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12109 Caruso Drive

Panama City, FL 32404

$39,000 $164/Mo

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Overview

0.80

Acre(Lot)

Description

Looking for land but overwhelmed by permits, wetlands, and all the ''extra stuff'' that usually comes with building? This property already has much of the hard work completed for you. Welcome to 12109 Caruso Drive in Panama City, Florida -- an approximately 0.97-acre homesite with an approved Environmental Resource Permit already in place for a single-family home, pool, garage, yard, and driveway. What does that mean for you? It means the current owner has already gone through the lengthy and expensive environmental permitting process that many buyers don't realize can take months -- sometimes over a year -- to complete. Surveys, environmental studies, wetland evaluations, engineering plans, and mitigation requirements have already been addressed, potentially saving a future buyer significant time, stress, and thousands of dollars in upfront costs. Instead of starting from scratch, you can move forward with a property that already has a development plan approved through the state for a homesite with room for outdoor living and a pool. Public water and sewer are available at the road, along with electric access, making the building process even more convenient. The property offers a peaceful, natural setting while still being close to shopping, schools, dining, and everything Bay County has to offer. Whether you are planning your forever home, a private getaway, or simply investing in land for the future, this parcel offers flexibility and opportunity. Even better -- the seller is offering owner financing with only $14,000 down, making it easier to secure land now without traditional bank financing. Build sooner. Skip months of permitting headaches. Save money on upfront environmental work. And start creating your vision on a property that is already one step ahead.

Property Details

Property Type : Land

Price : $39,000

AD Id : 78237682

MLS Id : 789646

Lot Size : 0.80 Acre(Lot)

County : Bay

Subdivision: Boardwalk On The Waterway

Map

What's Nearby

Nearby Areas

Features

Lot Information

Lot Dimensions: 150x230 Main Square Feet: 0.8 Lot Size Acres: 0.8 Lot Size Square Feet: 34,848

Property Information

Subdivision: No Named Subdivision Source Property Type: Land Zoning Description: Business, Multi-Family, Resid Single Family, Mobile Home Property SubType: Residential

Listing Price Information

Listing Price: $39000

Tax Information

Parcel Number: 07399-814-000 Tax Year: 2025 Annual Tax: $273 Tax Legal Desc: 25 4S 13W -1.819- E 150' OF W 2400' OF N 300' AKA LOT 24O OF EAST BAY POINT UNREC.S 30' SUBJ TO ROAD EAS & TH N 15' SUBJ TO DRAINAGE EAS SUBJ ROAD R/W ORB 389 P 483 ORB 4664 P 2376

School Information

Elementary School: Callaway Junior High School: Everitt Senior High School: Rutherford
Utility Information

SewerAvailable
Location Information

Direction: Continue onto US-98 E  8.0 mi Use the left 2 lanes to turn left onto FL-22 E  5.6 mi Turn right onto Hwy 2297  3.2 mi Turn right onto Caruso Dr  Destination will be on the right

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft	Lot Size
5321 Boat Race Road, Panama City, FL, 32404	$119,000	--	--	--	39,640 Sqft(Lot)
Laura Bluff Road, Panama City, FL, 32404	$999,999	--	--	--	86.61 Acres(Lot)
Hotelan Bluff Road, Panama City, FL, 32404	$295,000	--	--	--	2.29 Acres(Lot)
10342 Heather Lane, Panama City, FL, 32404	$175,000	--	--	--	11.60 Acres(Lot)
Allanton Road, Panama City, FL, 32404	$2,150,000	--	--	--	307 Acres(Lot)
PARCEL 3 Allanton Road, Panama City, FL, 32404	$618,000	--	--	--	103 Acres(Lot)
PARCEL 1 Allanton Road, Panama City, FL, 32404	$612,000	--	--	--	100 Acres(Lot)
PARCEL 2 Allanton Road, Panama City, FL, 32404	$612,000	--	--	--	102 Acres(Lot)
00 Allanton Road, Panama City, FL, 32404	$3,750,000	--	--	--	167 Acres(Lot)
10.6 ACRES Allanton Road, Panama City, FL, 32404	$149,000	--	--	--	10.60 Acres(Lot)

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ByOwner last updated this listing 06/18/2026 @ 15:06

MLS: 789646 LISTED BY: Angela Foust, Performance Realty 850-547-9400 SOURCE: CPAR