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1121 S 23rd Street

Temple, TX 76504
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Bed 3

Bed

Bath 2

Bath

SqFt1,288

Sqft

Acres0.24

Acre(Lot)

Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minut es from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.

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Detail Ic Property Details

Property Type : Residential

Price : $199,640

AD Id : 91421024

MLS Id : 7162261

Beds : 3

Lot Size : 0.24 Acre

Living Area Size : 1,288 Sq. Ft

Tax Amount : $3,731.41

Year Built : 1940

Garage : 4

County : Bell

Subdivision: Tal-coe Place

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Roofing Information

    Asphalt

    Flooring Information

    Carpet, Vinyl
  • Interior Features

    CeilingFans, SeparateFormalDiningRoom, MultipleDiningAreas, MainLevelPrimary, Storage
    Roof: Asphalt
    Appliances: Refrigerator
    Laundry Features: InKitchen
  • Heating & Cooling

    Heating: Electric Has Cooling: Yes

  • Building Information

    Year Built: 1940
    Construction Materials: VinylSiding
    Stories: 1
    Pool Features: None
    Private Pool: No
    Water front Features: None
    View: Neighborhood, TreesWoods
  • Exterior Features

    Exterior Features: None

  • Lot Information

    Main Square Feet: 0.2448 Lot Size Acres: 0.2448 Lot Description: BackYard,CornerLot,FrontYard,FewTrees

    Property Information

    Subdivision: Tal-Coe Place Source Property Type: Residential Property SubType: Single Family Residence Direction Faces: East Levels: One Property Age: 86

  • Listing Price Information

    Listing Price: $199640
    Conventional, Contract, FHA

  • Tax Information

    Parcel Number: 0118330000 Tax Lot: 19 Tax Block: 5 Tax Year: 2025 Annual Tax: $3731.41 Tax Legal Desc: TAL-COE PLACE, BLOCK 005, LOT 0019

  • School Information

    Elementary School: Scott Junior High School: Travis Senior High School: Temple
  • Utility Information

    ElectricityConnected, NaturalGasAvailable, WaterConnected
  • Location Information

    Direction: A mile from I-35, pretty close to Scott & White Hospital. WaterSource: Public
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
2030 Michigan Drive, Temple, TX, 76504 $241,900 3 2 1,442 --
2720 Turning Creek Street, Temple, TX, 76504 $285,000 4 2 1,900 --
2022 Michigan Drive, Temple, TX, 76504 $255,900 4 2 1,654 --
2010 Michigan Drive, Temple, TX, 76504 $283,900 4 3 2,036 --
2517 Elk Creek Street, Temple, TX, 76504 $260,000 4 2 1,781 --
2525 Elk Creek Street, Temple, TX, 76504 $200,000 3 2 1,611 0.16 Acre
2525 Elk Creek Street, Temple, TX, 76504 $200,000 3 2 1,611 --
1901 Fawn Creek Street, Temple, TX, 76504 $264,000 4 2 2,088 --
1916 Meridian Loop, Temple, TX, 76504 $264,900 4 2 1,842 --
1921 Euclid Drive, Temple, TX, 76504 $210,000 3 2 1,262 --

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ByOwner last updated this listing 10/01/2026 @ 02:26

MLS: 7162261 LISTED BY: Ramgopal Surabi, Texas Signature Realty 832-876-2093 SOURCE: ACTRIS

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