: MFRMLS #TB8483647 LISTED BY: Stewart DeVore, MAVREALTY 727-314-3942 SOURCE: MFRMLS (My Florida Regional MLS DBA Stellar MLS) (Listings courtesy of MFRMLS (My Florida Regional MLS DBA Stellar MLS) as distributed by MLS GRID)

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