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8817 S Thomas Drive #A318

Panama City Beach, FL 32408
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Bath 1

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Welcome to 8817 Thomas Drive, Unit A318, a spacious and inviting studio in the heart of Panama City Beach offering a unique combination of beachside convenience, flexibility, and Florida coastal living. Unlike many traditional studio layouts, this unit offers plenty of room to spread out, with two beds, comfortable living space, a dining area, and a mini kitchen . This unit is thoughtfully arranged with an open floor plan. The light wood-plank ceiling adds warmth and coastal character, while multiple windows fill the space with natural light and offer views toward the Gulf of America. The kitchen features white cabinetry, granite countertops, and a stainless-steel refrigerator, providing for a relaxing beach getaway. The open design allows the living and sleeping spaces to flow together wh ile still providing plenty of room to create separate areas for relaxing, dining, and sleeping. One of the best features of this condo? It has an assumable VA loan. Whether you're looking for an easy-to-maintain second home, a convenient beach getaway, or an investment opportunity, this spacious studio offers flexibility for a variety of needs. Its efficient layout and convenient Panama City Beach location make it an appealing option for anyone looking for a comfortable, low-maintenance place near the beach. And then there's the location and amenities! You're just steps from the sugar-white sand and emerald waters of Panama City Beach and within walking distance of the newly opened World Famous Tootsies Orchid Lounge. There's also shopping, dining, entertainment, and everyday conveniences nearby. Spend the day at the beach, relax at the community pool or small kids pool, or take advantage of the fitness room and game room available to owners and guests. During high season, enjoy the convenience of a seasonal snack shack and poolside bar, and when it's time to hit the sand, beach chair rentals are available Gulf-front. Pets are also allowed on the property, adding another level of convenience for those who want to enjoy their beach getaway with their four-legged companions. Whether you're searching for an affordable way to own a piece of Panama City Beach, a weekend escape, or a property with rental history, Unit A318 offers flexibility and a price under 240k with recent updates. Come see just how many possibilities this Panama City Beach studio has to offer! Enjoy it as your own personal retreat, then rent it out when you're not using it, just as the current owners do. All furniture and appliances remain. Recent Updates: New water heater - 2019. New electrical panel - 2026 and Completely remodeled - 2023. Buyer to verify all measurements, dimensions, rental restrictions, HOA information, pet restrictions, amenities, and any information deemed important.to them.

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Detail Ic Property Details

Property Type : Residential

Price : $240,000

AD Id : 90959638

MLS Id : 794952

Tax Amount : 2584.86

Year Built : 1976

County : Bay

Subdivision: Deerpoint Estates

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Feature Features

  • Interior Features

    TubShower
  • Heating & Cooling

    Has Heating: Yes Heating: ForcedAir Has Cooling: Yes Cooling: CentralAir

  • Building Information

    Year Built: 1976
    Building Area Total: 489
    Stories: 8
    Pool Features: Community
    Private Pool: No
    Water front Features: ShorelineSand
    View: Gulf
    Association Fee Frequency: Monthly

  • Lot Information

    Lot Dimensions: 0x0

    Property Information

    Subdivision: Top Of The Gulf Condo. Source Property Type: Residential MLS Area Minor: 0323 - Beach - South of Grand Lagoon Zoning Description: Resid Multi-Family Property SubType: Condominium Property Age: 50

  • Listing Price Information

    Listing Price: $240000

  • Tax Information

    Parcel Number: 34994-168-000 Tax Year: 2025 Annual Tax: $2584.86 Tax Legal Desc: TOP OF THE GULF CONDO UNIT # A-318 ORB 504 P 566 EFF 1B 489 H&C ORB 4708 P 2389

  • Parking Information

    ParkingLot

    Homeowners Association Information

    Has Association: Yes
    Included Fees: LegalAccounting, MaintenanceGrounds, Pools, Trash
    HOA: $525.00
    Association Amenities: BeachRights
    Community Features: Pool, CommunityPool, ShortTermRentalAllowed

  • School Information

    Elementary School: Breakfast Point Junior High School: Breakfast Point Senior High School: Arnold
  • Utility Information

    CableConnected
  • Location Information

    Direction: From Front Beach Rd driving East, turn right on Thomas Dr. Turn left on S Thomas Dr., First building named Top of the Gulf Security Features: SmokeDetectors
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The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 09/10/2026 @ 23:13

MLS: 794952 LISTED BY: Susan Cantrell, Central Bay Realty and Property Management LLC 850-257-5016 SOURCE: CPAR

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