91 Main Street
Oneonta, NY 13820
4
Bed
4
Bath
2,132Sqft
0.14Acre(Lot)
**TURNKEY DOWNTOWN QUAD — 10.20% ACTUAL CAP & 14.79% PRO FORMA** Four one-bedroom apartments, 100% occupied by long-term, non-student tenants generating $3,010/month ($36,120/year). Actual NOI of $26,421 delivers a 10.20% cap at the $259,000 ask — $64,750 per unit on a 2,132 SF building, every unit over 500 SF. Long-term comps support $950–$1,050 for comparable one-bedrooms. At a conservative $1,000 per unit, gross rents rise to $48,000 — a 33% increase — lifting NOI to $38,301 and the cap rate to 14.79% with expenses held flat. Expenses are minimal for a 4-unit. Every apartment carries its own NYSEG gas and electric account; there is no common-area meter to fund. Total operating expenses of $9,699 equal just 27% of current income. Blown-in and fiberglass insulation with natural g
Property Details
Map
Map
What's Nearby
Nearby Areas
Features
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Bedroom Information
Total beds: 4Bathroom Information
Total Baths: 4 Full Baths: 4Room Information
Has Basement: Yes Basement: Dirt Floor, Full -
Flooring Information
Hardwood, Varies, Vinyl -
Roofing Information
Membrane, Rubber -
Interior Features
Roof: Membrane, Rubber Appliances: Gas Water Heater, Water Heater -
Heating & Cooling
Has Heating: Yes Heating: Other, See Remarks, Forced Air, Natural Gas Has Cooling: Yes Cooling: Other
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Building Information
Year Built: 1900 Building Area Total: 2132 Construction Materials: Blown-In Insulation, Frame, Vinyl Siding Stories: 2 Patio And Porch Features: Porch Private Pool: No
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Lot Information
Lot Dimensions: 40X155 Main Square Feet: 0.14 Acres Lot Size Acres: 0.14 Lot Size Square Feet: 6098 Lot Description: Rectangular Lot
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Listing Price Information
Listing Price: $259000 Cash, Conventional
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Tax Information
Parcel Number: 300.5-5-60.1 Tax Lot: 60 Annual Tax: $2421
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Parking Information
Gravel
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Utility Information
Sewer Connected, Water Connected -
Location Information
WaterSource: Public
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Nearby Home Value
| Address | Estimate | Bed | Bath | Sq. Ft | Lot Size |
|---|---|---|---|---|---|
| 571 Southside Drive, Oneonta, NY, 13820 | $274,900 | 4 | 3 | 2,128 | 1.03 Acres |
| 14-16 Otsego Street, Oneonta, NY, 13820 | $240,000 | 6 | 2 | 2,756 | -- |
| 360-362 Main Street, Oneonta, NY, 13820 | $225,000 | 5 | 2 | 2,595 | -- |
| 34 Pine Street, Oneonta, NY, 13820 | $215,000 | 7 | 4 | 1,720 | -- |
| 78-80 Center Street, Oneonta, NY, 13820 | $199,000 | 6 | 2 | 2,296 | 0.08 Acre |
| 5 Normal Avenue, Oneonta, NY, 13820 | $189,900 | 4 | 2 | 2,103 | 0.13 Acre |
| 62-1/2 Dietz Street, Oneonta, NY, 13820 | $325,000 | 6 | 3 | 2,846 | 0.16 Acre |
| 7-9 Reynolds Avenue, Oneonta, NY, 13820 | $279,000 | 6 | 2 | 2,050 | -- |
| 10 Reynolds Avenue, Oneonta, NY, 13820 | $279,000 | 5 | 2 | 1,760 | 0.16 Acre |
| 5-7 Washington Street, Oneonta, NY, 13820 | $299,000 | 6 | 2 | 2,392 | 0.08 Acre |
Similar Multifamily To 91 Main Street
Nearby For Sale
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ByOwner last updated this listing 09/06/2026 @ 02:05
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