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1120 Locust Street

San Jose, CA 95110
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Bed 4

Bed

Bath 2

Bath

SqFt1,474

Sqft

SqFt4,352

Sqft(Lot)

$103K price improvement! A rare opportunity to secure a low 3.625% rate, assumable FHA loan (buyer must qualify) and step into a versatile 2 unit property, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.

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Detail Ic Property Details

Property Type : Residential

Price : $1,075,000

AD Id : 77793170

MLS Id : ML82044909

Beds : 4

Lot Size : 4,352 Sqft

Living Area Size : 1,474

Year Built : 1955

Garage : 2

County : Santa Clara

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total Bedrooms: 4

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Water/Sewer

    Water Source: Public Sewer: Public Sewer
  • Interior Features

    Roof: Composition Flooring: Laminate
  • Cooling Features

    None Air Conditioning

    Heating Source

    Has Heating

    Fireplace

    Has Fireplace: 0

  • Building Information

    Year Built: 1955 Roof: Composition
  • Foundation

    Slab
  • Accessibility Features

    Other

  • Lot Details

    Lot Dimensions Source: Vendor Enhanced Lot Size Acres: 0.0999
  • Lot Size Source: Assessor Lot Size Square Feet: 4352

  • Listing Price Information

    Original List Price: 1,075,000 Listing Contract Date: 2026-04-28
  • Lease Information

    Listing Agreement: Exclusive Right To Sell

  • Tax Information

    Parcel Number: 43406045

  • Garage and Parking

    Garage Description: Other Attached Garage: Yes

    Homeowners Association

  • Other Property Info

    Source Listing Status: Active Source Neighborhood: 699 - Not Defined Directions: Cross Street: Rincon Ave Zoning: R2 Source Property Type: Residential Area: 699 - Not Defined Property SubType: Single Family Residence
  • Building and Construction

    Property Age: 71 Structure Type: Single Family Residence Year Built Source: Assessor Total Square Feet Living: 1474
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
1552 Ford Avenue, San Jose, CA, 95110 $999,000 3 2 1,121 1,121 SqFt
36 Goodyear Street, San Jose, CA, 95110 $998,000 3 1 848 848 SqFt
1210 Mastic Street, San Jose, CA, 95110 $699,888 2 1 657 657 SqFt
1556 Little Orchard Str.., San Jose, CA, 95110 $1,149,999 3 2 1,250 1,250 SqFt
973 Prospect Street, San Jose, CA, 95110 $949,000 3 2 1,248 1,248 SqFt
1365 Vine Street, San Jose, CA, 95110 $1,445,000 5 3 1,826 1,826 SqFt
20 Clayton, San Jose, CA, 95110 $1,198,000 2 2 1,808 1,808 SqFt
541 Vine Street, San Jose, CA, 95110 $1,085,000 2 1 1,230 1,230 SqFt
914 Harliss Avenue, San Jose, CA, 95110 $669,000 2 1 996 996 SqFt
173 Clayton Avenue, San Jose, CA, 95110 $1,499,888 -- -- 2,525 2,525 SqFt

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ByOwner last updated this listing 06/11/2026 @ 13:49

MLS: ML82044909 LISTED BY: Robert Garcia, Acquire Inc. 408-455-4007 SOURCE: CRMLS

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