1439 Charlotte Valley Road
Summit, NY 12175
2
Bed
1
Bath
630Sqft
0.33Acre(Lot)
Escape to the Mountains: DIY Cottage with Seller Financing! Looking for an affordable entry into the Upstate New York market? This handyman diamond-in-the-rough is calling your name. Just needs cosmetic repairs. Situated on a manageable 0.33-acre lot, the property boasts stunning mountain views, a bubbling brook you can hear in the back, and proximity to State Land, providing the perfect backdrop for a future deck or expanded windows. Whether you want to restore the existing structure or reimagine the space entirely, this is your blank canvas. The foundation has been completely replaced with a concrete block foundation and a Bilco door. Electric has circuit breakers; heating and plumbing are good. No bank needed. The owner is offering flexible seller financing with 1/3 down payment. Ho
Property Details
Map
Map
What's Nearby
Nearby Areas
Features
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Bedroom Information
Total beds: 2Bathroom Information
Total Baths: 1 Full Baths: 1Room Information
Rooms Total: 4 Basement: Crawl Space -
Flooring Information
Laminate, Varies, Vinyl -
Roofing Information
Asphalt -
Interior Features
Eat-in Kitchen, Master Downstairs Roof: Asphalt Appliances: Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Water Heater -
Heating & Cooling
Has Heating: Yes Heating: Oil, Forced Air
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Building Information
Year Built: 1943 Building Area Total: 630 Construction Materials: Frame, Wood Siding Stories: 1 Patio And Porch Features: Covered, Porch Private Pool: No
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Lot Information
Lot Dimensions: 147X107 Main Square Feet: 0.33 Acres Lot Size Acres: 0.33 Lot Size Square Feet: 14375 Lot Description: Rectangular Lot
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Listing Price Information
Listing Price: $79900 Cash, Conventional, Owner Will Carry, Private Financing Available
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Tax Information
Parcel Number: 434800-111-000-0005-002-000-0000 Tax Lot: 2 Annual Tax: $1980
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Parking Information
No Garage, Driveway
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Utility Information
Cable Available, Electricity Connected -
Location Information
Direction: Exit 20 off I-88 then follow NY-10 South for 4.2 miles.Turn right onto Charlotte Valley Road (County Road 40).Drive 4.1 miles down Charlotte Valley Road to arrive at your destination on the right. WaterSource: Private, Well
How much is this property worth?
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Nearby Home Value
| Address | Estimate | Bed | Bath | Sq. Ft | Lot Size |
|---|---|---|---|---|---|
| 171 Rossman Hill Road, Summit, NY, 12175 | $229,000 | 3 | 2 | 1,792 | 1,792 SqFt |
| 171 Rossman Hill Road, Summit, NY, 12175 | $229,000 | 3 | 2 | 1,792 | 1,792 SqFt |
| 109 Rossman Hill Road, Summit, NY, 12175 | $42,000 | -- | -- | 1,512 | 1,512 SqFt |
| 102 Shoreline Drive, Summit, NY, 12175 | $451,000 | 2 | 2 | 1,568 | 1,568 SqFt |
| 359 Baldwin Road, Summit, NY, 12175 | $418,000 | 2 | 1 | 972 | 972 SqFt |
| 359 Baldwin Road, Summit, NY, 12175 | $418,000 | 2 | 1 | 972 | 972 SqFt |
| 115 Lakeside Drive, Summit, NY, 12175 | $499,999 | 3 | 2 | 1,385 | 1,385 SqFt |
| 1623 Charlotte Valley R.., Summit, NY, 12175 | $109,900 | 5 | 2 | 2,280 | 2,280 SqFt |
| 2819 New York 10, Summit, NY, 12175 | $237,999 | 4 | 2 | 2,454 | 2,454 SqFt |
| 2588 New York 10, Summit, NY, 12175 | $750,000 | 2 | 2 | 2,300 | 2,300 SqFt |
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ByOwner last updated this listing 08/28/2026 @ 22:52
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