Active

3301 Terra Cotta Drive

Panama City Beach, FL 32408
Mark as Favorite
Acres0.50

Acre(Lot)

Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. This exceptional lot features expansive water views and a unique peninsula-style s etting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare. (Measurements and other pertinent information should be verified by buyer if deemed important.) (Listing photos AI enhanced for color and clarity)

Read More Expand

Detail Ic Property Details

Property Type : Land

Price : $525,000

AD Id : 78050454

MLS Id : 789569

Lot Size : 0.50 Acre(Lot)

County : Bay

Subdivision: Boardwalk On The Waterway

  • Map Map

Map

Map What's Nearby

Map Nearby Areas

Feature Features

  • Heating & Cooling

    Water front: 1

  • Lot Information

    Lot Dimensions: irregular Main Square Feet: 0.5 Lot Size Acres: 0.5 Lot Size Square Feet: 21,780

    Property Information

    Subdivision: Finisterre Source Property Type: Land MLS Area Minor: 0319 - Beach - East Zoning Description: Resid Single Family Property SubType: Unimproved Land

  • Listing Price Information

    Listing Price: $525000

  • Tax Information

    Parcel Number: 31424-564-000 Tax Year: 2025 Annual Tax: $1916 Tax Legal Desc: FINISTERRE SUB PH II 69D3 LOT 14 BLK A ORB 1860 P 1361 ORB 2325 P 373 ORB 2437 P 2155 DELETE COMB WITH 31424-563-000

  • Homeowners Association Information

    Has Association: Yes
    Association Amenities: Gated

  • School Information

    Elementary School: Patronis Junior High School: Surfside Senior High School: Arnold
  • Location Information

    Direction: TAKE THOMAS DRIVE TO N. LAGOON AND TURN AT CAPT. ANDERSON'S RESTAURANT GOING EAST FOLLOW NORTH LAGOON UNTIL IT ENDS.
Sell a home like this and save $31,001 Find out How

How much is this property worth?

Curious about this home's true market value? Use our free Home Evaluation Tool to instantly get a personalized Comparative Market Analysis (CMA) report. Make smarter, data-driven decisions before you buy.

Images
Loading, please wait...

Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
3910 Magnolia Bluff Lane, Panama City Beach, FL, 32408 $120,000 -- -- -- 0.17 Acre(Lot)
3549 Sanctuary Drive, Panama City Beach, FL, 32408 $79,900 -- -- -- 0.11 Acre(Lot)
Diana Court, Panama City Beach, FL, 32408 $399,000 -- -- -- 0.61 Acre(Lot)
3641 Preserve Boulevard.., Panama City Beach, FL, 32408 $181,900 -- -- -- 0.29 Acre(Lot)
4508 Magnolia Beach Road, Panama City Beach, FL, 32408 $975,000 -- -- -- 2.10 Acres(Lot)
5234 Finisterre Drive, Panama City Beach, FL, 32408 $899,000 -- -- -- 0.71 Acre(Lot)
5217 Finisterre Drive, Panama City Beach, FL, 32408 $160,000 -- -- -- 0.33 Acre(Lot)
5228 Kingston Circle, Panama City Beach, FL, 32408 $100,000 -- -- -- 0.11 Acre(Lot)
5226 Kingston Circle, Panama City, FL, 32408 $110,000 -- -- -- 0.11 Acre(Lot)
1 Kingston Circle, Panama City Beach, FL, 32408 $135,000 -- -- -- 0.16 Acre(Lot)

The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 06/16/2026 @ 18:48

MLS: 789569 LISTED BY: Jesse Cole, Counts Real Estate Group 850-248-3615 SOURCE: CPAR

Selling? Save $31,001 when you sell a home like this

Tour with a ByOwner Agent