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49G Miriam Street STREET

Stock Island, FL 33040
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Bed 4

Bed

Bath 3

Bath

SqFt2,000

Sqft

This newly built 2026 home on Stock Island delivers what buyers rarely find in the Florida Keys: true new construction, built to current code, with a fully legal guest suite and insurance costs designed to be as manageable as possible -- all priced under $1M.The main residence offers 3 bedrooms, 2 bathrooms, and over 1,500 square feet of thoughtfully designed living space elevated 18 feet above grade. Interiors feature waterproof and scratch-proof luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and in-unit washer and dryer. HardiePlank siding, impact-rated doors and windows, and a metal roof complete a build package engineered for Keys living. Central air conditioning keeps the main home comfortable year-round.The elevated guest suite -- positioned at 9 feet wi th its own private entrance below the main home -- adds one bedroom, one bathroom, and approximately 500 square feet of additional living space, complete with quartz countertops, stainless steel appliances, in-unit laundry, and a mini-split system. Live in one, rent the other, or house extended family with total privacy. Similar properties are bringing in over $6500 per month in rent.The fully fenced, rock-covered lot provides covered parking under the home and additional off-street parking out front -- a genuine premium in the Keys.Stock Island puts you one bridge from Old Town Key West, with marinas, restaurants, and the energy of the Keys right at your door.

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Detail Ic Property Details

Property Type : Residential - Single Family

Price : $929,000

AD Id : 79259610

MLS Id : 620041

Beds : 4

Living Area Size : 2,000 Sq. Ft

Tax Amount : $2,016.59

Year Built : 2026

County : Monroe

Subdivision: Waldin Park Estates

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Feature Features

  • Bedroom Information

    Total Bedrooms: 4

    Bathroom Information

    Total Baths: 3 Full Baths: 3
  • Interior Features

    Split Bedroom,Quartz Countertops,Walk-in Closet(s) Appliances: Washer,Range,Refrigerator,Dishwasher,Dryer
  • Roofing Information

    Metal Roof

    Flooring Information

    Vinyl

    Heating & Cooling

    Cooling: Central Air,Ductless Water Front: No None No Waterview

    Window Information

    Window Treatments: Impact Rstnce Window,Impact Rstnce Doors

  • Building Information

    Year Built: 2026 Floor Location: 3669 Construction: Frame,Modular Roof: Metal Roof
  • Guest House Information

    Legal

  • Lot Information

    Lot SqFt: 3,669 Lot SqFt Source: Tax Records BK G LT 49 LINCOLN GARDENS NO 2 PB5-90 STOCK ISLAND OR381-396-397 OR768-207 OR809-970 OR873-1644 OR972-278 OR1050-1761 O
  • Property Information

    SQ ft (Living Area): 2,000 View: No Waterview Subdivision: Lincoln Gard. No. 2 (5.0)

  • Listing Price Information

    List Price: $929,000
  • Listing Information

    Cash,VA,Conventional

  • Tax Information

    Taxes: $2,017 Tax Year: 2025 Parcel Number: 00130460-000000 Tax Exemptions: None

  • Multi-Unit Information

    Pets Allowed: Pets Allowed
  • Homeowners Association Information

    Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee: $0.00

  • Utility Information

    FKAA,Community Swr Plant
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ByOwner last updated this listing 09/30/2026 @ 21:04

MLS: 620041 LISTED BY: Jimmy R Lane , Island Life Realty Experts 305-766-0585 SOURCE: Florida Keys MLS, Inc.

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