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16328 Front Beach Road #20

Panama City Beach, FL 32413
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Bed 3

Bed

Bath 4

Bath

Beach days, sunset walks and dinner out can all be part of the routine at Pier Haven, a three-story cottage in Summer Towne Cottages, a colorful, low-density beach community just steps from the Gulf on Front Beach Road in Panama City Beach. With the beach, Pier Park, Russell-Fields Pier, shopping, restaurants and entertainment all within easy walking distance, the location makes it easy to leave the car behind and settle into the best parts of beach life. Pier Haven is the cottage closest to Pier Park, putting some of the area's most popular spots practically at your doorstep. Short-term rentals are allowed, and Pier Haven has an established rental history, generating the equivalent of $93,089 in 2023, $93,615 in 2024 and $90,643 in 2025 (including owner usage). For a buyer looking for a Panama City Beach vacation home that can also generate rental income when not being enjoyed personally, the combination of location, layout and established rental performance is compelling. Summer Towne Cottages offers a different kind of beach getaway - a collection of cottage-style homes gathered around a seasonal community pool rather than a large resort tower. There are no crowded lobbies or elevators to navigate, and this home comes with its own two-car garage. Guests can also enjoy the community's sun deck, seasonal outdoor pool, BBQ facilities and picnic area. Inside, the three-story layout gives everyone room to spread out while creating distinct spaces for gathering and relaxing. The main living area occupies the top floor, where vaulted ceilings, tile flooring and an open floor plan make the space feel bright and airy. A covered porch with grill extends the living area outdoors, while the top deck offers impressive beach views and the kind of gulf breeze that makes you want to stay outside a little longer. The top-floor primary suite has its own reading nook, private bath and balcony overlooking the beach, creating a private retreat with a front-row beach view. Two additional bedroom suites are located on the second floor, each with a private bathroom. One includes a twin trundle bed tucked into a cozy nook, while the other features a queen bed and a private balcony overlooking the community pool. The washer and dryer are conveniently located on this level. The first floor adds another bedroom with a twin-over-full trundle bed, along with a private bathroom and foyer entrance. With three bedrooms, three full baths and a half bath, the layout gives families and groups plenty of room to spread out, while the multiple bedrooms, private baths and outdoor spaces make the home especially well suited to vacation stays. Pier Haven offers a distinctly different way to experience Panama City Beach: your own colorful cottage by the Gulf, with the beach and the best of the west end just outside the door. Schedule a tour to take a closer look at Pier Haven and see what makes this location so easy to enjoy.

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Detail Ic Property Details

Property Type : Residential

Price : $824,999

AD Id : 91700343

MLS Id : 796321

Beds : 3

Tax Amount : $6,038.55

Year Built : 2002

Garage : 2

County : Bay

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 4 Full Baths: 3 Half Baths: 1

    Room Information

    Rooms Total: 3
  • Interior Features

    Balcony, DoubleVanity, MainLevelPrimary, WalkInClosets
    Appliances: ElectricOven, ElectricRange, ElectricWaterHeater
  • Heating & Cooling

    Has Heating: Yes Heating: Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans

  • Building Information

    Year Built: 2002
    Building Area Total: 1368
    Construction Materials: HardiplankType, MetalSiding
    Patio And Porch Features: Balcony, Deck, Covered, Porch
    Pool Features: Community
    Private Pool: No
    View: Gulf
    Association Fee Frequency: Quarterly
  • Exterior Features

    Exterior Features: CoveredPatio, OutdoorShower

  • Lot Information

    Lot Description: SprinklerSystem

    Property Information

    Subdivision: Summer Towne Cottage Condo Ph II Source Property Type: Residential MLS Area Minor: 0318 - Beach - Central South Property SubType: Condominium Property Age: 24

  • Listing Price Information

    Listing Price: $824999

  • Tax Information

    Parcel Number: 33674-020-000 Tax Year: 2025 Annual Tax: $6038.55 Tax Legal Desc: SUMMER TOWNE COTTAGE CONDO PH III UNIT 20 ORB 2038 P 1491 3BR 3.5B 1368 H&C ORB 4234 P 772

  • Garage Information

    Has Garage: Yes Garage Space: 2

    Homeowners Association Information

    Has Association: Yes
    Included Fees: CableTv, LegalAccounting, Pools, Trash
    HOA: $1,227.76
    Community Features: Pool, CommunityPool, ShortTermRentalAllowed

  • School Information

    Elementary School: Hutchison Beach Junior High School: Surfside Senior High School: Arnold
  • Utility Information

    ElectricityAvailable
  • Location Information

    Direction: House is located directly west of Pier Park on the north side of Front Beach Road. Turn into Summer Town Cottages. Take the first right and house is on the end on the right. House has a garage.
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ByOwner last updated this listing 10/09/2026 @ 11:34

MLS: 796321 LISTED BY: Craig Duran, Berkshire Hathaway HomeServices Beach Properties of Florida 850-252-4160 SOURCE: CPAR

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