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1439 Charlotte Valley Road

Summit, NY 12175
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Bed 2

Bed

Bath 1

Bath

SqFt630

Sqft

Acres0.33

Acre(Lot)

Escape to the Mountains: DIY Cottage with Seller Financing! Looking for an affordable entry into the Upstate New York market? This handyman diamond-in-the-rough is calling your name. Just needs cosmetic repairs. Situated on a manageable 0.33-acre lot, the property boasts stunning mountain views, a bubbling brook you can hear in the back, and proximity to State Land, providing the perfect backdrop for a future deck or expanded windows. Whether you want to restore the existing structure or reimagine the space entirely, this is your blank canvas. The foundation has been completely replaced with a concrete block foundation and a Bilco door. Electric has circuit breakers; heating and plumbing are good. No bank needed. The owner is offering flexible seller financing with 1/3 down payment. Ho wever, she will accept your check for payment in full. Bring your contractor, your toolkit, and your imagination to Summit, NY! Sold as-is.

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Detail Ic Property Details

Property Type : Residential

Price : $79,900

AD Id : 90502294

MLS Id : 202624883

Beds : 2

Lot Size : 0.33 Acre

Living Area Size : 630

Year Built : 1943

County : Schoharie

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Feature Features

  • Bedroom Information

    Total beds: 2

    Bathroom Information

    Total Baths: 1 Full Baths: 1

    Room Information

    Rooms Total: 4 Has Basement: Yes Basement: Exterior Entry
  • Interior Features

    Appliances: Electric Water Heater, Range, Refrigerator, Water Heater
  • Heating & Cooling

    Has Heating: Yes Heating: Forced Air, Oil Cooling: None

  • Building Information

    Year Built: 1943 Private Pool: No
  • Exterior Features

    Exterior Features: None

  • Lot Information

    Lot Dimensions: 147' x 107' Main Square Feet: 0.33 Acres Lot Size Acres: 0.33 Lot Size Square Feet: 14374.8

  • Listing Price Information

    Listing Price: $79900

  • Tax Information

    Parcel Number: 434800 111.-5-2 Tax Lot: 2.000 Tax Block: 5 Annual Tax: $1980.38

  • Parking Information

    Parking Total: 3 Driveway

  • Location Information

    Direction: Exit 20 off I-88 then follow NY-10 South for 4.2 miles.Turn right onto Charlotte Valley Road (County Road 40).Drive 4.1 miles down Charlotte Valley Road to arrive at your destination on the right.
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
171 Rossman Hill Road, Summit, NY, 12175 $229,000 3 2 1,792 1,792 SqFt
171 Rossman Hill Road, Summit, NY, 12175 $229,000 3 2 1,792 1,792 SqFt
109 Rossman Hill Road, Summit, NY, 12175 $42,000 -- -- 1,512 1,512 SqFt
102 Shoreline Drive, Summit, NY, 12175 $451,000 2 2 1,568 1,568 SqFt
359 Baldwin Road, Summit, NY, 12175 $418,000 2 1 972 972 SqFt
359 Baldwin Road, Summit, NY, 12175 $418,000 2 1 972 972 SqFt
115 Lakeside Drive, Summit, NY, 12175 $499,999 3 2 1,385 1,385 SqFt
1623 Charlotte Valley R.., Summit, NY, 12175 $109,900 5 2 2,280 2,280 SqFt
2819 New York 10, Summit, NY, 12175 $237,999 4 2 2,454 2,454 SqFt
2588 New York 10, Summit, NY, 12175 $750,000 2 2 2,300 2,300 SqFt

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ByOwner last updated this listing 08/28/2026 @ 22:42

MLS: 202624883 LISTED BY: Gary Morgan, Charlotteville Realty LLC 607-397-9027 SOURCE: Global MLS