200 River Road 2, Banner Elk, North Carolina image 1
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200 River Road 2

Banner Elk, NC 28604
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$315,000 $1,328/Mo
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Bed 2

Bed

Bath 2

Bath

SqFt860

Sqft

Acres0.06

Acre(Lot)

Cozy Riverfront Cottage in Mill Ridge! This charming 2-bedroom, 1.5-bath home offers a peaceful setting along the river, with the soothing sound of rushing water just outside your door. The inviting sunroom overlooks the water and provides a relaxing spot to enjoy the setting year-round. Spend evenings gathered around the fire pit on the patio, or unwind in one of the outdoor seating areas while taking in the surrounding nature. Inside, the kitchen has been refreshed with new cabinets and stainless steel appliances. Fully furnished and turn-key, this delightful cottage is ready to enjoy as a weekend getaway, vacation retreat, or short-term rental opportunity. A wonderful place to relax and enjoy the beauty of the High Country.

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Detail Ic Property Details

Property Type : Residential

Price : $315,000

AD Id : 91127712

MLS Id : 264163

Beds : 2

Lot Size : 0.06 Acre

Living Area Size : 860

Tax Amount : 765.26

Year Built : 1972

County : Watauga

Subdivision: Mill Ridge

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Feature Features

  • Bedroom Information

    Total beds: 2

    Bathroom Information

    Total Baths: 2 Full Baths: 1 Half Baths: 1

    Room Information

    Basement: Crawl Space

  • Roofing Information

    Asphalt, Shingle

  • Interior Features

    High Speed Internet Roof: Asphalt, Shingle Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer Laundry Features: Washer Hookup, Main Level

  • Heating & Cooling

    Has Heating: Yes Heating: Ductless, Fireplace(s), Radiant Floor Has Cooling: Yes Cooling: Ductless

  • Building Information

    Year Built: 1972 Construction Materials: Wood Siding, Cedar, Shake Siding, Frame Stories: 1 Patio And Porch Features: Covered, Patio Pool Features: Outdoor Pool, Community Private Pool: Yes View: River Association Fee Frequency: Monthly

  • Exterior Features

    Exterior Features: Fire Pit

  • Lot Information

    Main Square Feet: 0.06 Acres Lot Size Acres: 0.06

    Property Information

    Subdivision: Mill Ridge Source Property Type: Residential Zoning Description: R1 Property SubType: Single Family Residence Levels: One Property Age: 54

  • Listing Price Information

    Listing Price: $315000 Cash, Conventional

  • Tax Information

    Parcel Number: 1878-86-8797-000 Annual Tax: $765.26

  • Parking Information

    Driveway
    Homeowners Association Information
    Has Association: Yes HOA: $175.00 Community Features: Pool, Clubhouse, Tennis Court(s)

  • School Information

    Elementary School: Valle Crucis
    Junior High School:
    Senior High School: Watauga
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
TBD Wakeman Way, Banner Elk, NC, 28604 $229,900 -- -- -- 2.20 Acres
106 Thunderbolt Drive, Banner Elk, NC, 28604 $1,299,900 3 3 3,312 5 Acres
26 Great Sky Drive, Banner Elk, NC, 28604 $169,000 -- -- -- 1.90 Acres
375 Linville River Drive, Banner Elk, NC, 28604 $949,500 3 3 2,186 0.28 Acre
4584 & 4582 Nc Highway .., Banner Elk, NC, 28604 $1,250,000 7 8 4,853 3.98 Acres
278 Timber Rock Trail, Banner Elk, NC, 28604 $3,950,000 5 6 5,528 1.47 Acres
123 High Country Overlook, Banner Elk, NC, 28604 $1,075,000 3 3 1,677 0.56 Acre
617 Eagle Creek Trail, Banner Elk, NC, 28604 $3,649,997 4 5 3,977 8.80 Acres
236 Cloudrise Lane, Banner Elk, NC, 28604 $199,900 2 2 960 0.76 Acre
762 George Eggers Road, Banner Elk, NC, 28604 $549,000 2 2 1,632 3.84 Acres

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of High Country Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2026 High Country Association of REALTORS®. All Rights Reserved.

ByOwner last updated this listing 09/11/2026 @ 15:21

MLS: 264163 LISTED BY: Patricia Hall, 828 Real Estate 828-386-6047 SOURCE: High Country Association of REALTORS

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