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11214 Stone Road

Panama City, FL 32404
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Bed 3

Bed

Bath 2

Bath

Acres20.64

Acres(Lot)

OWNER CONSIDERING SELLER FINANCING! WELCOME to the ultimate 20+ acre natural oasis and homestead located at 11214 Stone Road in Panama City, Florida. Featuring roughly seven cleared acres and multiple acres of planted pines surrounding, two working power poles, and a 2019 pole barn. RV and inventory are negotiable. This property offers a rare setup to live off the land or build your dream home while you live on-site. EXPERIENCE true self-sustainability and privacy in a very rural setting surrounded by 3,000 acres of timber on three sides, featuring exceptional access from either road with double access points on the backside of the property plus a reliable road easement in place, and conveniently positioned roughly 18 miles from Panama City, about 25 miles from Panama City Beach, rou ghly 20 miles from Tyndall Air Force Base, and about 25 miles from the NSA Navy base, making it an ideal commute for military families looking for space. INDULGE in the breathtaking beauty of three natural ponds fed directly from Bear Creek, fully stocked with bass, brim, catfish, crawfish, and American eels--where you can most certainly paddle board right on the ponds, or clear the Distributary which is a natural channel that takes water out of a main creek and distributes it across the surrounding terrain, to open up your own private kayaking route, while the water also serves as a regular drinking spot for majestic split-tailed kites that nest in the trees every year. DISCOVER unmatched utility independence featuring completely free well water from a deep private well, an extra-large septic tank with 50-foot drain fields, high-speed (Starlink not included) Wi-Fi, a heavy-duty pole barn and workshop with electricity plus storage buildings, and a durable shell driveway built from Stone Road using authentic shells sourced from the 2022 St. Andrew's shipping dredge. ENJOY magnificent, crystal-clear starry nights stretching across the night sky because this property sits far enough north inland to completely escape the city lights. EXPLORE incredible agricultural and lifestyle potential with flourishing peach trees, fig trees, loquat, wild blackberries, blueberries, and grapes, alongside selective livestock available including ducks, and chickens like Silkies and Frizzles. This can be your Equestrian & Livestock Haven! Bring your horses and cows! The land is primed for pastures, custom-fenced paddocks, and riding trails right out your back door. Timber & Land Potential: Zoned AG-2 (Agriculture/Timberland), offering incredible scale, natural beauty, and endless room to roam! This is an investor's dream, and the owners welcome New Developers with strategic financing options! Call your favorite realtor for more information today! Buyer to verify all information deemed important.

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Detail Ic Property Details

Property Type : Residential

Price : $250,000

AD Id : 88365721

MLS Id : 793070

Beds : 3

Lot Size : 20.64 Acres

Year Built : 1980

County : Bay

Subdivision: North Andrews Gardens 2nd

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Room Information

    Rooms Total: 3
  • Heating & Cooling

    Has Cooling: Yes Cooling: WallUnits Water front: 1

  • Building Information

    Year Built: 1980
    Building Area Total: 1604
    Patio And Porch Features: Deck, Covered, Patio, Porch
    Pool Features: AboveGround, Other, SeeRemarks, Private
    Private Pool: Yes
    Water front Features: Other,SeeRemarks
    View: Other
  • Exterior Features

    Exterior Features: Deck, FirePit

  • Lot Information

    Lot Dimensions: 20 acres Main Square Feet: 20.64 Lot Size Acres: 20.64 Lot Size Square Feet: 899,078 Lot Description: CulDeSac

    Property Information

    Subdivision: No Named Subdivision Source Property Type: Residential Zoning Description: Agriculture, Horses Allowed Property SubType: Manufactured Home Property Age: 46

  • Listing Price Information

    Listing Price: $250000

  • Tax Information

    Parcel Number: 03853-010-000 Tax Year: 2025 Tax Legal Desc: 27 2S 12W -4.1- 202A S1/2 OF SW1/4 OF NW1/4 ORB 3961 P 216

  • School Information

    Elementary School: Waller Junior High School: Merritt Brown Senior High School: Rutherford
  • Location Information

    Direction: Heading North on 231, turn Right onto N Bear Creek, go .8 miles, turn right onto Edlee Rd, go 1.6 miles, then turn right onto Stone Rd. Security Features: SecurityGate
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Nearby Home Value

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5105 Bertha Nelson Road, Panama City, FL, 32404 $270,000 3 2 -- 2.07 Acres
115 N Larry Drive, Panama City, FL, 32404 $220,000 3 2 -- 0.22 Acre
1532 Doty Circle, Panama City, FL, 32404 $250,000 4 2 -- 0.34 Acre

The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 09/11/2026 @ 20:51

MLS: 793070 LISTED BY: Danielle Kemp, CENTURY 21 Ryan Realty Inc 850-233-7926 SOURCE: CPAR

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