128 River Street
Elk Rapids, Michigan 49629
2
Bed
2.5
Bath
3,595Sqft
0.07Acre(Lot)
Unique mixed-use opportunity in the heart of downtown Elk Rapids, Michigan, conveniently located near the harbor. Originally constructed circa 1948 as a bank, this distinctive property blends historic character with comfortable residential living. The upper level features a thoughtfully designed owners residence offering generous and flexible space, including a primary suite with jetted tub and walk-in closet, a large guest bedroom, and a den suitable for a variety of uses, including a potential non-conforming third bedroom. The residence includes a wood-burning fireplace and a spacious private deck, ideal for outdoor living, with gorgeous harbor views. The main level offers additional space currently used as a gallery, showcasing artwork from over 3,400 fine artists and craftsmen from acr
Property Details
Map
Map
What's Nearby
Nearby Areas
Features
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Bedroom Information
Total Bedrooms: 2Bathroom Information
Total Baths: 2.5 Full Baths: 2 Half Baths: 1 -
Room Information
Total Rooms: 10 Porches: Deck,PatioInterior Features
Jetted Tub,Security Alarm Basement Description: Other Fireplace: Yes Appliances: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer -
Heating & Cooling
Cooling: Attic Fan,Ceiling Fan(s),Central Air Heating: Forced Air Heating Fuel: Natural GasWater Heater
Electric,Natural Gas
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Building Information
Year Built: 1948 Building Stories: 2 Story Foundation/Basement: Basement Architecture: Other -
Exterior Features
Fenced Construction: Vinyl -
Utility Features
Sewer: Shared Septic (Common) -
Water
Public (Municipal) Water Heat: Electric,Natural Gas
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Lot Information
Lot Size: 0.07 Lot Dimensions: 130x25 Lot Features: Water View -
Property Information
SQ ft: 3595 Subdivision: H H NOBLES ADD TO ELK RAPIDS Financing: Cash,Trade/Exchange
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Listing Price Information
Original List Price: $1,305,000 -
Listing Information
Possession: Negotiable Legal Description: LOT 7, EXC THE E 54 FT, ALSO EXC W 25 FT PLAT OF H H NOBLES ADD TO ELK RAPIDS
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Tax Information
Annual Tax: $3,877 Parcel Number: 054325001300 -
Possession
Negotiable -
Legal Information
Legal Description: Section: LOT 7, EXC THE E 54 FT, ALSO EXC W 25 FT PLAT OF H H NOBLES ADD TO ELK RAPIDS
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Virtual Tour
Parking Information
Has Garage: Yes Garage Size: 2 Car Garage Description: Attached
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School Information
School District: Elk Rapids -
Fire Place Information
Fire Place: Yes -
Utility Information
Water: Public (Municipal) Sewer: Shared Septic (Common)
How much is this property worth?
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Nearby Home Value
| Address | Estimate | Bed | Bath | Sq. Ft | Lot Size |
|---|---|---|---|---|---|
| 8144 Cairn Highway , Elk Rapids, MI, 49629 | $397,500 | 3 | 1 | 1,720 | 1,720 SqFt |
| 137 Center Street , Elk Rapids, MI, 49629 | $399,000 | 3 | 1.5 | 1,536 | 1,536 SqFt |
| 8779 Swan Point Road , Elk Rapids, MI, 49629 | $569,900 | 2 | 2 | 1,120 | 1,120 SqFt |
| 110 Ames Street , Elk Rapids, MI, 49629 | $1,250,000 | 3 | 2.5 | 2,466 | 2,466 SqFt |
| 609 Cedar Street , Elk Rapids, MI, 49629 | $349,000 | 2 | 2 | 1,004 | 1,004 SqFt |
| 503 W Second Street , Elk Rapids, MI, 49629 | $699,900 | 6 | 5 | 4,520 | 4,520 SqFt |
| 105 & 107 Brand Street , Elk Rapids, MI, 49629 | $299,900 | 4 | 2 | 1,440 | 1,440 SqFt |
| 6831 E Harbor Drive , Elk Rapids, MI, 49629 | $549,900 | 3 | 3 | 1,385 | 1,385 SqFt |
| 609 Spruce Street , Elk Rapids, MI, 49629 | $535,000 | 2 | 1 | 1,094 | 1,094 SqFt |
| 517 Spruce , Elk Rapids, MI, 49629 | $535,000 | 3 | 1.5 | 1,644 | 1,644 SqFt |
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ByOwner last updated this listing 06/08/2026 @ 23:45
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