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20520 Pine Tree Lane

Estero, FL 33928
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Bed 3

Bed

Bath 2

Bath

SqFt1,738

Sqft

Acres0.38

Acre(Lot)

One or more photo(s) has been virtually staged, AI generated or rendered. "SALTLIFE" FISHING-BOATING-SUNSHINE! OLDE FLORIDA STYLE, UPGRADED ($100,000+/-) "COASTAL" 3 BEDROOM, DEN, 2 BATH COTTAGE (W/ NO WATER INTRUSION AFTER ANY HURRICANE)! Wake up to shimmering water views, MANATEES & DOLPHINS playing in your back yard, spend your afternoons boating & fishing, and end each day watching STUNNING sunsets!—THIS IS AFFORDABLE, LUXURY GULF-ACCESS WATERFRONT LIVING. With 10' ceilings, open floor plan, all "WOOD PLANK" vinyl flooring for total easy maintenance and plenty of glass windows and sliders, makes the home LIGHT-BRIGHT-SUNNY, all year round. ALL WINDOWS ARE "IMPACT" STORM RESISTANT, for total buyer comfort from hurricanes and storms. (flood insurance is only $1,800 and transferable). P erfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views and comes with a PRIVATE BOAT RAMP. Designed for those who love life on the water and provides boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park and the Gulf. Inside, the home has been thoughtfully updated, Wayne's Coating in the dining room, upgraded "Hardy Board" finished sidings, newer A/C, water heater, washer and dryer, luxury vinyl, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with the "OLD FLORIDA" Rocking Chair Front Porch, fully fenced backyard (1/3 ACRE) offering lots of open space for kids playground, a future pool, additional watercraft, or expanded entertaining areas. From the back porch, the west-facing views create a nightly SKY show that never gets old. THIS HIDDEN GEM OF A COMMUNITY IS CENTRALLY LOCATED, CLOSE TO ALL WITH NO HOA FEES AND A COMMUNITY PRIVATE BOAT RAMP FOR RESIDENTS, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from MAJOR SHOPPING, A-RATED SCHOOLS, CHURCHES, HOSPITALS, RESTAURANTS AND THE BEST OF SOUTHWEST FLORIDA ENTERTAINMENT VENUES. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living. HOME COMES WITH A ONE YEAR "HOME WARRANTY" FOR TOTAL BUYER COMFORT! Hurry, this home will not last long!

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Detail Ic Property Details

Property Type : Residential

Price : $650,000

AD Id : 91700044

MLS Id : 226034668

Beds : 3

Lot Size : 0.38 Acre

Living Area Size : 1,738 Sq. Ft

Tax Amount : $4,345.29

Year Built : 1997

Garage : 2

County : Lee

Subdivision: Estero River Heights

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Roofing Information

    Metal

    Flooring Information

    Tile, Wood
  • Interior Features

    BreakfastBar, BedroomOnMainLevel, CathedralCeilings, EatInKitchen, MainLevelPrimary, Pantry, TubShower, WalkInClosets, WindowTreatments
    Roof: Metal
    Appliances: Dryer, Dishwasher, ElectricCooktop, Freezer, Microwave, Range, Refrigerator, WaterPurifier, Washer
    Laundry Features: InGarage
    Window Features: BayWindows, DisplayWindows, SingleHung, WindowCoverings
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans, Electric Water front: 1

  • Building Information

    Year Built: 1997
    Building Area Total: 2218
    Construction Materials: Other, WoodFrame
    Stories: 1
    Patio And Porch Features: Deck, Open, Patio, Porch
    Private Pool: No
    Water front Features: CanalAccess
    View: Canal, Landscaped
  • Exterior Features

    Exterior Features: Deck, Fence, Patio, RoomForPool, ShuttersManual

  • Lot Information

    Lot Dimensions: 122 x 147 x 68 x 197 Main Square Feet: 0.376 Lot Size Acres: 0.376 Lot Size Source: Appraiser Lot Description: IrregularLot,PondOnLot

    Property Information

    Subdivision: ESTERO RIVER HEIGHTS Source Property Type: Residential Zoning Description: RSF Property SubType: Single Family Residence Direction Faces: East Property Age: 29

  • Listing Price Information

    Listing Price: $650000
    AllFinancingConsidered, Cash, FHA, VaLoan

  • Tax Information

    Parcel Number: 29-46-25-E4-05000.0100 Tax Lot: 10 Tax Year: 2025 Annual Tax: $4345.29 Tax Legal Desc: ESTERO RIVER HEIGHTS UNIT 3 PB 25 PG 133 LOT 10

  • Parking Information

    Attached, Garage, TwoSpaces, GarageDoorOpener

    Garage Information

    Has Garage: Yes Has Attached Garage: Yes Garage Space: 2 Pets Allowed: Yes

    Homeowners Association Information

    Included Fees: RecreationFacilities
    Association Amenities: BoatRamp, Cabana, Barbecue, PicnicArea, Park
    Community Features: BoatFacilities, NonGated

  • Utility Information

    CableAvailable, HighSpeedInternetAvailable
  • Location Information

    WaterSource: Well Security Features: SmokeDetectors
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Nearby Home Value

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19591 Lana Del Trace, Estero, FL, 33928 $493,754 3 3 1,863 0.18 Acre
19454 Corkscrew Strand .., Estero, FL, 33928 $1,079,339 4 5 3,729 0.24 Acre
23067 Silver Pearl Key, Estero, FL, 33928 $878,845 3 4 2,573 0.30 Acre
23063 Silver Pearl Key, Estero, FL, 33928 $940,622 3 4 2,833 0.29 Acre
19668 Sanctuary Breeze .., Estero, FL, 33928 $691,935 3 3 2,085 0.21 Acre
19592 Sanctuary Breeze .., Estero, FL, 33928 $476,865 2 2 1,580 0.18 Acre
20301 Barefoot Ski Boul.., Estero, FL, 33928 $1,675,000 6 4 4,625 3.78 Acres
19856 Fox Grove Drive, Estero, FL, 33928 $624,900 4 3 2,397 0.20 Acre
19070 Hinkley Drive, Estero, FL, 33928 $684,000 3 3 2,434 0.25 Acre
19568 Hinkley Drive, Estero, FL, 33928 $409,000 2 2 1,564 0.13 Acre

The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 10/07/2026 @ 09:10

MLS: 226034668 LISTED BY: Steve Bacardi, Coldwell Banker Realty 239-263-3300 SOURCE: FGC

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