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386 E Chicago Street

Elgin, IL 60120
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Bed 5

Bed

Bath 4

Bath

Acres0.33

Acre(Lot)

Now is your opportunity to own one of Elgin's finest historic homes! Located just blocks from downtown Elgin, this grand residence offers timeless character, generous living space and exceptional flexibility for modern living. This is not your typical duplex-it is a distinguished historic home with a separate upper-level apartment, making it an excellent opportunity for a primary residence with space for multigenerational living, guests or rental income. Set on a deep, level lot with mature trees, this beautiful home welcomes you with a huge covered front porch, perfect for relaxing on summer evenings. Step inside to a grand foyer/parlor showcasing beautiful custom millwork, a large separate living room with crown and oversized moldings, and a formal dining room with exposed wood beams and a butler's swinging door leading to the updated kitchen. The kitchen features oak cabinetry, extra recessed lighting and wood laminate flooring. A back covered, enclosed porch with separate heating and air conditioning and vaulted ceilings provides a wonderful space for summer gatherings. The main residence offers a huge primary bedroom with a private fireplace and walk-in closet, graciously sized secondary bedrooms and a rare back-to-back arrangement of two full bathrooms-one with a whirlpool tub and the other with a walk-in shower. The full finished basement adds even more living and hobby space, including a recreation room, den, workshop area and additional laundry. The separate upper-level apartment is a tremendous bonus and a key part of this property's versatility. Currently rented for $925 per month, it features a spacious living room with a cozy gas-log fireplace, vaulted ceilings and a French door leading to a private balcony. A separate dining area with built-in hutch, updated kitchen with oak cabinetry and tile flooring, spacious bedroom with secondary exit for added safety and in-unit laundry make this a comfortable and functional living space. Whether used for family members, extended-stay guests, or a tenant, this apartment offers flexibility rarely found in a traditional single-family home. The main home is loaded with charm and character, while the unique detached 21/2-car garage with attached heated office provides an excellent space for an in-home business, studio, or work area. All of this is situated just blocks from downtown Elgin, with its beautiful library, recreation center, Hemmens Auditorium and much more. Nothing else even close on the market like this! Tremendous space, historic character and flexibility for the value. A truly special opportunity to own a grand historic home that can adapt to the way you live-whether that means enjoying it as your primary residence, sharing it with family, welcoming guests or taking advantage of rental income from the separate apartment. This is an estate sale being sold as is!

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Detail Ic Property Details

Property Type : Residential Income

Price : $449,900

AD Id : 91019882

MLS Id : MRD12751974

Beds : 5

Lot Size : 0.33 Acre

Tax Amount : 6263.48

Year Built : 1900

Garage : 2.5

County : Kane

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Feature Features

  • Bedroom Information

    Total Bedroom: 5

    Bathroom Information

    Total Baths: 4

    Room Information

    Rooms Total: 16
  • Flooring Information

    Construction Materials: Cedar
  • Heating & Cooling

    Heating: Natural Gas, Forced Air WaterSource: Public

  • Building Information

    Year Built: 1900

  • Lot Information

    Lot Dimensions: 55x262 Lot Acres: 0.33 Lot Size: .25-.49 Acre

    Property Information

    Property Type: Residential Income Sub Type: Two to Four Units

  • Listing Price Information

    Original List Price:$449900

  • Tax Information

    Annual Tax: $6263.48 Tax Year: 2025 Parcel Number: 0613182018 Tax Exemption: Homeowner,Senior

  • Parking Information

    Total Parking: 2.5 Garage Door Opener, Yes, Garage Owned, Detached, Garage Is Parking Included in Price: Yes

    Garage Information

    Garage Space: 2.5

  • Utility Information

    Sewer: Public Sewer Water Source: Public
  • Location Information

    City: Elgin Direction: Rt 25 2 Chicago St W2 Home
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157 Festival Court, Elgin, IL, 60120 $379,800 2 4 2,400 --
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ByOwner last updated this listing 09/04/2026 @ 18:20

MLS: MRED #12751974 LISTED BY: Robert Wisdom, RE/MAX Horizon 847-931-7500 SOURCE: Midwest Real Estate Data LLC (MRED) (Listings courtesy of Midwest Real Estate Data LLC (MRED) as distributed by MLS GRID)

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