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78021 Saddle Rock Road

Yulee, FL 32097
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Bed 5

Bed

Bath 3

Bath

SqFt2,435

Sqft

Acres0.33

Acre(Lot)

Lumber Creek beaut! Perfectly positioned on an oversized waterfront lot, this beautifully maintained 5-bedroom, 2.5-bath home offers the ideal combination of functional living space, modern updates, and incredible backyard views. Step inside to find a dedicated formal office just off the entry, complete with French door, creating the perfect space for working from home, a playroom, or a quiet retreat. Beyond the entry, the open-concept floor plan showcases brand-new luxury vinyl plank flooring throughout the main living areas and office, abundant natural light, and a spacious family room that flows seamlessly into the kitchen and dining area. Large picture windows frame the peaceful water views, while the covered lanai invites relaxation in the private backyard setting. The kitchen offers ample cabinetry, plenty of prep space, energy-efficient appliances, and an open design perfect for entertaining or everyday living. The thoughtfully designed layout places the primary suite downstairs for added privacy, complete with a spacious ensuite featuring a walk-in shower and a generous walk-in closet. Upstairs, you'll find four additional bedrooms centered around a versatile loft, creating the perfect space for a media room, playroom, second family room, or homework zone. Located just a short stroll from the community pool, clubhouse, and playground, Lumber Creek offers a wonderful neighborhood atmosphere with convenient access to shopping, dining, I-95, Kings Bay, Jacksonville, and the beautiful beaches of Amelia Island. If you've been searching for a spacious move-in-ready home with room to grow and an unbeatable lot size at a great price, this one is ready to welcome you home.

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Detail Ic Property Details

Property Type : Residential

Price : $385,000

AD Id : 88642847

MLS Id : 116881

Beds : 5

Lot Size : 0.33 Acre

Living Area Size : 2,435

Year Built : 2017

Garage : 2

County : Nassau

Subdivision: Lumber Creek

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Map

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Feature Features

  • Bedroom Information

    Total beds: 5

    Bathroom Information

    Total Baths: 3 Full Baths: 2
  • Roofing Information

    Shingle
  • Interior Features

    Ceiling Fan(s) Roof: Shingle Appliances: Cooktop, Dishwasher, Disposal, Microwave, Refrigerator Window Features: Aluminum Frames
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: Ceiling Fan(s), Central Air, Electric

  • Building Information

    Year Built: 2017 Building Area Total: 2435 Construction Materials: Fiber Cement Stories: 2 Pool Features: None Private Pool: No Association Fee Frequency: Semi-Annually

  • Lot Information

    Lot Dimensions: .33 Main Square Feet: 0.3299 Acres Lot Size Acres: 0.3299

    Property Information

    Subdivision: Lumber Creek Source Property Type: Residential Levels: Two Property Age: 9

  • Listing Price Information

    Listing Price: $385000 Cash, Conventional, FHA, VA Loan

  • Tax Information

    Parcel Number: 09-2N-27-1290-0220-0000 Tax Legal Desc: LOT 220 LUMBER CREEK #1 PB 7/295 N/K/A LUMBER CREEK PHASE ONE REPLAT

  • Parking Information

    Garage Door Opener

    Garage Information

    Has Garage: Yes Garage Space: 2
    Homeowners Association Information
    Has Association: Yes HOA: $335.00

  • Utility Information

    Cable Available
  • Location Information

    Direction: From I-95 take exit FL-200/FL-A1A toward Fernandina Beach. Continue on FL-200 and turn right on William Burgess Blvd. Turn right onto N Harts Rd then right onto Lumber Crk Dr. Continue straight onto Saddle Rock Rd and home will be on left. WaterSource: Public
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
464135 State Road 200, Yulee, FL, 32097 $225,000 3 1 1,344 1,344 SqFt
97146 Pirates Point Road, Yulee, FL, 32097 $875,000 3 2 2,443 2,443 SqFt
97098 Pirates Point Road, Yulee, FL, 32097 $600,000 3 2 1,645 1,645 SqFt
97146 Pirates Point Road, Yulee, FL, 32097 $875,000 3 2 2,443 2,443 SqFt
97260 Pirates Point Road, Yulee, FL, 32097 $850,000 3 2 2,114 2,114 SqFt
97260 Pirates Point Road, Yulee, FL, 32097 $850,000 3 2 2,114 2,114 SqFt
96130 Captains Pointe R.., Yulee, FL, 32097 $699,900 4 3 2,534 2,534 SqFt
96095 Gravel Creek Drive, Yulee, FL, 32097 $588,000 3 2 2,109 2,109 SqFt
96095 Gravel Creek Drive, Yulee, FL, 32097 $588,000 3 2 2,109 2,109 SqFt
96148 Pirates Bluff Road, Yulee, FL, 32097 $619,990 5 4 3,338 3,338 SqFt

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Amelia Island-Nassau County Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data ids deemed reliable but is not guaranteed accurate by the MLS. Copyright ©2026 Amelia Island-Nassau County Association of Realtors®. All rights reserved.

ByOwner last updated this listing 08/14/2026 @ 04:09

MLS: 116881 LISTED BY: Melissa Ricks, KELLER WILLIAMS REALTY / FB OFFICE 904-261-9800 SOURCE: Amelia Island Nassau County Association of REALTORS

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