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9900 S Thomas Drive #2131

Panama City Beach, FL 32408
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Bed 3

Bed

Bath 3

Bath

Stop Waiting on the Bank. Start Owning the Beach. Your Name on the Deed. Your Terms!!! Unit 2131 is now available with OWNER FINANCING. Here's the opportunity: 20% Down 5% Interest 5-Year Balloon No Debt on your credit No credit check No hassle to verified income As an investor, there are things that are important to you; cashflow, something to enjoy with family and also pays for itself. This creates the opportunity where all those things exists. Especially in today's economic climate, where interest rates and lending conditions can be influenced by factors beyond your control, this is the perfect way to take control of how you invest comfortably. This end unit speaks for itself, perfectly positioned with a highly sought-after wraparound balcony with breathtaking pa noramic views, offering an elevated beachfront experience that truly sets it apart. Whether you're looking for a vacation getaway, second home, or investment opportunity, this property offers a combination that's hard to find: prime location, incredible views, and flexible owner financing!! The unit also comes with 2 deeded parking spaces sold separately.

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Detail Ic Property Details

Property Type : Residential

Price : $675,000

AD Id : 90085132

MLS Id : 794608

Beds : 3

Tax Amount : 6248.86

Year Built : 2007

Garage : 2

County : Bay

Subdivision: Sovereigns Condo

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 3 Full Baths: 3

    Room Information

    Rooms Total: 3
  • Interior Features

    Balcony, MainLevelPrimary, TubShower
    Appliances: WasherDryerStacked, ElectricCooktop, ElectricOven, ElectricRange, ElectricWaterHeater, IceMaker
    Laundry Features: Stacked
  • Heating & Cooling

    Has Cooling: Yes Cooling: CeilingFans Water front: 1

  • Building Information

    Year Built: 2007
    Building Area Total: 1400
    Pool Features: Fenced, ElectricHeat, Community
    Private Pool: No
    Water front Features: SeeRemarks
    View: Water
    Association Fee Frequency: Quarterly

  • Lot Information

    Lot Dimensions: 0*0

    Property Information

    Subdivision: Shores Of Panama Phase I Source Property Type: Residential MLS Area Minor: 0318 - Beach - Central South Property SubType: Condominium Property Age: 19

  • Listing Price Information

    Listing Price: $675000
    Original Price: $680000

  • Tax Information

    Parcel Number: 40000-675-272 Tax Year: 2025 Annual Tax: $6248.86 Tax Legal Desc: SHORES OF PANAMA II UNIT 2131 TYPE U ORB 2835 P 434 3BR 3BA . 1400 TOTAL SF ORB 4606 P 2043 PK SP 735 & 736

  • Garage Information

    Has Garage: Yes Garage Space: 2

    Homeowners Association Information

    Has Association: Yes
    Included Fees: AssociationManagement, CableTv, Electricity, Internet, Other, Pools, SeeRemarks, Security, Trash, Water
    HOA: $4,707.98
    Association Amenities: BeachRights
    Community Features: CommunityPool, ShortTermRentalAllowed

  • School Information

    Elementary School: Breakfast Point Junior High School: Breakfast Point Senior High School: Arnold
  • Location Information

    Direction: rom the Hathaway bridge head west on us-98, Use the right 3 lanes to turn slightly right to stay on US-98 w, turn slightly left onto FL-30 W/Front Beach Rd, turn left onto Thomas Dr, Turn right onto S Thomas Dr, 9900 S Thomas Dr. Security Features: FireSprinklerSystem,SecurityGate,TwentyFourHourSecurity,KeyCardEntry,SecurityGuard,SmokeDetectors
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ByOwner last updated this listing 09/08/2026 @ 05:26

MLS: 794608 LISTED BY: Ramone Silvera, Salty Marlin Realty LLC 850-615-2406 SOURCE: CPAR

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