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912 Camp Fire Circle

Panama City Beach, FL 32413
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Bed 4

Bed

Bath 4

Bath

Acres0.17

Acre(Lot)

NEW BUYER INCENTIVE! Seller offering $5,000 toward buyer's closing costs or an interest rate buy down with an acceptable offer. Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort style amenities, modern design, and everyday convenience come together. This exceptional Grayton floor plan features over $100,000 in Toll Brothers builder upgrades and is situated on one of the community's most desirable homesites, backing to protected land that is restricted from future development, providing a rare sense of privacy and a backyard view that will remain preserved. This beautifully maintained 4 bedroom, 3.5 bath home features soaring ceilings, an open concept layout, a spacious 3 car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Filled with natural light, the spacious kitchen and living area create the perfect place for entertaining, gathering with family, and enjoying everyday life. Thoughtfully upgraded with over $100,000 in Toll Brothers builder upgrades, this home features a luxury KitchenAid appliance package with a gas cooktop and double wall ovens, premium quartz countertops, an expanded kitchen island, wide plank hardwood flooring throughout most of the home, tray ceilings, a dedicated office, spa inspired primary suite, and an impressive 12 foot stacking sliding glass door that seamlessly blends indoor and outdoor living. A complete builder upgrade summary is available in the MLS documents. The spa inspired primary suite features a freestanding soaking tub, oversized walk in shower with frameless glass, rain shower head, designer tile, and luxury finishes throughout, creating the perfect place to unwind. What truly sets this Panama City Beach home apart is the lifestyle. Breakwater residents enjoy a gated entrance, resort style pool, pickleball courts, tennis courts, fitness center, clubhouse, and playground, all designed to make everyday living feel a little more like a getaway. Conveniently located just minutes from Pier Park, the white sand beaches of the Emerald Coast, Northwest Florida Beaches International Airport, shopping, dining, and entertainment, this home offers the perfect combination of luxury, convenience, and coastal living. Where everyday living feels like a getaway!

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Detail Ic Property Details

Property Type : Residential

Price : $865,000

AD Id : 85497007

MLS Id : 791587

Beds : 4

Lot Size : 0.17 Acre

Year Built : 2025

Garage : 3

County : Bay

Subdivision: Carol City

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 4 Full Baths: 3 Half Baths: 1

    Room Information

    Rooms Total: 4

    Roofing Information

    Shake
  • Interior Features

    DoubleVanity, MainLevelPrimary, SoakingTub, SeparateShower, WalkInClosets
    Roof: Shake
    Appliances: GasCooktop, IceMaker
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans

  • Building Information

    Year Built: 2025
    Building Area Total: 2839
    Construction Materials: HardiplankType
    Patio And Porch Features: Deck, Patio
    Pool Features: Community
    Private Pool: No
    Association Fee Frequency: Monthly
  • Exterior Features

    Exterior Features: CoveredPatio, Patio

  • Lot Information

    Lot Dimensions: 60.0 ft x 125.0 ft Main Square Feet: 0.17 Lot Size Acres: 0.17 Lot Size Square Feet: 7,405 Lot Description: CulDeSac,Paved

    Property Information

    Subdivision: Breakwater at Ward Creek Source Property Type: Residential MLS Area Minor: 0322 - Beach - North West Zoning Description: Resid Single Family Property SubType: Single Family Residence Property Age: 1

  • Listing Price Information

    Listing Price: $865000

  • Tax Information

    Parcel Number: 32717-250-166 Tax Year: 2025 Annual Tax: $1354.84 Tax Legal Desc: BREAKWATER AT WARD CREEK PH 1 LOT 319 ORB 4815 P 1513

  • Parking Information

    Gated

    Garage Information

    Has Garage: Yes Garage Space: 3

    Homeowners Association Information

    Has Association: Yes
    Included Fees: Clubhouse, FitnessFacility, MaintenanceGrounds, Playground, Pools, TennisCourts
    HOA: $200.00
    Association Amenities: Gated
    Community Features: Clubhouse, FitnessCenter, Playground, Park, Pool, TennisCourts, CommunityPool, Gated

  • School Information

    Elementary School: West Bay Junior High School: Surfside Senior High School: Arnold
  • Utility Information

    ElectricityAvailable
  • Location Information

    Direction: From Hwy 98, turn on Hwy 79 going north. 2.6 Miles Breakwater community will be on your left. Security Features: GatedCommunity,SecurityGate,SmokeDetectors
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The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 08/15/2026 @ 05:44

MLS: 791587 LISTED BY: Kaitlyn Fucci, Salty Marlin Realty LLC 850-615-2406 SOURCE: CPAR

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