8618 Surf Drive #208
Panama City Beach, FL 32408
1
Bed
1
Bath
Welcome to Ocean Terrace Condominiums! This adorable second-floor, one-bedroom, one-bath condo is located directly across the street from the Gulf of Mexico and offers beautiful Gulf views. The open-concept floor plan features a spacious breakfast bar with ample counter space for meal preparation, a pantry, and a dining area perfect for enjoying your morning coffee or evening meal. The living area includes a convenient Murphy bed, providing additional sleeping accommodations. Tile flooring extends throughout the main living areas, while the bedroom is carpeted. The bathroom features a walk-in shower. Recent improvements include the replacement of all exterior windows with tinted, hurricane-rated windows, along with a new front entry door. Community amenities include a Gulf-front swimming
Property Details
Map
Map
What's Nearby
Nearby Areas
Features
-
Bedroom Information
Total beds: 1Bathroom Information
Total Baths: 1 Full Baths: 1Room Information
Rooms Total: 5 -
Interior Features
ShowerOnlyAppliances: ElectricRange, ElectricWaterHeater -
Heating & Cooling
Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans
-
Building Information
Year Built: 1982Building Area Total: 576Stories: 2Pool Features: InGround, CommunityPrivate Pool: NoView: GulfAssociation Fee Frequency: Quarterly
-
Lot Information
Lot Dimensions: 0x0 Lot Description: PavedProperty Information
Subdivision: Ocean Terr. Condo. Source Property Type: Residential MLS Area Minor: 0323 - Beach - South of Grand Lagoon Property SubType: Condominium Levels: Two Property Age: 44
-
Listing Price Information
Listing Price: $249900
-
Tax Information
Parcel Number: 30464-300-000 Tax Year: 2025 Annual Tax: $2119.35 Tax Legal Desc: Attached - Exhibit A
-
Virtual Tour
Parking Information
Paved, ParkingLotHomeowners Association Information
Has Association: YesIncluded Fees: CableTv, Insurance, PestControl, Pools, Sewer, WaterHOA: $1,621.88Association Amenities: GazeboCommunity Features: Pool, CommunityPool, ShortTermRentalAllowed
-
School Information
Elementary School: Breakfast Point Junior High School: Breakfast Point Senior High School: Arnold -
Utility Information
CableConnected, ElectricityAvailable -
Location Information
Direction: Head south on Joan Avenue across Thomas Dr. Continue straight as Joan Ave. becomes Surf Dr. Continue east on Surf Dr. until you see Ocean Terrace Condominium. The property will be on the left or north side of Surf Dr. Security Features: SmokeDetectors
How much is this property worth?
Curious about this home's true market value? Use our free Home Evaluation Tool to instantly get a personalized Comparative Market Analysis (CMA) report. Make smarter, data-driven decisions before you buy.
Nearby Home Value
| Address | Estimate | Bed | Bath | Sq. Ft | Lot Size |
|---|---|---|---|---|---|
| 4113 Cobalt Circle #P072, Panama City Beach, FL, 32408 | $624,000 | 3 | 3 | -- | |
| 4100 Marriott Drive #UN.., Panama City Beach, FL, 32408 | $435,000 | 2 | 2 | -- | |
| 4100 Marriott Drive #207, Panama City Beach, FL, 32408 | $320,000 | 1 | 1 | -- | |
| 2605 Mystic Lane #PO21, Panama City Beach, FL, 32408 | $355,000 | 2 | 2 | -- | |
| 2602 Mystic Lane #PO31, Panama City Beach, FL, 32408 | $349,000 | 2 | 2 | -- | |
| 4100 Marriott Drive #511, Panama City Beach, FL, 32408 | $435,000 | 2 | 2 | -- | |
| 4100 Marriott Drive #309, Panama City Beach, FL, 32408 | $479,000 | 2 | 2 | -- | |
| 4725 Bay Point Road #269, Panama City Beach, FL, 32408 | $225,000 | 1 | 1 | -- | |
| 4725 Bay Point Road #270, Panama City Beach, FL, 32408 | $184,250 | 1 | 1 | -- | |
| 4725 Bay Point Road #258, Panama City Beach, FL, 32408 | $235,000 | 1 | 1 | -- |
Similar Condos To 8618 Surf Drive #208
Nearby For Sale
The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.
ByOwner last updated this listing 08/10/2026 @ 02:19
More Cities with for Sale by Owner Homes
- PANAMA CITY BEACH Homes For Sale By Owner
- Panama City Homes For Sale By Owner
- Lynn Haven Homes For Sale By Owner
- Inlet Beach Homes For Sale By Owner
- Southport Homes For Sale By Owner
- Youngstown Homes For Sale By Owner
- Vernon Homes For Sale By Owner
- Mexico Beach Homes For Sale By Owner
- Santa Rosa Beach Homes For Sale By Owner
- Fountain Homes For Sale By Owner
- Freeport Homes For Sale By Owner
- Kinard Homes For Sale By Owner
- Wewahitchka Homes For Sale By Owner
- Chipley Homes For Sale By Owner
- Port St Joe Homes For Sale By Owner
- Clarksville Homes For Sale By Owner
- Alford Homes For Sale By Owner
- Westville Homes For Sale By Owner
- Defuniak Springs Homes For Sale By Owner
- Ponce de Leon Homes For Sale By Owner
Homes around $249,900
Verify Your Email
Please enter the 6-digit verification code
sent to your email address.