Active

3303 Terra Cotta Drive

Panama City, FL 32408

$395,000 $1,665/Mo

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Overview

0.40

Acre(Lot)

Description

Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

Property Details

Property Type : Land

Price : $395,000

AD Id : 78050451

MLS Id : 789572

Lot Size : 0.40 Acre(Lot)

County : Bay

Subdivision: Boardwalk On The Waterway

Map

What's Nearby

Nearby Areas

Features

Heating & Cooling

Water front: 1

Lot Information

Lot Dimensions: irregular Main Square Feet: 0.4 Lot Size Acres: 0.4 Lot Size Square Feet: 17,424

Property Information

Subdivision: Finisterre Source Property Type: Land MLS Area Minor: 0319 - Beach - East Zoning Description: Resid Single Family Property SubType: Unimproved Land

Listing Price Information

Listing Price: $395000

Tax Information

Parcel Number: 31424-563-000 Tax Year: 2025 Annual Tax: $1277 Tax Legal Desc: FINISTERRE SUB PH II 69D3 LOTS 13 BLK A ORB 2437 P 255 ORB 2840 P 298

Homeowners Association Information

Has Association: Yes

Association Amenities: Gated

School Information

Elementary School: Patronis Junior High School: Surfside Senior High School: Arnold
Location Information

Direction: Traveling South East on Thomas Dr, Take a left on North Lagoon and take it to the entrance of Finisterre, Take a Left on Terra Cotta and follow til the end of the street for the lot.

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft	Lot Size
3536 Preserve Boulevard, Panama City, FL, 32408	$1,500,000	--	--	--	0.83 Acre(Lot)
3604 Preserve Boulevard, Panama City, FL, 32408	$1,550,000	--	--	--	0.48 Acre(Lot)
3516 Cottage Cove Lane, Panama City, FL, 32408	$107,500	--	--	--	0.09 Acre(Lot)
3914 Bungalow Lane, Panama City, FL, 32408	$82,500	--	--	--	0.06 Acre(Lot)
3918 Bungalow Lane, Panama City, FL, 32408	$65,000	--	--	--	0.06 Acre(Lot)
31 4s 14w #14W, Panama City, FL, 32408	$59,500	--	--	--	0.12 Acre(Lot)
3319 Terra Cotta Drive, Panama City Beach, FL, 32408	$549,000	--	--	--	0.29 Acre(Lot)
5224 Kingston Boulevard, Panama City, FL, 32408	$210,000	--	--	--	0.23 Acre(Lot)
5309 Hopetown Lane, Panama City, FL, 32408	$90,000	--	--	--	0.15 Acre(Lot)
5319 Hopetown Lane, Panama City, FL, 32408	$125,000	--	--	--	0.12 Acre(Lot)

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ByOwner last updated this listing 06/18/2026 @ 12:29

MLS: 789572 LISTED BY: Jesse Cole, Counts Real Estate Group 850-248-3615 SOURCE: CPAR