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43 Church Street

Worcester, NY 12197
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Bed 4

Bed

Bath 3

Bath

SqFt3,200

Sqft

Acres0.39

Acre(Lot)

Thoughtfully updated while preserving its charm, this exceptional home is filled with warmth and character. This 4-bedroom, 1-full, and 2-half bathroom property showcases striking architectural details, beautiful bay windows both upstairs and downstairs, and an effortless layout. Step inside through the mudroom into a stunning, custom post-and-beam living room anchored by a stone wood-burning fireplace with built-in shelving, recessed lighting, and rich hardwood floors. The heart of the home is the expansive kitchen, featuring soaring cathedral ceilings, granite countertops, ample storage in custom cabinetry, a center island with seating, a built-in desk area, and two ovens—perfect for hosting. This space flows into the open-concept dining room, while elegant French doors open to a vers atile main-level bedroom situated near a convenient half bath (with options to complete as a full) and laundry area. Upstairs, the hallway leads to the full bathroom and three bright bedrooms, including a generous primary room that easily accommodates two king beds and features an expansive closet. Transition outdoors to a sprawling Trex deck and charming gazebo. Relax on the custom wood swing in the backyard, enjoy the peaceful sounds of the water, and take advantage of easy access directly down to Decatur Creek. The outdoor space also features a custom playhouse with swings. The property is complete with an impressive, custom-built 2-story, 2-car garage boasting ample storage, classic wainscoting, an interior electric door that closes at the top of the stairs, and a basketball hoop that opens out the top double doors. A large additional room in the back houses the wood gasifier boiler and offers extra storage. Conveniently located near I-88 for easy access to Cobleskill, Albany, Oneonta, Cooperstown, and Binghamton!

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Detail Ic Property Details

Property Type : Residential

Price : $309,000

AD Id : 83827861

MLS Id : R1687337

Beds : 4

Lot Size : 0.39 Acre

Living Area Size : 3,200

Year Built : 1880

Garage : 2

County : Otsego

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Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 3 Full Baths: 1 Half Baths: 2

    Room Information

    Rooms Total: 11 Has Basement: Yes Basement: Crawl Space, Partial
  • Flooring Information

    Carpet, Ceramic Tile, Hardwood, Varies
  • Roofing Information

    Asphalt, Shingle
  • Interior Features

    Cathedral Ceiling(s), Eat-in Kitchen, Granite Counters, Kitchen Island, Master Downstairs Roof: Asphalt, Shingle Appliances: Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Refrigerator, Range Hood, Water Heater Laundry Features: Main Level
  • Heating & Cooling

    Has Heating: Yes Heating: Exhaust Fan, Oil, Other, See Remarks, Wood, Baseboard, Hot Water, Radiant Has Cooling: Yes Cooling: Other Water front: 1

  • Building Information

    Year Built: 1880 Building Area Total: 3200 Construction Materials: Vinyl Siding, Wood Siding Stories: 2 Frontage Length: 92 Patio And Porch Features: Covered, Deck, Porch Private Pool: No Water front Features: Beach Access, River Access, Stream

  • Lot Information

    Lot Dimensions: 86X222 Main Square Feet: 0.39 Acres Lot Size Acres: 0.39 Lot Description: Irregular Lot, Waterfront

  • Listing Price Information

    Listing Price: $309000 Cash, Conventional, FHA, USDA Loan

  • Tax Information

    Parcel Number: 199.17-1-38.00 Annual Tax: $4676

  • Parking Information

    Attached, Garage, Paved

    Garage Information

    Has Garage: Yes Has Attached Garage: Yes Garage Space: 2

  • Utility Information

    Electricity Connected, Water Connected
  • Location Information

    WaterSource: Public
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
1099 W Hill Road, Worcester, NY, 12197 $189,900 3 2 1,248 1,248 SqFt
443 County Highway 40, Worcester, NY, 12197 $199,000 3 1 950 950 SqFt
123 County Highway 37, Worcester, NY, 12197 $267,000 4 2 1,990 1,990 SqFt
287 Main Street, Worcester, NY, 12197 $195,000 3 1 1,500 1,500 SqFt
285 Main Street, Worcester, NY, 12197 $150,000 4 2 1,800 1,800 SqFt
156 Main Street, Worcester, NY, 12197 $99,000 1 3 1,750 1,750 SqFt
56 Church Street, Worcester, NY, 12197 $228,500 3 2 1,463 1,463 SqFt

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than ByOwner, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor ByOwner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.

ByOwner last updated this listing 06/20/2026 @ 00:02

MLS: R1687337 LISTED BY: Stacey Camilleri, Keller Williams Upstate NY Properties 607-431-2540 SOURCE: Upstate New York Real Estate Information Services (UNYREIS)

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