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540 Niagara Street

Utica, NY 13501

$144,900 $610/Mo

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Overview

Bed

Bath

1,268

Sqft

0.05

Acre(Lot)

Description

This inviting corner home sits on a generous double lot in an established residential area known for its peaceful setting and well-kept properties. The oversized driveway offers abundant parking, and the location provides excellent access to Downtown Utica, the NYS Thruway, Route 5S, the North–South Arterial, and is just minutes from the new dog park and TR Proctor Park. The owner has enjoyed nearly 20 years here, and it shows. The spacious yard is ideal for everyday living, while the home’s location places you close to hospitals, colleges, restaurants, convenience stores, and more. With 4 bedrooms and over 1,200 square feet of living space, this home is comfortable, practical, and easy to maintain—featuring a newer furnace and updated insulation for efficient heating. A great opp ortunity in a well-located neighborhood—ready for its next chapter.

Property Details

Property Type : Residential

Price : $144,900

AD Id : 70596915

MLS Id : S1653680

Beds : 4

Lot Size : 0.05 Acre

Living Area Size : 1,268

Year Built : 1940

County : Oneida

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total beds: 4

Bathroom Information

Total Baths: 1 Full Baths: 1

Room Information

Rooms Total: 7 Has Basement: Yes Basement: Full, Sump Pump
Flooring Information

Carpet, Hardwood, Varies
Roofing Information

Asphalt
Interior Features

Eat-in Kitchen Roof: Asphalt Appliances: Dryer, Gas Water Heater, Refrigerator, Washer Laundry Features: Main Level Window Features: Skylight(s)
Heating & Cooling

Has Heating: Yes Heating: Natural Gas, Forced Air

Building Information

Year Built: 1940 Building Area Total: 1268 Construction Materials: Spray Foam Insulation, Vinyl Siding Stories: 2 Patio And Porch Features: Porch Private Pool: No

Lot Information

Lot Dimensions: 29X72 Main Square Feet: 0.0479 Acres Lot Size Acres: 0.0479 Lot Size Square Feet: 2088 Lot Description: Corner Lot, Rectangular Lot

Listing Price Information

Listing Price: $144900 Original Price: $149900 Cash, Conventional, FHA

Tax Information

Parcel Number: 301600-319-072-0001-024-000-0000 Tax Lot: 24 Annual Tax: $1954

Parking Information

No Garage, Driveway

Utility Information

Cable Available, Sewer Connected, Water Connected
Location Information

WaterSource: Public

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft	Lot Size
418 Bacon Street, Utica, NY, 13501	$189,900	6	--	7,920	7,920 SqFt
1017 Bleecker Street, Utica, NY, 13501	$550,000	15	--	12,842	12,842 SqFt
1017 Bleecker Street, Utica, NY, 13501	$550,000	5	2	12,842	12,842 SqFt
314 Nichols St, Utica, NY, 13501	$129,900	6	--	4,734	4,734 SqFt
809 Jefferson Avenue, Utica, NY, 13501	$89,900	4	2	1,404	1,404 SqFt
1123 Leeds Street, Utica, NY, 13501	$174,900	4	1	1,486	1,486 SqFt
914 Arthur Street, Utica, NY, 13501	$210,000	3	2	1,592	1,592 SqFt
1018 Morris St, Utica, NY, 13501	$264,900	4	2	1,824	1,824 SqFt
601 Eagle Street, Utica, NY, 13501	$170,000	4	2	1,589	1,589 SqFt
406 Rutger Street, Utica, NY, 13501	$649,000	6	--	5,148	5,148 SqFt

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ByOwner last updated this listing 06/13/2026 @ 00:49

MLS: S1653680 LISTED BY: Joseph Pantola, Coldwell Banker Faith Properties 315-735-2222 SOURCE: Central New York Information Services