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171 Swift Street

Oswego, NY 13126
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Bed 5

Bed

Bath 3

Bath

SqFt1,744

Sqft

Acres0.53

Acre(Lot)

Live in the main house and let the studio help cover the mortgage, rent out both and collect from two units, or keep the whole thing to yourself. ~250 feet from SUNY Oswego, this fully updated ranch with a separate studio apartment gives the next owner all three options. The main house offers four bedrooms and two full baths, with an updated kitchen, updated baths, newer mechanicals, and a newer roof, so there's nothing to do before moving in or leasing it out. The studio has its own private entrance, its own bath, and the same fully updated finishes, making it a natural fit for a tenant, a guest, or anyone who could use their own space. Both units are vacant, so the next owner sets the terms from day one. Add 2,300 square feet, a half-acre lot, and solid off-street parking, and yo u've got five bedrooms, three baths, and a combination of flexibility and location that's hard to find this close to campus. Rents have consistently been between $3,600-$3,800 per month. This is a modified, "near" net zero home with 2 highly insulated additions composed of spray formed walls, ceilings and pre-cast Superior Walls added in 2016 along with a warrantied 40 year Firestone EPDM rubber roof. The main house has central heat and A/C. The studio addition has a designated minisplit heat and A/C with back-up baseboard electric heat if ever needed. The rear addition has a poured concrete floor with radiant heating lines within it. In addition to the extremely low utility bill, there are no city taxes, only school and county - if you were two blocks away you'd have to pay all three! There are 2 separate kitchens and 2 separate laundry centers on this property. All appliances shown are included. Plenty of rear yard space to be developed if desired with room for more lawn or detached shed. Tax record does not include the square footage from the studio apartment or added 2 bedrooms and bathroom on the rear of the main house. Additional square footage estimated by the seller.

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Detail Ic Property Details

Property Type : Residential

Price : $384,900

AD Id : 91350211

MLS Id : S1714727

Beds : 5

Lot Size : 0.53 Acre

Living Area Size : 1,744 Sq. Ft

Tax Amount : $4,183

Year Built : 1967

County : Oswego

Subdivision: The Circles

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Feature Features

  • Bedroom Information

    Total beds: 5

    Bathroom Information

    Total Baths: 3 Full Baths: 3

    Room Information

    Has Basement: Yes Basement: Full
  • Flooring Information

    Carpet, Laminate, Other, See Remarks, Tile, Varies, Vinyl
  • Interior Features

    Appliances: Gas Water Heater
  • Heating & Cooling

    Has Heating: Yes Heating: Natural Gas, Forced Air Has Cooling: Yes Cooling: Central Air

  • Building Information

    Year Built: 1967 Building Area Total: 1744 Construction Materials: Brick, Fiber Cement, Frame, Vinyl Siding Stories: 1 Private Pool: No

  • Lot Information

    Lot Dimensions: 100X200 Main Square Feet: 0.53 Acres Lot Size Acres: 0.53 Lot Size Square Feet: 23087 Lot Description: Rectangular Lot

    Property Information

    Subdivision: Ontarion Heights Source Property Type: Residential Property SubType: Multi Family Levels: One Property Age: 59

  • Listing Price Information

    Listing Price: $384900 Cash, Conventional, FHA, VA Loan

  • Tax Information

    Parcel Number: 354200-127-019-0001-009-000-0000 Tax Lot: 9 Annual Tax: $4183

  • Parking Information

    Paved

  • Utility Information

    Cable Available, Sewer Connected, Water Connected
  • Location Information

    WaterSource: Public
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
313 Chestnut Street, Oswego, NY, 13126 $190,000 4 2 1,584 0.18 Acre
271 E 10th Street #269, Oswego, NY, 13126 $174,900 3 2 2,220 0.13 Acre
70 E Van Buren Street #68, Oswego, NY, 13126 $174,900 5 2 2,000 0.09 Acre
136 E Seneca Street, Oswego, NY, 13126 $170,000 3 3 1,957 0.14 Acre
89 E Oneida Street, Oswego, NY, 13126 $149,000 6 2 2,853 0.08 Acre
69 E Oneida Street, Oswego, NY, 13126 $174,900 5 4 3,821 0.08 Acre
97 E Seneca Street, Oswego, NY, 13126 $169,900 6 2 2,400 0.11 Acre
179-185 W 3rd Street, Oswego, NY, 13126 $588,000 16 6 5,037 0.36 Acre
179 W 3rd Street, Oswego, NY, 13126 $259,900 7 2 2,338 0.09 Acre
88 W 8th Street, Oswego, NY, 13126 $425,000 7 4 5,041 0.10 Acre

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than ByOwner, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor ByOwner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.

ByOwner last updated this listing 10/05/2026 @ 04:23

MLS: S1714727 LISTED BY: Greg Wakeman, Hunt Real Estate Era 315-488-2926 SOURCE: Central New York Information Services

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